Worthy.com Review: Sell Your Engagement Ring Online

Worthy.com Review: Sell Your Engagement Ring Online

I shared with you what happened when I sold my engagement ring after I got divorced. Back then the only way to sell your engagement ring online was to go to Craigslist or some other classified directory. I didn’t get the best price I’m sure because I wasn’t well informed. I didn’t get the ring appraised, in fact, I didn’t really know I could take it to a jeweler to find out all the details about the ring.

Things are different now so you don’t have to practically give away your diamond ring. You have options for selling your ring online and getting the best price instead of the first price someone throws your way.

I got information about Worthy.com recently and feel it is a great way to sell your diamond engagement ring online. The site was created so women who have jewelry laying around can sell it for a great price to the highest bidder. I decided to give a try myself so I went to the website and started the process of selling a wedding band. In the Worthy Review tutorial video below you can see step by step how to sell the rings online. It’s very easy to do so take a look at the video and then dig out your diamond rings and start selling.

Fast Facts:

  • The estimate is free
  • The shipping is free
  • Listing in the auction is done for you
  • You get to decide the lowest amount you’ll take based on the appraised value
  • You get paid in 7 days after the sale of your jewelry

Have you sold your engagement ring or wedding band? Do you think you would sell it now that you see how easy it can be?

3 Reasons to Finally Sell Your Diamond Engagement Ring

3 Reasons to Finally Sell Your Diamond Engagement Ring

After my divorce, I was left with a few decisions to make. What to do with our shared possessions? Should I stay in the city or move back home? Should I keep my married name or go back to my maiden name?  Should I sell my engagement ring?

I decided to let him have everything he brought into the marriage. It was easier that way because I didn’t want any reminders of him. I decided to move back home. I went back to my maiden name (fortunately my kids weren’t his so that was not an issue); and I decided now it was the right time to Sell my ring.

I know that for some people it is hard to let go of that beautiful diamond ring. It has sentimental value. It may even be the biggest asset you own that you didn’t have to split, but what is it really worth? You may be even considering passing it down to your daughter or niece, but then again, they might just want their own. I have three simple reasons for you to let it go already!

3 Reasons to Finally Sell Your Diamond Engagement Ring

1. You will never wear your diamond engagement ring again without thinking about the end of your marriage.

The months and years leading up to the end of the relationship is never good. Admit it. So the sentimental value of the ring gets lost in the urge to possibly choke your ex to death because of the misery you feel. Sell the ring.

2. Can you honestly say your daughter or niece would really want to wear your old engagement ring?

They might think it’s cursed because it didn’t work for you so they can’t really think it would work for them. Sell the ring…

3. The value of your diamond engagement ring, sell it before it depreciates that much more!  

Think of the ways you can spend the money… emergency fund, kid’s college fund, vacation, down payment on a house or car. The ring is yours and the money can be put to good use. Sell. The. Ring!!!

My Experience Selling My Engagement Ring

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My experience with selling my ring was quick. I didn’t ask, I just took it to a pawn shop I saw many times before and told them to make me an offer. I didn’t even really haggle because I needed the money, so I basically accepted their first offer. Because the ring wasn’t too terribly expensive, I was happy to get something at all.

Now that I’m older (and wiser) and have better intel, I know that I probably could have gotten a lot more. With new services popping up all the time I could have learned more about it and held out for a much higher price. My state of mind at the time was to just get it over with. I wanted no reminders of that time in my life.

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Sell Engagement Rings to Highest Bidder?

But what if I had a service that would give me the trending market value, a real grading report and help me sell it to the highest bidder?

What if I could mail the ring into a service that handles these types of sales at no cost to me? What if I could have gotten more money than the pawn shop gave me for the ring?

Back then there was no online service like that, but I just found out about one called Worthy that values based on the market trends and auctions wedding rings to the highest bidder. I’m so jealous that divorced women can do that now. Lucky ladies!

Stress-free Way to Sell Engagement Ringsell-diamond-engagement-ring

Worthy works with women every day and offers a stress-free experience for divorced women who want to sell their diamond engagement ring online for the highest possible price.

The process is easy and there is a team of expert professionals who help and assist you every step of the way and answer your questions and explain the differences between Total Carat Weight and Carat Weight.  

The ultimate goal is to get the best value and the most money from selling an engagement ring after divorce.

If I had this kind of service 10 years ago selling my engagement ring would have been such a wonderful process. I would have gotten so much more money that would have helped with my move, been put to an emergency fund, or went toward making the first Christmas without my Ex both beautiful and unforgettable.

Even though it wasn’t available for me, you can take full advantage of it. You just follow the steps on the Worthy.com website. You basically send in your ring at no cost after getting a market range of its value. The gem experts assess the value of the stone (they have to remove it from the ring with your permission). After they evaluate it they ask you what is the lowest price you will accept and then they put it up for auction. They do not get paid until your ring is sold. The fees range from 5% to 20% depending on the sale price of the ring. It’s that easy! Why wasn’t this service available 10 years ago.

Do you have an engagement or wedding ring set locked away? Are you ready to get rid of it but get the most money from the sale? Are you ready to move on with your life? Check out the site, submit your ring, and start your life over again on your terms.

Groupons Good the Place to Buy Inexpensive Gifts for Women and Teens

Groupons Good the Place to Buy Inexpensive Gifts for Women and Teens

Groupon Goods the Place to Buy Inexpensive Gifts for Women and Teens

We are officially in the Holiday Season! Wow! I can’t believe how time has flown so quickly. Just 11 months ago it was my birthday :-p. This is a semi-stressful time for me because my son starts putting pressure on me to prepare for the holidays. 🙁

It’s his favorite time of year because it means, gifts, family, friends, and food. His top four things. So what’s a wait-until-the-last-minute mom on a budget who hates shopping to do?

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My best bet is to get out the laptop and start researching ideas (and prices). On top of waiting to the last minute I am a bit scatterbrained so I’m constantly looking for that website I came across six months ago. Ugh!!! Where is it…

One site I rarely forget about is Groupon Goods. It is my go to place for products, services, and travel discounts. A couple of years ago I did most of my Christmas shopping there and it was featured in Essence magazine.

grouponnecklace

For my holiday gifts this year I’m going back to Groupon Goods to snag some great prices at a discount.

My daughter wants make-up, jewelry, clothes, and electronics and my son wants cookware, superhero gear, and whatever else I decide to get him :-).

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What do you have on your early holiday shopping list? Will you be shopping on online or in the stores?

This is a sponsored post. All opinions are mine.

6 Ways to Prepare Your Credit Cards for the Holidays

6 Ways to Prepare Your Credit Cards for the Holidays

The leaves are changing color and Halloween is almost here, which means the holidays are approaching fast. Now is the time to get your credit cards in order and avoid holiday overspending. Here are six ways to prepare your credit cards for the holidays.

1. Check Your Credit Score

Your credit score is one of the greatest indicators of the overall health of your finances, so it pays to know where you stand. You can view two of your free credit scores, updated every 14 days, by signing up for an account on Credit.com, and by checking your score, you can see what areas you need to improve. For example, you may find out that you need to do a better job making loan payments on time or lowering your credit card balances. And if you have problems with your credit, then you can adjust your holiday shopping plans accordingly, so you don’t do any more damage.

2. Take Stock of Your Cards

Before your holiday shopping begins, you’ll want to know which cards you have at home, in your wallet and elsewhere. Perhaps you have some credit cards that you keep in your car, or at work. Or you might have signed up for store credit cards in last year that you forgot about. In any case, make sure that you can find all of your cards, and double check that the accounts are still open (and, ideally, in good standing).

3. Check Your Available Credit

One reason that you should take inventory of your credit cards is to see each card’s line of credit and how much of it is still available. That’s because your debt-utilization ratio — how much credit you’ve used versus how much is offered to you — is one of the biggest factors that determine your credit score. If you’re bumping up against your available credit limit, that’s a sign that you may have taken on too much debt and need to adjust your spending habits.

4. See Which Cards Offer the Most Rewards

If you are in the habit of avoiding credit card interest charges by paying your statement balances in full, then you may be the type of credit card user who could benefit from a rewards credit card. You may be able to find credit cards that reward you for the kind of shopping you do over the holidays. For example, the Chase Freedom card offers 5% cash back on up to $1,500 in spending each quarter on select categories of merchants. From October through December, that category is department stores, wholesale clubs and drug stores, and you can check Chase’s website for specific stores that fall into those categories. That’s just one example — you can see our roundup of the best cash back rewards cards here.

5. Examine Your Cardholder Benefits

While most people focus on credit card rewards, your card’s purchase protection benefits could offer you tremendous value during the holidays. For example, a price protection policy could refund you the difference when an eligible purchase experiences a price drop. A return protection policy could come in handy if a merchant is unable to accept or offer a refund for an unwanted item. Damage and theft protection policies are commonly found on many credit cards, while extended warranty coverage can add a year to your manufacturer’s warranty. By knowing which policies your cards have, you can choose to use the ones that offer you the most valuable benefits.

6. Create a Budget

The final, and perhaps most important, way to prepare for using your credit cards during the holidays is to examine your budget. It’s very easy to get carried away with your holiday spending, so it’s vital to create a budget before its too late. After all, you don’t want to bump up against your credit limit, as we mentioned earlier, or take on so much debt that it drags down your credit score.

By deciding in advance how much is prudent to spend during the holidays, and by closely tracking how your actual charges compare to your budget, you can keep your spending under control. When you prepare your credit cards well in advance of the holidays, then you can start the new year off in a good financial situation, rather than making up for last year’s missteps.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

 

The post 6 Ways to Prepare Your Credit Cards for the Holidays appeared first on Credit.com.

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