Start saving for your vacation two years ahead of time. You won’t have to spare any expense and are guaranteed to have a stress free time.

When I went to Disney World with my daughter I was able to get some good deals and have a really good time. But while I was there I looked at the luxury hotels and wished I had saved a little more money to splurge.

The trip was virtually worry and stress-free though. I didn’t have to worry about driving because we flew. I didn’t have to worry about transportation because the bus picked us up from the airport and we had shuttle service to the parks.

I got multi-day passes so we could visit the parks as often as we wanted to. Food was no problem because my daughter ate free and I didn’t eat much anyway. In short it was a very good trip because I was able to pay for all the things I wanted.

But if I had saved for a year or two the trip would have been even better. So save up your pennies, make extra money by selling stuff you don’t need, do freelance work, and look for discounts. You can have the trip of a lifetime because you planned for it in advance.

Another tip is to pay for things over time. Buy the plane ticket months in advance when you have the money. Reserve the room and send the money when you have the right amount.

Simply take each element of the trip and pay as you go so by the time the day comes you will have very little to worry about financially except spending money.