Archive for August, 2008

Aug
29

Debt Into Wealth

Posted by: Rich Single Momma | Comments (0)

It’s been a while since I’ve talked about money management so today I’m going to talk about debt management and elimination. A few years ago I came across a debt elimination system called Debt Into Wealth by Greg Moore. I purchased the program then essentially forgot about it. Life got in the way and paying my debts off got put on the back burner. So I’ve dusted it off and will begin again.

Interestingly enough, and the thing that sparked my interested about debt elimination is this commercial I keep hearing on my local radio station. It’s callled, wouldn’t you know it, Debt Into Wealth, but the person who claimed to be the creator is John Cummuta. I’ve never heard of this guy and wondered if he bought the rights to Greg’s program. I did a search on Google and see that these are two different programs. The program by John is actually called Transforming Debt Into Wealth.
Rich Single Momma

In reviewing his website I see that he is front and center on the page and his program costs a lot more. I guess it would since he has radio spots nationwide I’m sure and a slicker website. His deluxe system is a bit expensive for us single moms. The price tag is $349 plus shipping and handling. It comes with a 200 page manual, an instructional DVD, 12 cassette tapes, a Windows only software disk, and a few other extras. The basic program is $149 plus shipping and handling.

In comparison, Greg Moore’s Debt Into Wealth system is $79, is a downloadable .pdf file, is compatible with Windows and Mac (which I have), and his website is barebones. To date I haven’t heard any radio spots and I don’t even know what he looks like. He sends out a free newsletter, so does John Cummuta; and he graciously helped me when I emailed him about a problem I had finding the original files I downloaded before.

As a single mom I am busy so I don’t have time to go through a 200 page manual, plus 12 audio cassettes, and an instructional video. I’m sure a person with more time on their hands and more money would benefit greatly from Cummuta’s program though. It’s just not for me. So if you are serious about debt elimination check out either program. I highly recommend Greg Moore’s Debt Into Wealth program for the price tag, customer service, and quick and easy implementation.

Have you used a debt elimination program? Have you used either one of the ones I mentioned? If so, how do you like it?
Categories : Wealth
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Aug
28

Having Trouble with Your Ex?

Posted by: Rich Single Momma | Comments (0)

I discussed respecting your ex in a previous post. Here are a couple of practical ways to put that advice into effect. Trust me, it’s not hard and it may even be fun.

 

Find one small thing to thank him for and one less thing to harass him about. You’d be surprise how saying “thanks” can soften a man’s heart, so thank him for one thing. It could be taking the kids for the weekend (even though that’s what he’s supposed to do), it could be paying child-support on time for the month or at all, it could be for being on time to pick them up or dropping them off, it could be for being a great dad. Whatever it is you choose, make it genuine and keep saying it until you find something new. If you never find anything else, keep thanking him for the one thing.

 

Compliment him in front of your child. This may go against everything you have done up until now, but it’s important for his children to see him as the good guy. Find one thing you can compliment him in front of your child. It doesn’t have to be he’s good looking or anything like that but something worthwhile. He may have been great at sports, fixing things around the house and/or cars, telling jokes, or a hard worker. Brag on him about the one thing you admired about him when you were dating.

 

Note: This advice is only for women who are dating or married to normal and average men. If you are in an abusive relationship this may not help you. You should get out as quickly as possible. If you are being physically, sexually, or verbally abused please get help. If you choose to use the relationship tactic above you do so at your own risk. Men who are emotionally unstable are not likely to respond positively to this relationship tactic in a way that will benefit you.

 

Next time I’ll discuss another secret to a successful relationship with your man. But for now, start respecting your man and remember that it’s about both of you winning and getting what you want. Let me know how it is going for you.

 

You Rock!

Categories : Uncategorized
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If you are having trouble with your ex-husband or baby daddy, I’d like to offer a simple suggestion that will begin to change the dynamics of your relationship overnight. This advice may be helpful in getting or increasing the child support you have been fighting about, getting better cooperation about visitation, or having a more peaceful existence with your ex than you currently have.

 

Respect Him

Women hate to hear that because they automatically say that he doesn’t deserve respect because he’s a deadbeat, irresponsible jerk! What you are saying may be true, but if you don’t learn this one little secret you will always have trouble with men.

 

 

If you listen for a second to the man or men in your life you will hear him always complaining about not getting respect. You are not giving it to him, the boss is not giving it to him, and society is not giving it to him. He may not use the words quite like Rodney Dangerfield did, “I gets no respect around here!”, but he is saying it in so many other words.

 

If you are currently divorced and/or have a child with your ex you can apply the same principles. Even though things didn’t work out between the two of you, throwing a little respect his way will go a long way in the future. Belittling and discrediting him is counterproductive. It only serves to make him angrier and harder to get along with. Every discussion and encounter with him will be like taking a thousand needles and sticking them in your eye. Don’t do that to yourself or your children.

 

But, how do I respect him you ask? There is nothing to respect you argue! Well let me tell you a little secret: You are not respecting for his sake, you are respecting him for your sanity. It’s his nature to need respect, especially from a woman and the mother of his children.  Remember, you want a conflict-free relationship with him because you have a child together, which makes your life easier. More next time…

 

Note: This advice is only for women who are dating or married to normal and average men. If you are in an abusive relationship this may not help you. You should get out as quickly as possible. If you are being physically, sexually, or verbally abused please get help. If you choose to use the relationship tactic above you do so at your own risk. Men who are emotionally unstable are not likely to respond positively to this relationship tactic in a way that will benefit you.

Categories : Uncategorized
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Aug
26

Take the 30-day Challenge

Posted by: Rich Single Momma | Comments (0)

There is a trend going on in the internet marketing world called the 30-day Challenge. Thousands of people who want to start a business and make money online are joining in. I am taking the challenge and I encourage you to do the same.

Here is a video of day one that is filled with valuable information. I’ll let you take a look and decide for yourself.

Let me know how it’s going for you. I’m already getting ideas so I’m off to make some money.

Rich Single Momma

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