I am big on reading and even bigger on kids who read. So occasionally I’m bringing books to your attention that are great for you or your kids. After all– Reading is Fun-damental! 

Today’s kid’s book spotlight is A Month of Bedtime Stories by Neil Roy McFarlane. Here are the details:

book_cover_frooont4Cowardly dinosaurs! Cockney pirates! Alien Dogs! Vertiginous squirrels! Time-traveling slugs! Fish in spacesuits! Hedgehogs disguised as fish! Cows disguised as ants! Disco-dancing horses!

This book of wacky bedtime stories places your child at the centre of each crazy adventure by making him/her the central character. Containing heavy doses of humour which can be enjoyed by parent and child alike, and with a whopping thirty-one stories, this collection is designed to last a month. But can you leave it to just one story per night?

“Written with a great love of vocabulary, with a musical style […] this book is not a month of bedtime stories, but a lifetime of them.” – Carole P. Roman, Kirkus Best of 2012 Award-winning Author

“Looney, wacky, imaginative and borderline crazy tales that McFarlane pens with absolute abandon.” – Grady Harp, Hall of Fame Amazon Top 100 Reviewer / Vine Voice

“I keep trying to get Mama to read more than one at night time – there are enough for a whole month but I don’t want to take that long to read them all!” – Raif (Age 5) San Francisco Book Review

Buy A Month of Bedtime Stories on Amazon.com

Available for e-reader, phone, tablet, PC, etc.

by Andrew Bycoffe

“The only man who sticks closer than a friend during hard times, is a creditor.”

We might laugh at the quote above, but if you’re laughing while being in debt, you’re probably cringing on the inside at the same time.  Debt, in itself, is not a funny part of life.  Quite the opposite, small to large quantities of debt often hang like a dark cloud through life, casting shadows of foreboding and hopelessness wherever we go.

Like so many, when we come to a place where there seems to be no financial means to change our situation, we turn a deaf ear to the calls and throw away the collection letters from the mail.  Essentially, we ignore the problem as best as we can while we continue to move forth into new stages of our lives.

Unfortunately, though we may apply all of the tricks in the book to successfully distancing ourselves from our debtor’s communications, our minds our often trapped within the heaviness of our new financial limitations.

You might ask, so what then can be done to move beyond debt’s darkness so that we can return to those more carefree sunny days of our past?  Read on, and we will show you…

1. Face the storm – Time to let yourself take a good look at that annoying dark cloud, and finally start expecting to see the sun.  By mentally addressing to your subconscious that you are about to find a solution to the nagging darkness, half of your struggle will already be won.

Stop doing the runaway two-step and stand instead with a power pose of authority towards your debt.  Take your mind into a conqueror’s mentality…the undefeated Susan…the unstoppable Rick.  Change that emotion of fear you feel into power instead.

Studies prove that we essentially will end up in the direction for which we aim our mind.  Take that truth and run the other way with it.  It’s time to stop hiding underneath that cloud and lasso it instead.  Take your authority with it, and you can tell it where to go.

2. Unmask the monster – Time to see the collector’s differently.  Remember that saying, “to kill stage fright, picture the audience nude?”  Well, this begins as the same concept.  Realize that your debt collectors are just people doing a job to make their living.  In short, let yourself realize that they do in-fact have a soul, and work with that.

The wonderful truth is, we are all human at the end of the day.  We all put our pants on the same way, just as we have all made both good and bad decisions.  Keep the perspective on your debt collector’s humanity in the forefront of your mind as you approach step three, and get ready to smile.

3. “Kill” them with kindness – This third step will take some focus, some patience and a really great cup of hot cocoa.  Well, maybe not the cocoa part, but it’s time to step into your happy zone and look at the debt collectors through rose colored glasses.

Get the conversations into the human friendly zone and treat them like your best friend.  The truth is, when it is all said and done, there is nothing more powerful than human connectivity.  Common grounds of understanding are powerhouses for negotiation…and blowing away your debt cloud.

4. Talk their ear off – This fourth action will require multiple actions, and will extend over a small amount of time.  Once you’ve established your BFF status with your debt collecting peeps, you must maintain your relationship.

Call them OFTEN and keep them informed.  If you are working out a settlement process with them, keep them up to date every step of the way.  You want to build rapport with them and cause them to feel that you are keeping things honest, open and clear.

Doing this will maintain extra grace for your situation along the way and possibly even delay legal issues they would otherwise take against you.

It’s not always an easy road to facing our darkness and our fears, but it can be an absolutely invigorating ride when we do!  Just remember to keep those sweet visions of sunny freedom within your mind as you go along this dynamic journey; and when you get to where you’ve always wanted to be…blissfully debt free, pass the energy on to others you know who are struggling as well.  Before long, we will all begin to see, that we are the only ones truly powerful enough to change our own skies.

If you would like more refreshing financial guidance and food for monetary life, check out my book ‘Cu$hion Money…Look What I Found’ on Amazon.

My kids love tools and fixing things. I guess I love it too. I’m a DIY’er so I completely get it. A new show on YouTube is just for kids who love playing with tools and learning

My Dad’s Garage – A You Tube Kids DIY Show About How to Use Tools

It’s not just cars coming out of the garage anymore – there’s a new web channel too, and it’s all about showing kids how to use tools. Welcome to the idea of EverWitt Productions’ new kids puppet show “My Dad’s Garage”, www.mydg.tv, a smart, fun and innovative way for a creative bunch of daddy bloggers to share their passion for teaching their kids how to use tools.

“We really are just a bunch of dads, raising our kids and helping our families,” commented J.H. Everett, one of the creatives at EverWitt. “We started this company and show, so that we could raise our kids, work from our garages at home, and focus on being good husbands and fathers in our community. We’re really excited to see the response from our viewers.

“My Dad’s Garage”, follows the blog show of a puppet dad named “Tinker” run by his kids – his son Jr., and his daughter Zoey. How to use tools, recycling, up-cycling, how to make toys and lots of informative topics are all delivered in short and easily digestible chunks. And, importantly, by awesome puppets.

website: www.mydg.tv

Recently I chatted with Experian’s Michael Delgado and Ms. Madam Money’s Tarra Jackson about how to moms can save money.

The Money-Saving Mom video chat was an hour of great tips and fun. I shared my ideas and tips for back to school, allowances, and savings in general. Watch the chat and leave a comment.

Click here to see the entire video 


Subscribe to RichSingleMomma.com on  YouTube for my Vlog and Gadget Geek Girl reviews

Like the RichSingleMomma.com page on Facebook for community engagement

Follow RichSingleMomma.com on Instagram for single mom finance wisdom

Follow RichSingleMomma.com on Twitter for updates and exclusive interviews

It’s not everyday that a 5-year-old writes a book so I had to share this with you. Kids, no matter how old (or young) can have their own side hustle and make a difference too!

Kayla McKenzie - God is Awesome! BookKyla McKenzie, age 5, is the coauthor along with her mother, Monique McKenzie, of the newly released children’s picture book, My God is Awesome! The great work illustrates the wondrous creations of God through the eyes of five-year-old Kyla.

Through breathtaking watercolor hand-paintings by world-renowned illustrator Dr. Jan Spivey Gilchrist and emotive text authored by the mother-daughter team, children and adults are reminded that God’s awesomeness should be appreciated and respected in life’s most simple pleasures.

This work is important because:

  • The book was showcased at the American Library Association Conference in Las Vegas, NV this past June.
  • Kyla is one of the youngest published authors on record.
  • The book is inspirational for children and adults.
  • They were intentional in selecting children of all nationalities and backgrounds as models.
  • The artwork by Hall-of-Famer Jan Spivey Gilchrist is simply awesome!
  • Available on amazon.com and Kindle

Buy God is Awesome on Amazon

Twitter chat interview transcript between @RichSingleMomma and @MoguldomStudios

Back in June I spoke about Mastering Your Money Mindset at the Arise Ministries Survive ‘n Thrive conference. In part of my talk I discussed financial stress and child support challenges.

The video below is an excerpt from that segment. I’ve written posts about the child support issue before. It is challenging to hear but is a very necessary conversation to have if you want to get past the financial stress and into financial freedom.

Read the book listed below on this topic where I share more details about what to do if you currently fighting for child support. The details below will help you make the decision to get the book or stay in a negative situation.

Download the How to Win Child  Support ebook today for only $10.00!

How to Win Child Support (or Walk Away and Be Financially Free)

  • Are you tired of fighting for child support and struggling financially?
  • Want to know the secrets to getting the support you need to raise your child without the financial drama?
  • Looking for help moving from financial dependence on a deadbeat to financial independence using resources that are available to you?

It’s time to download this ebook and discover how you can finally be financially free.

The truth is you can have 10 times more money by being financially free than you can by fighting for child support.

Download How to Win Child Support (or Walk Away and Be Financially Free) now to learn how.

Inside this ebook you will learn:

  • How Manage Your Finances During Divorce
  • 5 Reasons Why Fighting for Child Support is a Lost Cause
  • How to Move Past Anger and Live Like a Queen
  • How to ignore your baby daddy?
  • Why Child Support Dependence is a Financial Dead End

You will also get this Special Bonus:

  • Scripts for asking for child support (and how to talk to the father)

Click the button to download your guide to winning child support now!