Write down your financial goals (short and long term) and make a plan to reach them. It has been tested time and time again; writing down your goals is the surest way of seeing them materialize. Writing down your financial goals is no different. So what should your...

Relish the thought of not having to answer for your financial decisions. As a single mom you have such autonomy! You do not have to answer to anyone for the decisions you make. If you have ever been in an abusive or controlling relationship you know what that means....

Pay your bills with a grateful heart. The services you receive in exchange for your money are essential for living. I used to hate paying bills until I heard someone say that I should be grateful because I have the benefit of using the services provided by the city,...

Save or invest your windfall (tax returns, student loan refunds, stimulus checks, monetary gifts). The tax season is a gay old time for many, especially we single moms. The child tax credit and earned income credit is the reason we get a fat tax refund. I admit that I...

When you see that you need (or want) a new thing it is very important to plan the purchase. For those of use with a spontaneous personality this can be a problem. The sale signs in the stores these days do not help. The key may be to write down what you need/want, do...

Get creative with your savings techniques. Piggy bank, change jar, online interest bearing account, PayPal, mattresses. All of these items and location are places to save your money. But it really isn’t about where you save it but how you save it. For some the savings...