If you are struggling to make ends meet you don’t need to cut expenses and try to save more. That’s just the God-honest truth! You can’t squeeze blood out of a turnip but you can use your cooking, cleaning, writing, computer, fashion, photography skills to make extra money!
You can use those coins to pay your bills, update your car, clothes, kids’ clothes and shoes, and so much more.
But what if you don’t know how to get started? Would you pay someone to show you how to do it step by step?
✨You could get the help from someone like me who has done it many times before or you can struggle to do it in your own.
✨You could go the DIY route and spend months researching, testing, searching for the right tools, begging family and friends to help or buy from you.
✨You could hire a coach and pay $500-2500 for one on one guidance. If you had that kind of money lying around you wouldn’t need this course.
But you do need this course to help you decide what Side Hustle to choose and how to get started.
🏦You need help setting up the business.
💰You need to stop feeling financially helpless and start feeling financially hopeful.
💸You need financial empowerment and economic stability.
🎢You can take the long free route or you can take the short expensive route.
The good news is there is a happy alternative!
You can invest a small amount and get a step by step video guide with worksheets to help you Get Your Coins.
If you can watch a video, write notes based on video instructions, and read a step-by-step guide you can get started in the next 14-30 days, maybe even less time.
All it take is a willingness to get started. The best news is it less than a week’s worth of Starbucks ☕️ and less than the latest pair of sneakers 👟for your kid.
I’ve had a side hustle or two since I was 10 years old. I baked and sold pound cakes for $10 each. Back then that was a lot of money for a kid but it was fun. Not only did I learn how to bake and sell cakes but I also learned how to count my money as well as keep a balance sheet to see how much I was making, spending, and keeping for profit.
Since then I’ve had a few other side hustles and side businesses. I’m a born entrepreneur and I love it. It’s not just about the money but about using my skill and talents to do things I love to do for money. Plus I get to help a lot of people in the process.
Do you want to start a side hustle? Have you been thinking about it but are not sure how to start?
You are not a kid, but you may be inexperienced when it comes to choosing and starting a side hustle. You may feel excited or nervous. You may know exactly what you want to do or be clueless. It’s okay. This is why I create this masterclass.. I’m here to help you push through the fear and come up with the best idea for you.
When you sign up for the Get Your Coins: Side Hustle Masterclass I’ll guide you through the process of creating a side gig that will generate an extra $250-$1000 per month. You can pay a car note, extracurricular activity fees, vacation fund, and so much more with the extra money.
Sign up now to get access to the videos, worksheets, and motivation to get your creative juices flowing. After you sign up you can head over to the Side Hustle Challenge Facebook group where we will share our ideas, ask questions, set goals, and celebrate each other’s success.
What will you create during the masterclass?
The objectives for the Get Your Coins: Side Hustle Masterclass include:
Module 1 – Get clear on vision and set the goal
Module 2 – Develop and validate the idea
Module 3 – Create the plan
Module 4 – Set up your system
Module 5 – Test your hustle
Module 6 – Launch your Side Hustle
Bonus: Side Hustle Discovery Worksheet, Deliciously Simple Online Business Guide, Exclusive Access to Side Hustle Support Group!
I bought a car from Carvana.com and it was the easiest, most pain-free experience I’ve ever had. Now understand, I’ve only bought two cars in my life from a dealer. This purchase makes three times but it was totally different from what I experienced and even what my daughter recently experienced a few months ago when she bought a car.
The car-buying experience is notoriously long and according to an Autotrader survey, only 1% of consumers enjoy their experience. The average person spends three hours in the dealership to buy a car with a 56% satisfaction rate. You could do so much in that space of time. Might as well bring a book or get some work done.
I had been thinking about buying a car because my 13-year old car, a 2004 Honda CRV named Taffy, is hanging on by a thread. Well not really. It’s in good running shape though it needs a tune up and new tires. It was hit in an accident a year ago and technically totaled because the value of the car is less than the cost to repair. It is still damaged in the back and there is likely some structural damage but it keeps going. It is time to retire her. It’s the kindest thing to do for her after her faithfulness all these years.
The Search for a Car Begins
I work in the auto industry so I have access to deep discounts for a new car. I can lease for next to nothing but I couldn’t help but think about how reliable my old Honda has been for the last 13 years. I just can’t imagine another car doing that well. I hesitated to buy a car outside the Honda or Toyota family (my daughter has a Toyota) so I waited and prayed about it a bit more. I waited for the right timing, a hunch, a still small voice to tell me to go ahead and go to a dealership. I never got the feeling to go so I waited a bit longer. I got the control number to buy a car below invoice and I’ve had co-workers tell me they would let me use their family and friends discount. I thanked them and I waited.
Checking Out Carvana.com to Buy a Car
One day at my desk Carvana.com flashed through my mind. I went to the website and signed up for an account. They did a soft credit report pull and I could see the available cars, how much the monthly payment would be, and the down payment. There were quite a few $0 down payment cars on the site which was shocking to me. These were quality cars with great ratings. I could see how much I’d have to pay monthly.
I went home and called the Carvana to ask questions. I wanted to be sure there would be no bait and switch tactics if I decided to pursue purchasing a car. The representative said the financing was 90% or better accurate. There would be no drastic difference. I asked a few more questions about how long it would take for the financing to be completed. It would usually be within 24 hours. I asked one or two other questions and then I ended the call. They assured me they would answer any other questions I had.
Taking the Plunge
The next day I chatted with a co-worker during lunch. I mentioned that I was still using Lyft to get around and that I planned to buy a car in a couple of weeks. We talked about the kind of cars that were available through the company and even looked a few in the parking lot that other employees owned. I went back to my desk and felt the nudge to go back to the Carvana site. I logged in and looked around. I asked God which car should I choose. I kept looking and then I saw a Honda CR-V EX-L. It was a 2014 model with one scratch on the hood but it was otherwise perfect.
The website is designed to give you a 360-degree view around and inside the car as well as under the hood. This car had great features including seat warmers, satellite radio ready, USB and Bluetooth connections. The engine was a nice size and it had a sunroof and leather seats. The color is also nice too. The price was within my budget range and it was $0 down payment. Perfect! I added to my saved vehicles then added a second CR-V along with a Buick that I had my eye on. The Buick was only 2WD but the Honda was 4WD so that bumped out the Buick.
I kept searching but came back to the EX-L model. A voice said to buy it so I clicked the Get Started button. From there it was smooth sailing.
The Easiest Car-buying Experience Ever!
It took less than 30 minutes to do everything from start to finish. I went through the steps and then uploaded my proof of income. The next page asked me when I wanted to pick up the car. Wow! This was too easy!
There was an address for me to pick up the car but I clicked the delivery button instead. I could choose a date within two days and a time. I had two time slots to choose from so I chose the 6-7pm time slot. The next screen asked me to review and sign the contract or download to review. I waited until I got home to review and sign. I couldn’t believe how easy it all was going.
About 15-30 minutes later I got an email requesting proof of residence which I sent then shortly after that I go another email saying my delivery was confirmed. What!?!?!?!
The next step was to get insurance on the car so I would have proof when the car was delivered. I planned to get insurance the next day but Providence had other plans. My insurance company called me 5-10 minutes later about my current car and setting up the safe drive feature. I said I would do it that weekend and then I told her I would need to put another car on my policy. A few minutes later I had insurance on the new car. It was all so easy.
I am over the top excited about the new car and still in disbelief about how easy the process was from start to finish. There was no haggling, waiting, worrying, or anything that looked stressful. I would absolutely, positively recommend that all my friends buy a car this way. Carvana made the car buying process stress-free and amazingly fantastic! I know I’m using a lot of adjectives but it was freaking awesome! Ok, so back to the story…
Car Delivery Day
My car was delivered two days later on a rainy Saturday afternoon. The poor lady (Jamaica) who delivered the car got all wet but she was a trooper and had a great attitude. My car was gently rolled off the hydraulic lift and driven up my driveway. I had to sign the paperwork to get my tag and title mailed to me. This is one of my favorite parts; not having to go to the DMV to register my car. Yes!!!!
Jamaica gave me a goodie bag and the keys to my car. She was there less than 15 minutes and I had my new car to drive around for seven days to be sure I liked it. On day five Jamaica from Cavana called me and asked if everything was still going well. I absolutely loved driving my car around and enjoying the new car smell.
Since I didn’t request a return or exchange the car is mine. My first payment was in one month and I can pay it online. There is no pre-payment penalty if I want to pay it off. I just call to add extra payments to the principal so I get the credit. This is a great way to pay down a mortgage payment too.
Buying a car with Carvana was the best buying experience I’ve ever had. I know I said this already but it truly was. My daughter bought a car a few months before I did and it was a 4-hour process!! Ugh!!! She was blessed beyond belief but the time spent in the dealership was soooo loonnnggg!!! For her next car, we will definitely buy online.
How to Get over the Intimidation of Buying a Car Online
I realize some people may be a little intimidated with buying a car unseen. You don’t get to test drive it or spend hours waiting for a finance manager to call up 10,000 finance companies (just kidding) to accept your application. You may or may not get a friendly, helpful, and genuinely interested person on your side.
The things that made my car buying experience amazing are:
– I had an idea of what I wanted in terms of specific type of car and amenities
– I had been monitoring my credit over the previous months so I knew what the possibilities were for financing monitoring my credit over the previous months so I knew what the possibilities were for financing
– I am comfortable buying things online
– The return policy was acceptable to me
– I trusted God through the process to lead me to the right car
– I know the value of buying a gently used car over a brand new one
– I am good at making a choice once I have all the answers I need to make an intelligent decision
So, if you are comfortable with doing the things I did you can buy a car online too. If you have a problem with unknowns, then this might not be for you. If you are scared to do anything outside your comfort zone this might not be for you. If you are suspicious about every doggone thing, this is definitely not for you.
If you have a million and one hang-ups about life in general, this is not for you. You will make yourself miserable and worry yourself sick throughout the process. I’d recommend you get some serious help and call on Jesus for that… Seriously you are making your life a living hell with that kind of drama. Buying a car or buying a trip, home, or anything that is going to change and/or enhance your life should not cause you pain.
If you have questions about my Carvana car buying experience shot me a message or leave a comment below. If you are in the market to buy a car then head over to Carvana.com and see what the possibilities are.
If saving money was easy, everyone would be doing it. Unfortunately, the excuses for not are easy to stack — what with mortgage or rent, utilities, kids, student loans, pets, food and just the slightest social life, it can seem like there isn’t a penny to spare.
The trick to saving more is to make it simple, make it automatic and make it something you never have to think about. Still not convinced you can hack it? Check out some of these easy ways to save more every month and you might be surprised how much your bank account grows.
1. Sign Up For an Account That Automatically Saves For You
Many banks make it easy for customers to save these days by doing it for them automatically. For example, enroll in Bank of America’s Keep the Change program and for every purchase you make using a Bank of America debit card, the bank will automatically round your purchase to the nearest dollar and transfer the difference from your checking account to your savings. How easy is that? Check with your own bank to see if they offer a similar program.
2. Automate Your Savings Yourself
If you’re more of a “do-it-yourself” kind of person, automate your savings yourself by signing up for a monthly transfer directly from your checking into your savings account. You’ll know the transfer is coming every month, which will make you feel good, but you won’t have to go in and physically make the transfer yourself, which will feel even better. If you can, try setting up multiple savings accounts for your different goals (i.e. house, travel, emergency, etc.). By purposefully diverting your hard-earned money into specific buckets, you’ll feel more like you’re working toward an actual goal, rather than just generally saving for a rainy day.
3. Use a Financial App to Track Your Progress
If you find that it’s hard for you to save because you aren’t seeing your progress at any given time unless you log into multiple accounts, there’s an app for that. Download a budgeting app and you can connect all of your banking in one area for ease of use. Don’t feel comfortable with an app? Your bank may offer something similar on their website. Now every time you make a purchase, put money into savings or take cash out of the ATM, you’ll be able to see exactly how your money moves have affected your current savings, goals and budget.
4. Make the Most of Your Credit Cards
If your current credit card isn’t garnering you some type of rewards, it may be time to make a switch. These days, credit cards offer such great incentives through rewards programs, so unless you’re prone to carry a balance on your card from month to month (rewards cards can come with higher annual percentage rates, which can cut into any rewards you earn), you could be missing out on some serious savings. If it’s pure cash that you’re interested in, check out Credit.com’s guide to finding the right cash-back rewards credit card.
5. Learn to Haggle
Remember, cars aren’t the only things you can haggle over. Check with your internet and cable provider and call your cell phone company to see if the price you currently pay is the best they can do. Ask for discounts on items in the grocery or retail stores, too. Take the difference between what you would have been paying and the final price you end up with and stock it away in savings.
6. Avoid Paying ATM Fees
You might think ATM fees aren’t worth worrying about, but those quick trips to the ATM can really add up. Fortunately, there are plenty of ways to avoid paying ATM fees.
Remember, you’ll save money on everything from your mortgage and auto loan to credit card interest if your credit scores are good. If you don’t know where yours stand, you can find out by taking a look at your free credit report summary.
Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.
You’ve heard the stories about how people went from rags to riches. Well, this is not exactly that kind of story, but it is my true story of how I went from making minimum wage ($6.25/hr) to 6-figures. It took some time to accomplish this so hooray for me. Fortunately for you, if you are just starting your journey of single motherhood you can cut the learning curve by a few years.
Here is the first part of the story and the first step for you on the path to greater wealth, health, and happiness for your and your family. It doesn’t matter how broke you feel, how bummed out your bank account looks, or how screwed up everything feels right now. If you take the time to clear the cobwebs and a few dollars to invest in yourself you can be making six-figures in half the time I did (or better).
To hear the rest of the story and exact technique I used to move from mediocre minimum wage to a sexy six-figure income keep reading.
I’ve created a masterclass for you to sit in on from the comfort of your home.
You don’t have to worry about getting a sitter, finding a parking space, or struggling through hours of textbooks or homework.
I give you everything you need to begin your journey toward successfully changing the direction of your life so you can start making more money than you ever made before.
The only thing holding you back is maybe fear and the only person holding you back, is you.
Here are the details about the Masterclass
What you’ll learn:
My mindset and decision-making process for going from minimum wage to six-figures
How to shift your money mindset
How to create a money master plan
Seven Steps to Success
Class Start Date:
Anytime (If you enroll by June 7, 2017, you will receive 50% off the course)
What You Will Get:
Lifetime access to the class
Updated information and modules
Secure Discussion Forum
Access to the brand new Six-Figure Single Mom Facebook Group
Bonus Expert Interviews
Discounts on other classes
This masterclass is a small investment of $49 but the results you will get if you take action and copy my process will return you that money 100 times over!
Think about what you can do with that money:
Move into a better home and neighborhood instead of being afraid to walk from your car to apartment because of the riff-raff
Drive a better car instead of worrying the old car is going to break down on you
Send the kids to better schools instead of being frustrated they are around bad influences or getting sub-par education
Take a vacation or multiple vacations a year
Open a real savings account instead of relying on the change jar
Start a business to put even more money away for college or to finally work for yourself
Pay for all your child’s favorite activities instead of making excuses for why they can’t get involved
Never worry about paying the bills in full every month instead of making payment arrangements or robbing Peter to pay Paul
Go to the movies and buy popcorn, drinks, and candy instead of waiting until it comes out on DVD
There are so many things you can do with more money. I’ve only named a few that I’ve personally experienced since I’ve started bringing in more income.
Are these reasons enough for you to enroll in the course? if you are on the fence just look into the faces of your kids and let them be your motivation.
Remember, if you enroll by June 7 you will get 50% off the enrollment fee. Instead of paying $49 you will only pay $24.50 when you enter coupon code 50off. Don’t wait because on June 8 the price will return to $49.
I had a fun interview with Cassie Parks, author of the new book, Manifest $10,000 recently. She shared a few tips with me about how to manifest $10k that I know you can use and take action on. It will surprise you how easy it is to attract more money in your life. Watch the interview and her her tips.
I was excited to do this interview because a couple of years ago I manifested $9,000 into my life. I promise you, it won’t come in the way you typically think, but that’s the beauty of it all. Money doesn’t have to be a struggle if you can learn how to release the old way of thinking.
I also want to mention that Cassie has a program you can join to help you manifest $10k. It is only $1 to join then you simply donate 10% of what you manifest. How awesome is that! There is no excuse for you is there?
Hi! Welcome to RichSingleMomma.com. I started this website almost a decade ago because I couldn't find any blogs back then that helped single moms with money. I was having some success in that area so I decided to share what I knew about side hustles, making extra money, and managing what I had. Read more...