Yesterday I got a call from my financial institution (FI) USAA.
The lady on the line told me she suspected my debit card had been stolen or duplicated.
She asked if the card was in my possession. Then she began rattling off charges that had been made earlier in the day from Publix (twice), Athlete’s Foot (twice), and some beauty store.
All the charges were around $100 totaling over $500 stolen from my account.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
A guest post by British author Louise Tillotson. Some terms are relevant to UK.
Last time, I talked about some ways in which to make or save money: selling unwanted items in a yard sale, changing to a cheaper utility provider, using rewards credit cards to get money back on what you spend, and using coupons to get money off your groceries.
In this post I’m going to be talking about some of the things you might be paying for which you really don’t need.
Insurance
Pretty much everything you buy these days comes with an offer of insurance. Some things are worth insuring; (more…)
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
This has been a great week so far. Sunday night I was a guest on the CoParenting Matters show on Blogtalk Radio. The hosts were Deesha Philyaw of Coparenting101.com and Talibah Mbonisi of WeParent.com. Annie Fox, author of several books for middle school kids was the other guest. You can listen to the show archive to hear what we talked about.
On Monday I found out that I was the 13th winner (more…)
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
This post is a continuation of the story of my journey toward financial freedom.
When my daughter was very young and I was a new, breastfeeding mom I was torn between working and staying home to take care of my daughter. I missed her terribly and wanted to be the one to raise her rather than a daycare center. I made the decision to become a stay at home mom.
My plan was to use my desktop publishing and administrative skills to earn money. I had a great book about desktop publishing and decided to take the plunge. A good friend had given me a used computer to get started. From that day I considered myself an entrepreneur.
I had a few business cards made and created flyers to give out. I began spreading the word about my services and I was even featured in the local newspaper. The angle was basically “single mom starts home business”.
I was flying by the seat of my pants mostly because I had very little business sense or help. I didn’t know any business owners and had no contacts. My confidence level was very low so I didn’t take the initiative to go out and meet people.
I’m sure my pricing was too low and I was not very good at marketing. Still I tried and got a couple of steady clients. After a while the financial pressure began to weigh on me. I didn’t have a clear mind or sense of security for me and my baby so I began looking for work again.
The short time I spent as a business owner taught me many lessons:
1. Have a mentor
2. Have an established network
3. Target your services and market to those people
4. Have a solid support system
5. Have a simple business plan or plan of action
Even though I made the choice to return to work, I never gave up my dream to be an entrepreneur. I’ve found ways to make money on the side over the years as I test the possibilities. I’m sure I’ll be a full-time WAHM very soon with determination and a greater sense of confidence!
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
Hi! Welcome to RichSingleMomma.com. I started this website almost a decade ago because I couldn't find any blogs back then that helped single moms with money. I was having some success in that area so I decided to share what I knew about side hustles, making extra money, and managing money. Read more...Â