10 Ways to Make Extra Money During the Holidays

10 Ways to Make Extra Money During the Holidays

During this time of year, it’s easy to overextend yourself with buying gifts, decorating, and special meals. If you haven’t saved for the Holidays all year long you may be strapped for cash. What if you could make some quick cash to pad your account and come out on the other side of the Holidays debt free? Here are a few ways to make extra money during the holidays or any time of the year. NOTE: Some of the links in this post are affiliate links. I will receive a small referral fee which helps keep this site going and growing for you! 🙂

1. Uber Eats Delivery Driver

People gotta eat right but many are too busy or exhausted from work and after-work holiday shopping to cook. They reach for the phone, open up the Uber Eats app, and order a hot meal for delivery. They are probably in your neighborhood or city which makes it super easy to deliver their food and make extra money a night. If you can go to a restaurant, pick up food, and find an address with a GPS app you can be an Uber Eats delivery driver. You can use your car and it doesn’t matter what year, make, or model it is; unlike what the Ride Share programs require. The great thing about the Uber Eats program is you can take your kids with you so no looking for a babysitter to pay all the money you just made. Deliver with UberEATS and earn on your own schedule.

2. Sell Your old diamond wedding rings

This way to make extra money during the holidays is both cleansing and practical. This is the perfect time to let go of the diamond engagement ring you have been holding on to for so long after your breakup. The holidays can be hard especially after a fresh divorce. It’s even harder years down the road if you get depressed every year around this time. Selling your diamond ring is empowering and releases you to get on with your life. You can also get yourself and your family wonderful gifts that hold a special sentiment or begins a new tradition for your family. If you are ready to begin the process of selling your diamond engagement ring check out Worthy and let them help you get the highest price possible because God knows you’ve earned it after all you have been through!

3. Be an Uber or Lyft driver

The Holidays is a perfect time to be an Uber or Lyft driver. People do not want to fight traffic or parking at the shopping centers so they will pay for a ride in a clean car. Your car. People are also going to the airport, train stations, and bus stations to travel for the holidays. They are going to need a ride so they don’t have to worry about maneuvering through traffic or paying parking fees.  I use Lyft and Uber a lot when I travel and it is such a convenience! You have to have a newer model car and insurance so if you meet the criteria you should sign up. The approval time varies from city to city but it might be worth your while. You will be able to drive any time you want during and after the holidays so this is a legitimate side hustle for making extra money as a single mom.

4. Holiday Prep and/or Clean up service

Holiday prep and cleaning businessjill111 / Pixabay

The holiday parties are in full swing. Why not make some extra cash as a holiday helper? Private homes, caterers, and hotels hire extra help for the pre- and post-holiday party chores. Check out the Task Rabbit app or Craigslist for gigs in your area. You can also place your own ad on Craigslist or other free local papers offering your services.

5. Create and Sell merchandise on Gear Bubble, Sun Frog, or Spreadshirt

If you are a graphic designer or simply have a sarcastic (or funny) wit you can design and sell T-shirts, mugs, and other merchandise online. This is one of my favorite ways to make money. Head over to Gear Bubble, Sun Frog, or Spreadshirt, create an account, then follow the steps to create your designs. You can decide how much you will sell them for and then add them to the marketplace. When your shirt sells you get paid. If people use your design you get paid. It’s a win-win for everyone.

6. Babysitting during holiday parties 

Holiday Babysitting to make extra money | RichSingleMomma.comPlace an ad on Craigslist or create a flyer to post in your local grocery store or bakery. People are going to company parties and New Years Eve parties so they need a reliable childcare service that is available at night. Since you are a mom you are the answer to their prayers. Check out the Care.com website. You can add yourself to the site as a provider and when you include that you do holiday childcare in your profile you could get more opportunities.

jill111 / Pixabay

7. Gift wrapping service

Gift wrapping service to make extra money during holidays | RichSingleMomma.comAre you a fantastic gift wrapper? Use your skills to wrap holiday gifts and get paid. Get gigs at the mall or contract yourself out to bookstores, grocery stores, or corporate offices a few days a week. Busy executives need their gifts wrapped so they don’t look like a complete failure on Christmas morning. Place an ad, call friends, or visit places of business to offer your service. You will need a counter or table to work from, sharp scissors, tape, and a selection of wrapping paper, ribbon and bows.

 

8. Baked goods sales

Baked goods to sell for extra moneyThe smell of baked cookies, cakes, and pies are what makes the holidays special. If you have a gift for baking you can clean up during the holidays. Package your goods and sell them to family, friends, and co-workers who want last minute gifts. You can bake from scratch or from a mix but just don’t buy ready-made baked goods and pass them off as your own. Put the baked items in pretty paper, cellophane, and tins then top it with a bow. Sell it at a higher rate than store bought goods because of the labor and supplies you used to make those yummy treats.

9. Gift Basket sells

If you have a talent for pulling together themed gift items the gift basket business is calling your name. You can make money creating and selling gift baskets of baked goods, spa treatments, movie night, and other themes baskets for people who don’t know what to get their loved ones. Create a sample basket of at least three themes then photograph them. Post your pictures in the Facebook swap and sell groups along with a description and price for the baskets. You can also repeat on your page or in local business groups on Facebook and also on Instagram. If you are feeling adventurous go to car dealerships, and other businesses that have salespeople or caregivers standing around. They will buy from you because it’s one less thing they have to do at the last minute.

10. Donate goods for a tax break

Donate for tax credit extra money in tax refundThis is not exactly a make extra money idea for the holidays but it is a get more money at tax time idea. There is still time to donate clothes, furniture, and kids items to your local charity to get a tax credit. But If you are like me you procrastinate and mess around and don’t get your stuff to the donation center in time. What if there was an app you could use to schedule a donation pick up? The good news is there’s an app for that! You can download and schedule a pickup through the Resupply app. There has never been an easier way to donate your stuff. The best part is the app keeps track of your donations and the value you give it so at tax time you don’t have to remember or gather up scraps of paper you gathered throughout the year. Here is the link to learn more, download the app, and schedule a donation pickup as early as today.

What other ways can you earn extra money during the holiday season? Head over to our Facebook page to share your ideas.

11 Kid Entrepreneurs You and the Shark Tank Should Watch in Business

11 Kid Entrepreneurs You and the Shark Tank Should Watch in Business

Business is the status quo for adults but when it comes to kid entrepreneurs, we love hearing about them doing big things. I wanted to highlight extraordinary children who have started a business and have set out to change the world. They are making a difference in the community and influencing other kids around them.

This is just the beginning of my Kids in Business posts. I plan to highlight them at least once a quarter. If you have a kid in business, submit them here and perhaps they will show up on this list.

In the spirit of being supportive, be sure to click on their website and social media links to buy their products and follow them too!

KidNewsMaker

Media outlet by an award-winning kid reporter with a print magazine, videos, and app on the way.

About Kidpreneur Alejandra Stack

Alejandra Stack is an award-winning journalist, speaker, and activist. She’s the NAACP Youth Council President, an actress, and daughter of a reporter who started her media outlet after seeing that kids were not being highlighted in her local paper. While she has interviewed celebrities, she prefers highlighting everyday kidprenuers, community helps, scholars, athletes and more. “We’re not waiting, we’re creating!”

Kidpreneur Website

Visit www.kidnewsmaker.com to learn more about the magazine and order a subscription for your kids.

Kidpreneur Social Media

Twitter | Facebook | YouTube | Instagram  


 

Destiny Adams International

Destiny provides fun educational & interactive workshops & classes to youth by teaching them how to code. Coding is a fundamental skill within Computer Science. It is the “language” of technology & the foundation of our world.

About Kidpreneur Destiny Adams

Destiny is a budding teen Entrepreneur! She aspires to be a Computer Scientist. She has traveled around the world locally & internationally teaching & studying Steam (Coding). Her passion to help others learn this vital skill. She is excited about her future mission & future!

Kidpreneur Website

Coming 1/1/2018

Kidpreneur Social Media

Facebook | Instagram | LinkedIn


 

Dream Big Podcast

About Kidpreneur Eva Karpman

Kidpreneur Website

Visit http://dreambigpodcast.com/ to listen to the latest episodes by Eva and her mom.

Kidpreneur Social Media

Facebook | Instagram | Twitter | YouTube


 

Mia’s Treats Delight

Mia’s Treats Delight provides homemade baked goods all made with love. Cookies, brownies, and cupcakes can be purchased for events or for your own personal consumption. 🤗

Cookie prices (sold by the dozen)—> Classic Chocolate Chip Cookies: $11 Specialty Cookies: $15 *Brownie prices (sold by the pan)—-> Regular Brownies: $12 Specialty Brownies: $15 *Cupcake prices—-> Basic (yellow & chocolate): 1/2 dozen – $11 1 dozen – $21 Specialty: 1/2 dozen: $15 1 dozen: $24

About Kidpreneur Tamia Hawkins

Tamia, founder & CEO of Mia’s Treats Delight, is an 11 year old baker from St. Louis, MO. She started her business in 2015 at the young age of 8 years old. She’s always had a love for baking, but decided to take it to the next level by becoming an entrepreneur and being her own boss.

Kidpreneur Social Media

Facebook | Instagram


 

Daddy’s Girl Author

Daddy’s Girl is a book based on a true story. It’s about a tough time in Jakayla’s life when her parents separated and her Daddy moved out of the home. Moms and Dads are not the only ones going through a separation when the family unit is broken. It is also a tough time for the children. Jakayla writes about how she was able to cope with the help of Daddy-Daughter Dates. This book will help any child who may be going through parent separation or divorce.

About Kidpreneur Jakayla Green

Jakayla Green is the 9 year old author of Daddy’s Girl. She is a straight A student in the 3rd grade. She is from Bennettsville, SC, but currently resides in Columbia, SC. Jakayla is the host of Kayla’s Korner on Jojo’s PersonaliTV and also serves as an assistant creative director and co-host for other shows on Jojo’s PersonaliTV. Jakayla is an avid reader. One of her favorite things to do is to read to her baby brother, JJ. She is also an award-winning track star with SC Express. When Jakayla grows up, she wants to become a scientist and an artist. She is the daughter of Jason and Tamell Green and has one older sister, Jasiya and a baby brother, JJ.

Kidpreneur Website

Visit https://www.jakaylamgreen.com to learn more about her book and purchase a copy for your child or another child.

Kidpreneur Social Media

Facebook | Instagram


 

Precious Designs TX

Precious Designs is a redesign and refurbishing home furnishings company (pillows, trays and vases collections). Additionally, the kidCEO owner, Jasmine Benton, also offers design upgrades for chairs and ottomans, along with special event design services.  She is also an Amazon.com Best Selling co-Author, as a contributor to newly published book, KidCEO.

About Kidpreneur Jasmine Benton

Jasmine Benton started her business at the age of 11 by opening her own retail home furnishings center in the Allen Antique Mall in Allen, Texas. Her work has been seen on Steve Harvey Show and she was the youngest professional to intern with HGTV’s Mikel Welch, former designer for Steve Harvey Show and the Obama’s. Jasmine is a speaker and Best Selling Author, Certified STEMpreneur, and Credentialed Interior Decorator.

Kidpreneur Website

Visit https://PDesignsTX.com to learn more about this interior decorating service and to be inspired. To purchase Jasmine’s book, please head over to Amazon.com to purchase KidCEO for $19.99.

Kidpreneur Social Media

Twitter | Facebook | Instagram


 

K-lock

K-lock is an identification locket custom designed and personalized to prevent misidentification of children in schools and daycare. Lockets are $10 other items $2 and up.

About Kidpreneur Kennedi Harris

Starting this business helped Kennedi cope with the effects of being misplaced and having a total mistrust of the school system. It took her mind away from things as she enjoyed adding a personal touch to each product. K-lock also has African American dolls coming soon. K-lock’s inception began when Kennedi was misplaced by school officials due to a mix up in names. She created these lockets to properly identify kids in school, daycares and on field trips. She also has signature t-shirts, hats, lip balm, and lotions.

Kidpreneur Website

Visit the K-lock website to learn more about the safety lock system for kids.

Kidpreneur Social Media

Twitter | Facebook | Instagram | YouTube


 

Soap and Soothe by Jammy Girl, LLC

A line of soap, sugar scrubs, lip balm, lip scrubs, body butter, liquid soap and the much-coveted bath bombs and bubble bars created by Zori Thomas.

About Kidpreneur Zori Thomas aka Jammy Girl

Zori, a 13-year-old entrepreneur, has been in business since she was 11 years old making bath and beauty products and recently designed her own pajama line. She calls herself “Jammy Girl” because she likes to make products while in her “Studio Only” pajamas. She was adopted when she was 5 months old and suffers from a learning disability and severe anxiety. While looking for an activity to help her cope with these issues, she discovered the art of soap making and eventually turned her hobby into a business. Her mission is to inspire others to Choose greatness and Crush life’s obstacles while feeling confident in the skin they’re in.

Kidpreneur Website

Visit www.Jammygirl.net to learn more about Zori’s products.

Kidpreneur Social Media

Facebook | Instagram | YouTube


 

Joy’s Yummy Cupcakes by Delphine

Delphine makes cupcakes made from scratch and is the author of Kid-trepeneur

About Kidpreneur Delphine N. Dauphin

Delphine is an 8-year-old entrepreneur and published author. She is making a difference in her community by sharing success tools to her peers. She was a panelist at the Miami Book Fair on kid-trepreneurship. She is a princess and Pearl Ambassador.

Kidpreneur Website

Visit www.princessdelphine.com to learn more about Delphine’s cupcakes and order some for your special occasions.

Kidpreneur Social Media

Facebook


 

Bubbly Bricks and Beyond

Bubbly Bricks and Beyond is a Soaps and Fragrance Satchels company started by Xavier Morgan. Xavier makes fun, playful, and practical soaps and fragrance satchels. The soaps are shaped like Lego Bricks and Minifigures. They come in a rainbow of colors. What makes his bricks different is that he invented a way for you to play with and stack the bricks. Now when you take your bath you can use his soap to get clean and you can build something great all at the same time. He also makes superhero soap for men. The superhero soap is designed using the different superhero logos. The superhero soaps have a special fragrance for men.

Finally, are his fragrance satchels. You can hang these up anywhere. In the bathroom, in your car, in your gym bag, even in your shoes. His fragrance satchels go anywhere you want to smell fresh. Coming up in the soap collection are more superheroes and characters. What makes Xavier’s soaps stand out is that he also created a toy with which kids can play. Parent’s can use the soaps and the satchels to decorate their homes. This is an inexpensive way to get your kids to take a bath and give them a toy. Everyone will love Bubbly Bricks and Beyond’s products because it all smells so good!

About Kidpreneur Xavier Morgan

Xavier is aspiring to become an engineer. He loves to put together puzzles and build with bricks in his spare time. He has mastered putting together most 150 pieces in 15-25 minutes. Recently, he decided to turn his hobby into a business and become an entrepreneur. Xavier is a 3rd-grade student living with his mother in Georgia.

Kidpreneur Website

Visit www.bubblybricksandbeyond.com to see all the design and fragrance choices. The price ranges from $5 – $15

Kidpreneur Social Media

Twitter | Facebook | Instagram


 

The Dream Chasers

The Dream Chasers is a Kids investment club started by Chase Robinson-Simmons. Chase is smart about her money. She loves to save and invest in stocks. She recently just saved over $544 and purchased 3 quarter candy vending machines.

About Kidpreneur Chase Robinson-Simmons

Chase is smart about her money. She loves to save and invest in stocks. She recently just saved over $544 and purchased 3 quarter candy vending machines.

Kidpreneur Website

Coming Soon

Kidpreneur Social Media

Twitter | Facebook | Instagram | YouTube


 

The Two & Fro Clothing Co.

A Unique Afrocentric and empowering clothing, shoes and accessories line created by sisters Madiah & Maliah.

About Kidpreneur Madiah & Maliah

Owned and operated by 14 and 16 y/o sisters who love martial arts, reading, fashion and rocking their natural hair. Their two unique styles are reflected in their one-of-a-kind designs.

Kidpreneur Website

Check out and order their merchandise at www.TwoAndFro.co. Prices start at $18+

Kidpreneur Social Media

Facebook | Instagram

13 Powerful Money Lessons Every Single Mom Must Learn

Introduction This little guide is an introduction to the 13 money lessons that will bring you peace, prosperity, and a brand new outlook on money. I have learned these lessons my life as a single mom. Being financially responsible for my children basically forced me...

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When Should You Give Kids Cellphone?

Should I give my kid a cellphone? That has been a question parents have been asking for almost a decade now. I remember when my daughter first asked me for a cellphone. I wasn't excited about the idea but I knew she would not stop asking me for one because all her...

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Empowering My Teens to Save for Now and the Future

It seems to me that the words “teens” and “savings” are on opposite ends of the spectrum. Well at least with my kids. In a time when there is easy access to just about everything and endless marketing messages, saving is the last thing kids are thinking about. The...

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How to Protect Your Child’s Identity

I've heard of and know a few people who have had their identity stolen as children. It's mostly family members who where the culprit. Please do not use your children's identity to open accounts for any reason. They deserve a financial future that hasn't been ruined by...

read more

Tooth Fairy Calculator

Just when you thought you heard it all someone comes out with a tooth fairy calculator. How cute is that?!?! If your little ones are going through the tooth lose phase you might as well pony up the  money, ma’am. You can get the Tooth Fairy Calculator on your iPhone...

read more

How to Create a Holiday Spending Plan

How to Create a Holiday Spending Plan

The Holiday season has official begun and the shopping season is right around the corner. My family and I are already planning our meals, decorations, gifts, and travel. This, of course, costs money so I have to make a holiday spending plan and decide how much I want to budget.

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Years ago it freaked me out to think about all the money that was flying out of my bank account. These days I feel calmer because I know that giving (spending) only means I’ll be receiving that much more in return. That is a mindset shift I hope to share more with you in the coming year. But back to the holiday spending plan.

Decide How Much to Save for Christmas Shopping

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The first thing to do is decide how much you want or have saved to spend for the holidays. If you were smart you opened a holiday savings account at the beginning of the year. I honestly didn’t do that but I will next year.

You can follow my lead if you didn’t do it but opening a free savings account with Ally bank or Capital One. Both are online and you can move you money in and out quite easily. You can also set up automatic drafts so the money comes out of your paycheck and it’s out of your mind so you don’t miss it. What a surprise it will be when you check the account in November and see all that money sitting there.

Decide How You Will Spend the Money (Make a List)

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Now that you know how much you want to spend you can list all the categories you will be using the money for. Will you be cooking meals, decorating your home, buying gifts for anyone other than the kids, or traveling? List all the activities and then move on to the next step, dividing the money.

How much you choose to spend for each category is completely up to you. You might decide to do an even split across the categories. You may decide to use 50% of the money for the gifts then split the rest across the other categories. You have options.

Look for Savings and Discounts

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For food you could use coupons and shop the sales to keep costs low. You may only have to buy a few ingredients because you are going to eat with family and only need to bring one dish. There will be sales all during the month of November and December so head over to your top three favorite stores’ website and look at the flyers and/or download their app.

For decoration you can use what you had last year and simply add a few items that rounds out the look you are going for. Making decorations with the kids is a fun activity. You can make snowflakes, ornaments, and garland with material you have on hand. You can also make decorated gifts to give to teachers, grandparents, and friends. The kids would absolutely love and feel they are a big part of the gift giving process. It doesn’t have to cost much but the value of a handmade gift is priceless!

If you are planning to travel be sure to check out travel deals on Groupon Travel, Expedia, or your favorite airline website. If you are traveling by car map out your trip using AAA’s travel planner or simply download the Waze app from the App Store or Play Store to get you to your destination. With the Waze app you can add stops and look for gas stations and food options along the way. It is my favorite GPS app. You should look me up and friend me on it.

Finalize Your Holiday Spending Plan

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Now that you have a budget, have set your categories, and know how to look for savings you can finalize your holiday spending plan. It does not have to be a long process but it does require you to be decisive so you remain in control of your purse strings. You can face the Holiday with confidence know you will not be in debt repayment mode for the new year.

If you need additional help creating a budget you can use the budget calculator below. Just enter your numbers and click the calculate button at the end.

I wish you a very happy holiday season and many blessings in the new year!


How to Be a Kick-Ass Single Mom w/ Emma Johnson

How to Be a Kick-Ass Single Mom w/ Emma Johnson

I had the pleasure of interviewing Emma Johnson, the author is The Kick-Ass Single Mom and founder of WealthySingleMommy.com. We talked about parenting, child support, and the importance of quality vs. quantity time with your kids.

Emma shared why she wrote the book and encourages single moms to practice radical self-care and to find their inner queen. When you own your power you can do anything you want.

This conversation is 30 minutes long so grab your coffee or tea and relax while watching or listening to us pour a bit of our power all over you!

You can buy the book at your local bookstore or in Amazon.com.

Credit Repair After Divorce Chat with Mandy Walker

Credit Repair After Divorce Chat with Mandy Walker

I recently had a chat with Mandy Walker about Credit Repair After Divorce on her Blog Talk Radio show. We had a great time getting to know each other but more importantly, talking about how to get your credit repair journey started. Separating or divorcing a partner after a few years means you have financial ties to your ex including credit. It can get messy and usually someone ends up with the short end of the stick. You get screwed and your credit score crashes along with the relationships.

In this chat, I share my credit repair strategies to help you protect your credit or recover from a crash. If you are facing any of the following challenges you should listen in:

  • Low credit score
  • Bankruptcy (I share my own story)
  • Budgeting challenges
  • Foreclosure
  • Making ends meet

At the end of the chat, I share my Budget Sanity Saver Worksheet, which is great for anyone who needs help getting started with their budget. Click here to download your copy (you will need Microsoft Word to use it).

Are you dealing with credit challenges? budget challenges? What steps are you taking to fix the issues and recover from a bad financial breakup?

[Video] – Single Parenting on a Budget Experian #CreditChat

[Video] – Single Parenting on a Budget Experian #CreditChat

Single Parenting on a Budget Advice

Are you struggling to create or manage a budget? If so click the button above to watch the video of the #CreditChat conversation I had with the Experian team.

We discussed everything from creating a stable financial future, establishing budgeting best practices, staying on top of your credit, starting an emergency fund, and choosing the right insurance.

You can download the Budget Sanity Saver worksheet to get a head start with creating your budget automatically. You need Microsoft Word to use it.

Chat Q & A

Here are the questions that were asked during the conversation and my answers:

Q1: What are the first steps a single parent should take when creating a stable financial future for his/her family?
Access where you are, decide where you want to be and create a written plan. Ask for help. check out Financial Planning Days for free financial planning in your area.

Q2: How should a newly single parent establish a budget? What are best practices? Write all current expenses like rent, food, car, etc. Subtract those expense amounts from your income. Best practices: Live below your means. Budget each paycheck before you spend. Pay yourself first.

Q3: What steps should single parents take to ensure they are staying on top of their credit? check your credit report regularly. Your bank may offer free monitoring. Get your annual credit report from AnnualCreditReport.com. Spend only what you can repay immediately. Pay your bills on time or at least make arrangements to pay.

Q4: What financial documents should newly single parents review when creating a financial plan? Review your bank statements to see the history of your spending.

Q5: Are there any tax credits or deductions that can help reduce the amount of taxes single parents pay? earned income credit. child care credit. Student loan credit.

Q6: What are best practices for establishing an emergency fund? Pay yourself first in each paycheck. Add most or at least half of your tax refund. Sell items you don’t really need and put it in the fund.

Q7: What insurance considerations should single parents take? Term life seems to be a good policy to have since it covers you for a specific period of time while your children are still in your home.

Q8: What should single parents know about creating an estate plan? Talk with a financial planner who has information and/or an attorney. Get your will made so your family and the state knows what to do with your property and your children in case of your death

Q9: What advice do you have for a single parent who is struggling financially? If it feels like you are drowning stop the leaks. Take a deep breath. Remember it is temporary. Create an action plan to slow your spending, increase your income, focus on what you have instead of what you do not have.

Q10: Do you have any final financial tips for single parents? You have the power to become financially free. Learn all you can about money management. Focus on increasing your income rather than cutting everything from your life. Get the kids involved and teach them the value of money but more importantly the value of life and family.

Resources mentioned in the video:

Financial Planning Days – Free financial planning in select cities

Alison – Free financial literacy course online

Practical Money Skills – Financial Literacy website

Prism – Budgeting & Bill Organization App

Garage Sale apps – YardSailr, Let Go, OfferUp, Varage Sale

Create a Will or Plan Your Funeral

National Foundation for Credit Counseling (NFCC) – Credit and Debt Advice