Pay your bills with a grateful heart. The services you receive in exchange for your money are essential for living.

I used to hate paying bills until I heard someone say that I should be grateful because I have the benefit of using the services provided by the city, phone company, car finance company, and on and on.

When I thought about it from that perspective my attitude changed. I could be in a homeless shelter, unemployed, or living with my parents (not that any of those circumstances are anything to be ashamed of).

I have lights, water, a car, gasoline, food, and many other necessary services. So I am grateful for the bills and will gladly pay them.