10 Tips for Parents to Bully-Proof Their Kids

10 Tips for Parents to Bully-Proof Their Kids

It’s fall and school is starting back again. I’ve seen moms running around getting back to schools supplies and new clothes to prepare their kids for the big first day. I can’t help but wonder are they preparing their precious ones for the bullies that lurk in the hallways and behind the school buses?

I saw a story on Facebook last month of a heartbroken mother whose son killed himself after bullies told him his life wasn’t worth living. My heart went out to the mother as I listened to her tearful plea to other mothers. I felt a little judgy of her because I felt she could have done more.

In reality, I suppose she did all she felt she could do. She went to the school to talk to the principal, she went to the superintendent and the school board. She asked that they move her son to a new school. She did all that but her son still was harassed, beat-up, and basically stalked online and on his phone. The bullies told him repeatedly to kill himself until one day he did.

I felt judgy because I felt his parents didn’t do all they could’ve done for their son. You see, I’m a mama bear and will fight anyone who hurts my kids. I am the kind of mother who will go to drastic measures to ensure their safety from other kids, other parents, the teacher, the principal, and anyone who intentionally harms them. I’m that mama who will go toe to toe with the biggest and baddest bully whether it’s in the classroom, the courtroom, or the boardroom. I don’t play. My 5’3” presence will be felt. That’s me; but then I had to remember that sometimes parents simply are not equipped to empower their children.

I was bullied as a child on the playground by peers and by kids in my extended family, but I learned how to stand up for myself and have never had a problem with it since that time. As a mom I was able to help my daughter deal with bullying by teaching her self-esteem comes from within. I taught her that others have no right to touch her without expecting consequences and how to give people the stare-down, daggers-in-the-eye look. No children were harmed with this strategy, of course. As a result of my empowerment training, she learned to carry herself in a confident manner so she was not a target. She reminded me that I told her never to come home beat up without at least making sure the other person felt her licks.

I believe parents who are confident raise confident children. On the flip side, parents who were bullied often have children who get bullied if they never healed and/or learned how to be confident. Children take their cues from their parents and unfortunately they may be bullied at school too.

Parents have to empower their children to feel strong and capable of going through school and life without antagonism from bullies. Adults get bullied in the workplace, the PTA, and in the home. Coping strategies start from within and it’s only after a child is strong internally that other tactics like self-defense, martial arts, etc. can work effectively.

I’m a mother of a special needs teen son who is on the Autism Spectrum. He has been homeschooled since 5th grade but insists on going to school to finish out his high school years. Of course, I am concerned about bullying because he is “different”.

To prepare him I’ve given him tips to deal with kids who may decide that his differences deserve abuse, mistreatment, and bullying. I’ve empowered him to:

  • Stand up for himself if provoked.
  • Walk away if confronted.
  • Face the issue if necessary and
  • Finish any fight that anyone starts with him.

Some parents may think that is too radical because it advocates violence. I respond by saying that if I do not empower my child then who will? I helped my adult daughter through the struggles of middle and high school bully-free. My son will do the same.

So what should a mom do to empower their child? Here are my 10 tips for parents to bully-proof their kids:

  1. Find the courage inside yourself as a parent and tap into your own self-worth. Kids model what you do vs. what you say.

2. Teach yourself and them to practice the Superhero Pose to build and help feel confidence. Stand with feet apart.Hands on lower waist. Back straight. Head held high. Cape is optional.

3. Allow (even encourage) them to fight back if they are shoved, hit, or punched. Teach them that no one has the right to put their hands on them. This teaches self-respect.

4. Reduce access to social media or monitor closely especially if you suspect bullying. Do the same with cell phones and require that phone numbers not be given out. Change the number if harassment or cyberbullying of any kind begins.

5. Come out of the fantasy world and live in the reality that not everyone has the same supportive and happy environment as your home. Some kids are sad, mad, and miserable and want other kids to be a part of that misery.

What to Teach your kids about bullies::

  • Some kids are being bullied at home so they bully others. Hurt people hurt people.
  • Some kids feel small and inferior at home so they want to feel superior and in control at school.
  • Some kids have parents that bully them so they bully kids that are different or look smaller.
  • Sometimes a bully will challenge them to see if they are tough/confident to stand up for themselves.
  • Whiners get bullied so either remain silent and look them in the eye or speak clearly while looking them in the eye.

6. Teach your kids that their body language will either attract or repel a bully. Show them to walk tall, look people in the eye and to speak up clearly, loudly, and with boldness.

7. Practice or role play at home with your kids how to stand up for themselves if a bully confronts them.

8. Check your fears at the door and don’t project them onto your children. Your children feel your feelings because their intuition is strong. They know when you feel helpless, fearful, depressed, or angry in the same way they know when you are confident, happy, and feeling strong.

9. Pray for and with your child and teach them the scripture, “Be strong in the Lord and in the power of his might” Ephesians 6:10. If you don’t believe in prayer teach them positive affirmations.

10. Teach your child that compassion and kindness go further than being nice and non-confrontational. A kid with a cause (defending the weak) will learn compassion/ kindness is also strength.

A friend on Facebook shared that her daughter was hurt because the kids did not want to play with her. She felt left out and rejected. I share the following:

I hope it helps you empower your child to become a champion on the playground and have an amazing new school year!

9 Online Jobs the Pay Well

9 Online Jobs the Pay Well

The nine-to-five office grind isn’t for everyone. Some people are more productive when they’re at home. Luckily, the internet has a way of providing new opportunities for almost everyone, especially SAHMs.

If you are looking for ways to earn extra income without sacrificing your time with the kids, here are online jobs you can get into:

Freelance Writer

If you have a way with words, freelance writing is a viable option that you should consider. A lot of industries are in need of writers especially when the products, services, or topics involved are niche.  There is a wide variety of subjects to be covered such as travel, sports, fitness, housekeeping, and more. The write-ups needed usually come in the form of blog posts, journalistic articles, and online lists. Starting out, you can expect around $15 per post, but with more experience and better connections, you can make a lot more.

Blogger

Blogs that generate a lot of traffic can be turned into a profitable side business. If your blog shares the same interest and direction with a company, they may be willing to pay you to run ads that link to their site. For example, if you have a home cooking blog, companies selling kitchenware may ask you to connect with them (or the other way around). Pay is usually based on how much people click on the ads via your blog and it ranges from $10 to $50 for every 1,000 hits.

Virtual Assistant

A lot of people are in need of other’s help to stay organized. You can monetize on that by becoming a virtual assistant. From reading and responding to emails, scheduling meetings, managing websites, and more, it is a position that requires you to do just a little bit of everything. Rates usually start out at $10 per hour and can get to up to $30 if you are more experienced.

Graphic Designer

As technology develops so does the need for companies to go digital. Businesses and professionals are always looking to establish a web presence, and if they already have one, they are may be looking to update it. If you are adept at creating custom graphics, then designing online can be a lucrative source of income with a rate that averages about $45 per hour.

ESL Teacher

Your proficiency in English can be used as a means of income. Teaching and tutoring English as a second language is sought after in countries with locals trying to learn it such as South Korea or the UAE. Rates are about $25 per hour and can go north of that. It also might open doors for you to travel across the world.

Online Seller

A lot of people have things lying around their home that they want to get rid of, but they are too busy to do so. You can actually reach out to them and do it yourself. With various sites at your disposal, you can sell anything from appliances to mint condition toys, or you can create your own site for selling used clothes. As a seller, you can take a percentage off the total sales or have a “per-item” fee that varies depending on the value of the item being sold.

App Developer

With smart phones developing more and more, apps play a bigger part in our daily lives. Developing one is another way of making money. There are some hobbies and niche areas where apps have no presence in yet, and acting on it can yield a profitable reward.  

Google Paid Ad Specialist

The world of paid internet marketing is as lucrative as it is huge. If you are familiar with your way around Google’s Ads, you can make extra money managing a company’s campaign. The better you are at optimizing ads, the more you will start bringing in more clients.

Social Media Manager

There are companies that look for individuals adept at maintaining a social media presence. Whether it be Facebook, Twitter, or Instagram, these platforms help with a company’s or professional’s internet exposure. Some are too busy to build their brands online, and they are in need of people who can do so.

I hope you enjoyed and got a few ideas from 9 Online Jobs that Pay Well!

Get Your Coins Masterclass – Enroll Now for 50% Off

Get Your Coins Masterclass – Enroll Now for 50% Off

If you are struggling to make ends meet you don’t need to cut expenses and try to save more. That’s just the God-honest truth! You can’t squeeze blood out of a turnip but you can use your cooking, cleaning, writing, computer, fashion, photography skills to make extra money!

You can use those coins to pay your bills, update your car, clothes, kids’ clothes and shoes, and so much more.

But what if you don’t know how to get started? Would you pay someone to show you how to do it step by step?

✨You could get the help from someone like me who has done it many times before or you can struggle to do it in your own.

✨You could go the DIY route and spend months researching, testing, searching for the right tools, begging family and friends to help or buy from you.

✨You could hire a coach and pay $500-2500 for one on one guidance. If you had that kind of money lying around you wouldn’t need this course.

But you do need this course to help you decide what Side Hustle to choose and how to get started.

🏦You need help setting up the business.

💰You need to stop feeling financially helpless and start feeling financially hopeful.

💸You need financial empowerment and economic stability.

🎢You can take the long free route or you can take the short expensive route.

The good news is there is a happy alternative!

You can invest a small amount and get a step by step video guide with worksheets to help you Get Your Coins.

If you can watch a video, write notes based on video instructions, and read a step-by-step guide you can get started in the next 14-30 days, maybe even less time.

All it take is a willingness to get started. The best news is it less than a week’s worth of Starbucks ☕️ and less than the latest pair of sneakers 👟for your kid.

Click here now to get started and Get Your Coins!

Here’s how I started my first side hustle

I’ve had a side hustle or two since I was 10 years old. I baked and sold pound cakes for $10 each. Back then that was a lot of money for a kid but it was fun. Not only did I learn how to bake and sell cakes but I also learned how to count my money as well as keep a balance sheet to see how much I was making, spending, and keeping for profit.

Since then I’ve had a few other side hustles and side businesses. I’m a born entrepreneur and I love it. It’s not just about the money but about using my skill and talents to do things I love to do for money. Plus I get to help a lot of people in the process.

Do you want to start a side hustle? Have you been thinking about it but are not sure how to start?

You are not a kid, but you may be inexperienced when it comes to choosing and starting a side hustle. You may feel excited or nervous. You may know exactly what you want to do or be clueless. It’s okay. This is why I create this masterclass.. I’m here to help you push through the fear and come up with the best idea for you.

When you sign up for the Get Your Coins: Side Hustle Masterclass I’ll guide you through the process of creating a side gig that will generate an extra $250-$1000 per month. You can pay a car note, extracurricular activity fees, vacation fund, and so much more with the extra money.

Sign up now to get access to the videos, worksheets, and motivation to get your creative juices flowing. After you sign up you can head over to the Side Hustle Challenge Facebook group where we will share our ideas, ask questions, set goals, and celebrate each other’s success.

What will you create during the masterclass?

The objectives for the Get Your Coins: Side Hustle Masterclass include:

Module 1 – Get clear on vision and set the goal

Module 2 – Develop and validate the idea

Module 3 – Create the plan

Module 4 – Set up your system

Module 5 – Test your hustle

Module 6 – Launch your Side Hustle

Bonus: Side Hustle Discovery Worksheet, Deliciously Simple Online Business Guide, Exclusive Access to Side Hustle Support Group!

Enroll Now for a small investment of only $29

Are you excited yet? Ready to get going and start learning what you need to know so you have a game plan for this year?

Join the Get Your Coins: Side Hustle Masterclass now

Enter Promo Code: 50off to get 50% off the class. Good until June 30, 2017

How to Buy a Car Online – My Carvana.com Experience

How to Buy a Car Online – My Carvana.com Experience

I bought a car from Carvana.com and it was the easiest, most pain-free experience I’ve ever had. Now understand, I’ve only bought two cars in my life from a dealer. This purchase makes three times but it was totally different from what I experienced and even what my daughter recently experienced a few months ago when she bought a car.

The car-buying experience is notoriously long and according to an Autotrader survey, only 1% of consumers enjoy their experience. The average person spends three hours in the dealership to buy a car with a 56% satisfaction rate. You could do so much in that space of time. Might as well bring a book or get some work done.

I had been thinking about buying a car because my 13-year old car, a 2004 Honda CRV named Taffy, is hanging on by a thread. Well not really. It’s in good running shape though it needs a tune up and new tires. It was hit in an accident a year ago and technically totaled because the value of the car is less than the cost to repair. It is still damaged in the back and there is likely some structural damage but it keeps going. It is time to retire her. It’s the kindest thing to do for her after her faithfulness all these years.

The Search for a Car Begins

I work in the auto industry so I have access to deep discounts for a new car. I can lease for next to nothing but I couldn’t help but think about how reliable my old Honda has been for the last 13 years. I just can’t imagine another car doing that well. I hesitated to buy a car outside the Honda or Toyota family (my daughter has a Toyota) so I waited and prayed about it a bit more. I waited for the right timing, a hunch, a still small voice to tell me to go ahead and go to a dealership. I never got the feeling to go so I waited a bit longer. I got the control number to buy a car below invoice and I’ve had co-workers tell me they would let me use their family and friends discount. I thanked them and I waited.

Checking Out Carvana.com to Buy a Car

One day at my desk Carvana.com flashed through my mind. I went to the website and signed up for an account. They did a soft credit report pull and I could see the available cars, how much the monthly payment would be, and the down payment. There were quite a few $0 down payment cars on the site which was shocking to me. These were quality cars with great ratings. I could see how much I’d have to pay monthly.

I went home and called the Carvana to ask questions. I wanted to be sure there would be no bait and switch tactics if I decided to pursue purchasing a car. The representative said the financing was 90% or better accurate. There would be no drastic difference. I asked a few more questions about how long it would take for the financing to be completed. It would usually be within 24 hours. I asked one or two other questions and then I ended the call. They assured me they would answer any other questions I had.

Taking the Plunge

The next day I chatted with a co-worker during lunch. I mentioned that I was still using Lyft to get around and that I planned to buy a car in a couple of weeks. We talked about the kind of cars that were available through the company and even looked a few in the parking lot that other employees owned. I went back to my desk and felt the nudge to go back to the Carvana site. I logged in and looked around. I asked God which car should I choose. I kept looking and then I saw a Honda CR-V EX-L. It was a 2014 model with one scratch on the hood but it was otherwise perfect.

The website is designed to give you a 360-degree view around and inside the car as well as under the hood. This car had great features including seat warmers, satellite radio ready, USB and Bluetooth connections. The engine was a nice size and it had a sunroof and leather seats. The color is also nice too. The price was within my budget range and it was $0 down payment. Perfect! I added to my saved vehicles then added a second CR-V along with a Buick that I had my eye on. The Buick was only 2WD but the Honda was 4WD so that bumped out the Buick.

I kept searching but came back to the EX-L model. A voice said to buy it so I clicked the Get Started button. From there it was smooth sailing.

 

 

The Easiest Car-buying Experience Ever!

It took less than 30 minutes to do everything from start to finish. I went through the steps and then uploaded my proof of income. The next page asked me when I wanted to pick up the car. Wow! This was too easy!

There was an address for me to pick up the car but I clicked the delivery button instead. I could choose a date within two days and a time. I had two time slots to choose from so I chose the 6-7pm time slot. The next screen asked me to review and sign the contract or download to review. I waited until I got home to review and sign. I couldn’t believe how easy it all was going.

About 15-30 minutes later I got an email requesting proof of residence which I sent then shortly after that I go another email saying my delivery was confirmed. What!?!?!?!

Insurance Obligations

The next step was to get insurance on the car so I would have proof when the car was delivered. I planned to get insurance the next day but Providence had other plans. My insurance company called me 5-10 minutes later about my current car and setting up the safe drive feature. I said I would do it that weekend and then I told her I would need to put another car on my policy. A few minutes later I had insurance on the new car. It was all so easy.

I am over the top excited about the new car and still in disbelief about how easy the process was from start to finish. There was no haggling, waiting, worrying, or anything that looked stressful. I would absolutely, positively recommend that all my friends buy a car this way. Carvana made the car buying process stress-free and amazingly fantastic! I know I’m using a lot of adjectives but it was freaking awesome! Ok, so back to the story…

Car Delivery Day

This slideshow requires JavaScript.

My car was delivered two days later on a rainy Saturday afternoon. The poor lady (Jamaica) who delivered the car got all wet but she was a trooper and had a great attitude. My car was gently rolled off the hydraulic lift and driven up my driveway. I had to sign the paperwork to get my tag and title mailed to me. This is one of my favorite parts; not having to go to the DMV to register my car. Yes!!!!

Jamaica gave me a goodie bag and the keys to my car. She was there less than 15 minutes and I had my new car to drive around for seven days to be sure I liked it. On day five Jamaica from Cavana called me and asked if everything was still going well. I absolutely loved driving my car around and enjoying the new car smell.

Since I didn’t request a return or exchange the car is mine. My first payment was in one month and I can pay it online. There is no pre-payment penalty if I want to pay it off. I just call to add extra payments to the principal so I get the credit. This is a great way to pay down a mortgage payment too.

Buying a car with Carvana was the best buying experience I’ve ever had. I know I said this already but it truly was. My daughter bought a car a few months before I did and it was a 4-hour process!! Ugh!!! She was blessed beyond belief but the time spent in the dealership was soooo loonnnggg!!! For her next car, we will definitely buy online.

How to Get over the Intimidation of Buying a Car Online

I realize some people may be a little intimidated with buying a car unseen. You don’t get to test drive it or spend hours waiting for a finance manager to call up 10,000 finance companies (just kidding) to accept your application. You may or may not get a friendly, helpful, and genuinely interested person on your side.

The things that made my car buying experience amazing are:

– I had an idea of what I wanted in terms of specific type of car and amenities
– I had been monitoring my credit over the previous months so I knew what the possibilities were for financing monitoring my credit over the previous months so I knew what the possibilities were for financing
– I am comfortable buying things online
– The return policy was acceptable to me
– I trusted God through the process to lead me to the right car
– I know the value of buying a gently used car over a brand new one
– I am good at making a choice once I have all the answers I need to make an intelligent decision
So, if you are comfortable with doing the things I did you can buy a car online too. If you have a problem with unknowns, then this might not be for you. If you are scared to do anything outside your comfort zone this might not be for you. If you are suspicious about every doggone thing, this is definitely not for you.

If you have a million and one hang-ups about life in general, this is not for you. You will make yourself miserable and worry yourself sick throughout the process. I’d recommend you get some serious help and call on Jesus for that… Seriously you are making your life a living hell with that kind of drama. Buying a car or buying a trip, home, or anything that is going to change and/or enhance your life should not cause you pain.

If you have questions about my Carvana car buying experience shot me a message or leave a comment below. If you are in the market to buy a car then head over to Carvana.com and see what the possibilities are.

6 Ways to Save More Money Every Month

6 Ways to Save More Money Every Month

If saving money was easy, everyone would be doing it. Unfortunately, the excuses for not are easy to stack — what with mortgage or rent, utilities, kids, student loans, pets, food and just the slightest social life, it can seem like there isn’t a penny to spare.

The trick to saving more is to make it simple, make it automatic and make it something you never have to think about. Still not convinced you can hack it? Check out some of these easy ways to save more every month and you might be surprised how much your bank account grows.

1. Sign Up For an Account That Automatically Saves For You

Many banks make it easy for customers to save these days by doing it for them automatically. For example, enroll in Bank of America’s Keep the Change program and for every purchase you make using a Bank of America debit card, the bank will automatically round your purchase to the nearest dollar and transfer the difference from your checking account to your savings. How easy is that? Check with your own bank to see if they offer a similar program.

2. Automate Your Savings Yourself

If you’re more of a “do-it-yourself” kind of person, automate your savings yourself by signing up for a monthly transfer directly from your checking into your savings account. You’ll know the transfer is coming every month, which will make you feel good, but you won’t have to go in and physically make the transfer yourself, which will feel even better. If you can, try setting up multiple savings accounts for your different goals (i.e. house, travel, emergency, etc.). By purposefully diverting your hard-earned money into specific buckets, you’ll feel more like you’re working toward an actual goal, rather than just generally saving for a rainy day.

3. Use a Financial App to Track Your Progress

If you find that it’s hard for you to save because you aren’t seeing your progress at any given time unless you log into multiple accounts, there’s an app for that. Download a budgeting app and you can connect all of your banking in one area for ease of use. Don’t feel comfortable with an app? Your bank may offer something similar on their website. Now every time you make a purchase, put money into savings or take cash out of the ATM, you’ll be able to see exactly how your money moves have affected your current savings, goals and budget.

4. Make the Most of Your Credit Cards

If your current credit card isn’t garnering you some type of rewards, it may be time to make a switch. These days, credit cards offer such great incentives through rewards programs, so unless you’re prone to carry a balance on your card from month to month (rewards cards can come with higher annual percentage rates, which can cut into any rewards you earn), you could be missing out on some serious savings. If it’s pure cash that you’re interested in, check out Credit.com’s guide to finding the right cash-back rewards credit card.

5. Learn to Haggle

Remember, cars aren’t the only things you can haggle over. Check with your internet and cable provider and call your cell phone company to see if the price you currently pay is the best they can do. Ask for discounts on items in the grocery or retail stores, too. Take the difference between what you would have been paying and the final price you end up with and stock it away in savings.

6. Avoid Paying ATM Fees

You might think ATM fees aren’t worth worrying about, but those quick trips to the ATM can really add up. Fortunately, there are plenty of ways to avoid paying ATM fees.

Remember, you’ll save money on everything from your mortgage and auto loan to credit card interest if your credit scores are good. If you don’t know where yours stand, you can find out by taking a look at your free credit report summary.

Looking for more ideas on how to save each month? Check out these 12 ways to lower your cellphone bill. 

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

The post 6 Ways to Save More Money Every Month appeared first on Credit.com.

from Credit.com » Post Destinations » RichSingleMomma http://ift.tt/2qzLGEr
via IFTTT