During this time of year, everyone has to report how much income they made last year. You will probably receive a tax refund of a few hundred or even a few thousand dollars. Hopefully, you are not one of those people that blow the money on useless things, worst yet on things that will not make you any money for the rest of the year.
The top 5 things tax refunds are used on are:
Vacations
Furniture
Debt/Bills
Electronics
Savings
The ways financial experts say you should spend it include:
Save it
Invest it
Splurge
Fund College Education
In the past, I’ve used my tax refunds to pay down bills, go on vacation, buy computers and televisions, and give away to family or friends. I still have some of the things I bought including the computer I am using to type this article and the television my son is watching right now. I still have the vacation memories and pictures.
The money I gave away? Well, I’ll never see it again. Even the little portion I saved is gone because I had to use it for some “emergency”. I regret that I did not use the money more wisely. I enjoyed the things I spent the refund on for the moment, but it did not have a lasting benefit.
Now that tax season is here again I thought I’d share one of the smartest ways you can use your tax refund for the longest term benefit possible. Using this method will solve the number one problem single mothers have. That problem is not having enough money.
To solve that problem the “experts” say you should reduce your spending and cut cost on as many things as possible. It’s likely you are already doing that but not enough or absolutely no extra money is in your bank account.
So I propose you use a small portion of the tax refund windfall for a more solid investment. To make extra money you should start a part-time business. Now before you get all nervous because you don’t know the first thing about business, let me assure you that you don’t have to know about business to make extra money. When you buy a business in a box or business kit you will have a step-by-step guide from start to finish.
Now your heart is probably beating double time because the thought of buying a business in a box or any other kind of business probably brings up images of spending thousands of dollars like you would in a franchise. That is not what I’m talking about at all.
What I’m suggesting costs less than $50 for a complete business system. Here are seven business ideas to consider even if you don’t feel you have the talent or ability to do anything special.
Part-Time Cleaning Business
Everybody can clean, right? We all learn this skill at a very young age. A cleaning business is pretty much a no-brainer. You do what you would do at home, only 10 times better because you are getting paid. Speaking of getting paid you can make hundreds of extra money a week doing part-time work.
If you are thinking about the economy and that the cleaning business is taking a hit, you are partially right. Residential cleaning has slowed a bit because of layoffs but an office cleaning business is another story. There will always be doctors, dentists, car dealers, and many other offices that need cleaning. You might as well get a piece of the pie and you can get started for less than $50 dollars.
The great thing is you can start almost immediately because you will get the step-by-step instructions as well as all the forms you need to get started.
Tutoring Business
Like the cleaning business, you probably know a lot about one or two academic or career topics. If your favorite subject was history or math you can probably teach it to a student. You can make anywhere from $30-$50 an hour. If you have a degree you can teach your subject for a lot more money.
Starting a tutoring service is simple when you have an expert to show you how. Normally you’d have to pay a lot of money to have someone coach you through the process, but with a business kit, that outlines all the steps and includes forms as well as secrets to getting all the clients you can handle, the process is much easier.
As a bonus, you will be able to build a website from a template as well as interact with other tutors in other parts of the country. You’d have a built-in support system. And since it’s less than $50 you know your tax refund will go much further in benefiting your life than if you spend it on frivolous items.
Bookkeeping Business
If you are one of those people who are good with accounting and bookkeeping you can start your own bookkeeping business. For a few years, I worked as a bookkeeper and had other people asking me if I would help them with their books. It is an in-demand service, especially around tax time. People and businesses are scrambling to get a year’s worth of paperwork in order so they can get their taxes done.
Like the cleaning and tutoring service, you can do this part-time and still make great money in the process. All the instructions are included in the business kit and support is available for you all for less than $50.
T-Shirts, Childcare, Catering, Face Painting Businesses
These are just a few ways to make good use of your tax refund using the skills you have. If you just don’t feel cut out for any of those businesses consider starting a T-shirt business if you are feeling artistic or witty. T-shirts are still very popular and you can make great money designing and selling them.
If you love to cook and entertain you might think about putting your talents and tax refund to good use in a Catering Business. Food never goes out of style and neither does the need for a general or specialty caterer.
Love kids and have space and time because of unemployment? Why not start a home-based daycare? It doesn’t have to be the standard daycare set up for age 0-5 kids. You could do overnight, weekend, or special occasion child care. If you are feeling adventurous you could tutor kids in an after-school program.
Lastly, for a little fun, why not try being a face painter at all the events that cater to kids. Face Painting is one of the most popular attractions at local fairs and events. You could learn how to paint faces and turn it into a thriving part-time face painting business, all with a business-in-a-box to show you how.
I’ve given you many good ideas and reasons why you absolutely must use part of your tax refund to start a business. I’ve shown you how to do it with a business-in-a-box and I’ve explained how it can be done for less than $50. The benefits far outweigh the risk.
So many people, especially moms, have asked me how they can start making extra money and how they can start a business with no money. The reality is any good business requires an investment. But I’ve shown you how you can take what is essentially free money and use it to make the extra money you need for as long as you like with a business of your own.
Taking the initiative to learn how to make extra money is entirely up to you. I can’t imagine you would want to go another year feeling frustrated because you need extra money for bills, tires or repairs for the car, clothes for the kids, or other emergencies that come up. Unfortunately, the tax refund doesn’t last that long if it is not used properly and it is often not enough to cover all the extras that come up during the year.
You have the solution right at your fingertips. Now it’s up to you to take advantage of it and work the business that feels right for you and will help ease the financial burden you experience month after month. Here are the business kits I recommend you invest in. I’ve also included two free ebooks to show you how to start a business and how to market a business. Use them both to enhance the business kit you decide to purchase for under $50 with a small portion of your tax refund this year.
P.S. I make a small commission on the business kit you purchase. Please consider it a love gift to me for bringing you such great content for the last three years!
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
There are multiple ways to increase your wealth either passively or actively and either with money or time. Here are three ways to add a little (or lot) of moola to your bank account.
If you have been thinking about getting into investing check out Stash. It’s an app that lets you invest as little as $5 for stock like Disney, Facebook, and Apple. Click the button below to get it.
Make extra money with Fiverr just by offering a product or service to people who want it. It’s an easy side hustle to start because it doesn’t cost you anything but time and talent. Click the button below to sign up.
Passive income is easy with the Dosh App. You get money back when you shop, eat, or sleep at a hotel. I wish I had this a few months ago. You don’t have to do anything other than use your debit or credit card. Easy!
Download the Dosh App from the Apple Store or the Google Play store by clicking thisDosh App link. I receive a referral fee for sharing this app with you, which helps me continue to bring great content to you.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
During this time of year, it’s easy to overextend yourself with buying gifts, decorating, and special meals. If you haven’t saved for the Holidays all year long you may be strapped for cash.
What if you could make some quick cash to pad your account and come out on the other side of the Holidays debt-free?
Here are a few ways to make extra money during the holidays as a single mom or any time of the year. NOTE: Some of the links in this post are affiliate links. I will receive a small referral fee which helps keep this site going and growing for you! 🙂
1. Uber Eats or Door Dash Delivery Driver
People gotta eat, right? But many are too busy or exhausted from work and after-work holiday shopping to cook.
They reach for the phone, open up the Uber Eats or Door Dash app, and order a hot meal for delivery. They are probably in your neighborhood or city which makes it super easy to deliver their food and make extra money a night.
If you can go to a restaurant, pick up food, and find an address with a GPS app you can be an Uber Eats delivery driver.
You can use your car and it doesn’t matter what year, make, or model it is; unlike what the Ride Share programs require.
The great thing about the Uber Eats program is you can take your kids with you so no looking for a babysitter to pay all the money you just made. Deliver with UberEATS and earn on your own schedule.
2. Sell Your old diamond wedding rings
This way to make extra money during the holidays is both cleansing and practical. This is the perfect time to let go of the diamond engagement ring you have been holding on to for so long after your breakup.
The holidays can be hard especially after a fresh divorce. It’s even harder years down the road if you get depressed every year around this time. Selling your diamond ring is empowering and releases you to get on with your life.
You can also get yourself and your family wonderful gifts that hold a special sentiment or begins a new tradition for your family.
If you are ready to begin the process of selling your diamond engagement ring check out Worthy and let them help you get the highest price possible because God knows you’ve earned it after all you have been through!
People do not want to fight traffic or parking at the shopping centers so they will pay for a ride in a clean car. Your car.
People are also going to the airport, train stations, and bus stations to travel for the holidays. They are going to need a ride so they don’t have to worry about maneuvering through traffic or paying parking fees.
I use Lyft and Uber a lot when I travel and it is such a convenience!
You must have a newer model car and insurance so if you meet the criteria you should sign up. The approval time varies from city to city but it might be worth your while.
You will be able to drive any time you want during and after the holidays so this is a legitimate side hustle for making extra money as a single mom.
The holiday parties are in full swing. Why not make some extra cash as a holiday helper? Private homes, caterers, and hotels hire extra help for the pre-and post-holiday party chores.
Check out the Task Rabbit app or Craigslist for gigs in your area. You can also place your own ad on Craigslist or other free local papers offering your services.
5. Create and Sell merchandise on Gear Bubble, Sun Frog, or Spreadshirt
If you are a graphic designer or simply have a sarcastic (or funny) wit you can design and sell T-shirts, mugs, and other merchandise online. This is one of my favorite ways to make money.
Head over to Gear Bubble, Sun Frog, or Spreadshirt, create an account, then follow the steps to create your designs. You can decide how much you will sell them for and then add them to the marketplace.
When your shirt sells you get paid. If people use your design you get paid. It’s a win-win for everyone.
6. Babysitting during holiday parties
Place an ad on Craigslist or create a flyer to post in your local grocery store or bakery.
People are going to company parties and New Year’s Eve parties so they need a reliable childcare service that is available at night. Since you are a mom you are the answer to their prayers.
Check out the Care.com website. You can add yourself to the site as a provider and when you include that you do holiday childcare in your profile you could get more opportunities.
Are you a fantastic gift wrapper? Use your skills to wrap holiday gifts and get paid.
Get gigs at the mall or contract yourself out to bookstores, grocery stores, or corporate offices a few days a week.
Busy executives need their gifts wrapped so they don’t look like a complete failure on Christmas morning.
Place an ad, call friends, or visit places of business to offer your service. You will need a counter or table to work from, sharp scissors, tape, and a selection of wrapping paper, ribbon and bows.
8. Baked goods sales
The smell of baked cookies, cakes, and pies is what makes the holidays special.
If you have a gift for baking you can clean up during the holidays. Package your goods and sell them to family, friends, and co-workers who want last-minute gifts.
You can bake from scratch or from a mix but just don’t buy ready-made baked goods and pass them off as your own.
Put the baked items in pretty paper, cellophane, and tins then top it with a bow.
Sell it at a higher rate than store-bought goods because of the labor and supplies you used to make those yummy treats.
9. Gift Basket sells
If you have a talent for pulling together themed gift items the gift basket business is calling your name.
You can make money creating and selling gift baskets of baked goods, spa treatments, movie night, and other themes baskets for people who don’t know what to get their loved ones.
Create a sample basket of at least three themes then photograph them. Post your pictures in the Facebook swap and sell groups along with a description and price for the baskets. You can also repeat it on your page or in local business groups on Facebook and Instagram.
If you are feeling adventurous go to car dealerships and other businesses that have salespeople or caregivers standing around. They will buy from you because it’s one less thing they have to do at the last minute.
10. Donate goods for a tax break
This is not exactly a make extra money idea for the holidays but it is a get more money at tax time idea.
There is still time to donate clothes, furniture, and kids items to your local charity to get a tax credit. But If you are like me you procrastinate and mess around and don’t get your stuff to the donation center in time.
What if there was an app you could use to schedule a donation pick-up? The good news is there’s an app for that!
You can download and schedule a pickup through the Resupply app.
There has never been an easier way to donate your stuff. The best part is the app keeps track of your donations and the value you give it so at tax time you don’t have to remember or gather up scraps of paper you gathered throughout the year.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
When college student Kara Skinner was short on cash, she started the blog Lover’s Quarrel, reviewing romance novels and including affiliate links in her posts. Thanks to her posts, she earned $60 from those links. But instead of splurging on pizza and a night out with friends, Kara decided to use her money in a different way: she donated it.
“I read I Am Malala and was so inspired,” Kara says. “Not everyone can get an education like I can because of where they live or their gender.”
Since launching her blog, Kara has donated to organizations like the Malala Fund and the Arbor Day Foundation. Because she uses her earnings from her website, she never has to dip into her bank account to contribute to charities.
Kara isn’t alone in her outlook: millennials are extremely generous when it comes to nonprofit causes. In fact, the majority of this age group donate to charity—an especially notable feat when you consider that debt is the biggest money-related stressor millennials face.
7 Ways to Donate to Charity
While that charitable mindset is admirable, finding the extra money to donate can be difficult. Between bills and debt payments, there’s often very little left over to give away.
However, a lack of money doesn’t have to hold you back from helping your community. You can make a big difference by doing one or more of the following things, without hurting your monthly budget.
1. Sign Up for AmazonSmile
If you shop on Amazon, you can help nonprofit organizations just by making routine purchases. Once a charity signs up with AmazonSmile, Amazon customers can select that organization to receive donations.
To take part in the program, visit Smile.Amazon.com instead of Amazon.com, and do all of your shopping from the new link. After you check out, the AmazonSmile Foundation will donate 0.5% of the purchase price of eligible products to the charity you choose.
That number might not sound like much, but it can add up over time. If you spent $1,000 on the site on regular purchases like toilet paper, laundry detergent, and other essentials, AmazonSmile would donate $5 to your selected charity.
2. Sign Up for Rebate and Reward Apps
If you’re short on cash, you can earn extra money to donate just by signing up for rebate and reward apps. Sign up for apps such as Ibotta and Checkout 51 and turn your receipts into cash.
These apps offer rebates for shopping at select stores or purchasing specific brands. After you’re done shopping, take a photo of your receipt with the app of your choice. Money will be deposited into your account.
Those rebates could add up to a hefty amount of cash. In fact, some people rack up hundreds with rebate and reward apps. With that money, you can make a sizeable donation without digging into your savings.
3. Donate Blood, Plasma, or Bone Marrow
If you’re a healthy adult, you can make a lifesaving donation. Those with severe illnesses or who have been in accidents often need blood, plasma, or bone marrow donations to recover. However, thousands of people cannot find a match, and there are sometimes donor shortages.
Donating your blood, plasma, or bone marrow can be a lifesaving act of charity in itself. In many cases, centers will pay you to donate plasma, allowing you to help someone in need while you earn extra cash to donate. When it comes to bone marrow, however, you’re not likely to be paid for donating—but you can still help save someone’s life.
Do you get compliments on your long, beautiful hair? You can use those lovely locks to help someone else going through a rough situation.
Children and adults with alopecia or those undergoing chemotherapy can experience hair loss. They often turn to wigs to cover their scalps and feel more confident. Human-hair wigs are the best you can buy; they look the most natural and can be washed and styled like regular hair.
However, human-hair wigs can cost thousands, and they are often unaffordable for many families. Several organizations try to ease the burden by collecting human hair to make wigs for both adults and children.
Your hair must be securely fastened in a ponytail.
If your hair is in a ponytail, the tail must be at least 8 to 12 inches long to be useable.
Your hair cannot be bleached or highlighted. In most cases, dyed hair that does not have any bleached sections is acceptable.
5. Donate Gently Used Clothing or Household Items
If you have old clothes, furniture, or household items lying around, you might be able to help someone in need.
You can donate items to organizations such as Goodwill, which can sell those items in thrift stores and use the proceeds to fund other programs—such as employment training and job placement services—for people in your community.
If you’re like Kara and don’t have much money to donate with your current budget, you can start a side hustle to make extra cash. Side hustles allow you to work as much as you want, when you want. If you want to make a donation around the holidays, you can take on seasonal work to get the money.
Because it’s extra income, you won’t miss it after you give it away. And you won’t fall behind on your rent or student loan payments, either.
7. Collect Spare Change
Even your piggy bank can be turned into a source of donations. At the end of each day, empty your pockets and bag and deposit any loose change into a jar.
You can also boost your donations by looking for forgotten change on sidewalks or streets. One blogger collected $27 just by looking around at car washes, in gutters, and in parking lots.
Once your change jar is full, take it to the bank to turn it into cash before donating it to a charity of your choice.
Donating to Charity
When you’re broke, it’s hard to scrounge up the money to help others. But if you’re determined to help your community, thinking creatively can help you make a tangible difference. Try accounting for donations in your monthly budget to make it a regular part of your spending habits or try looking for credit cards that make it easy to give to charity. By taking on extra work or sacrificing your time, you can help change someone’s life.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
If you are struggling to make ends meet you don’t need to cut expenses and try to save more. That’s just the God-honest truth! You can’t squeeze blood out of a turnip but you can use your cooking, cleaning, writing, computer, fashion, photography skills to make extra money!
You can use those coins to pay your bills, update your car, clothes, kids’ clothes and shoes, and so much more.
But what if you don’t know how to get started? Would you pay someone to show you how to do it step by step?
✨You could get the help from someone like me who has done it many times before or you can struggle to do it in your own.
✨You could go the DIY route and spend months researching, testing, searching for the right tools, begging family and friends to help or buy from you.
✨You could hire a coach and pay $500-2500 for one on one guidance. If you had that kind of money lying around you wouldn’t need this course.
But you do need this course to help you decide what Side Hustle to choose and how to get started.
🏦You need help setting up the business.
💰You need to stop feeling financially helpless and start feeling financially hopeful.
💸You need financial empowerment and economic stability.
🎢You can take the long free route or you can take the short expensive route.
The good news is there is a happy alternative!
You can invest a small amount and get a step by step video guide with worksheets to help you Get Your Coins.
If you can watch a video, write notes based on video instructions, and read a step-by-step guide you can get started in the next 14-30 days, maybe even less time.
All it take is a willingness to get started. The best news is it less than a week’s worth of Starbucks ☕️ and less than the latest pair of sneakers 👟for your kid.
I’ve had a side hustle or two since I was 10 years old. I baked and sold pound cakes for $10 each. Back then that was a lot of money for a kid but it was fun. Not only did I learn how to bake and sell cakes but I also learned how to count my money as well as keep a balance sheet to see how much I was making, spending, and keeping for profit.
Since then I’ve had a few other side hustles and side businesses. I’m a born entrepreneur and I love it. It’s not just about the money but about using my skill and talents to do things I love to do for money. Plus I get to help a lot of people in the process.
Do you want to start a side hustle? Have you been thinking about it but are not sure how to start?
You are not a kid, but you may be inexperienced when it comes to choosing and starting a side hustle. You may feel excited or nervous. You may know exactly what you want to do or be clueless. It’s okay. This is why I create this masterclass.. I’m here to help you push through the fear and come up with the best idea for you.
When you sign up for the Get Your Coins: Side Hustle Masterclass I’ll guide you through the process of creating a side gig that will generate an extra $250-$1000 per month. You can pay a car note, extracurricular activity fees, vacation fund, and so much more with the extra money.
Sign up now to get access to the videos, worksheets, and motivation to get your creative juices flowing. After you sign up you can head over to the Side Hustle Challenge Facebook group where we will share our ideas, ask questions, set goals, and celebrate each other’s success.
What will you create during the masterclass?
The objectives for the Get Your Coins: Side Hustle Masterclass include:
Module 1 – Get clear on vision and set the goal
Module 2 – Develop and validate the idea
Module 3 – Create the plan
Module 4 – Set up your system
Module 5 – Test your hustle
Module 6 – Launch your Side Hustle
Bonus: Side Hustle Discovery Worksheet, Deliciously Simple Online Business Guide, Exclusive Access to Side Hustle Support Group!
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
Funding your start-up can take some time and some foresight however, these 10 creative ways to finance a startup business will give you the boost you need – take a look.
Personal Finance
While most people will think that personal finance is not the most creative of financing option, there are actually a lot of entrepreneurs who have not thought about this. They will not consider saving up or using their personal savings for their start up. Most investors will not look at putting money in your venture if they do not see that you have some investment as well.
Unsecured Business Loans
Unsecured business loans can be a fantastic way to get credit and can provide a fast turnaround, so your start-up gets the money quickly. Application processes are typically fast and you can learn more about the whole process from a reputable finance company like https://www.unsecuredfinanceaustralia.com.au.
Family And Friends
Your family and friends are the people who believe in you and will want to see you succeed. They are also more likely to provide finance without you having real customers or hard assets. Of course, you should always get this financing in writing or in promissory notes where you convert the loan into equity at a future date.
Peer-To-Peer Lending
Peer-to-peer lending is a newer finance option and works by finding a group of people who lend money to each other. While this has been around for years, startup businesses are still new to this. It is best that you look for a lending group that is willing to fund new ideas because not all lending groups will.
Use Crowdfunding
The power of the internet is great for finding people who share your ideas and are willing to provide a small about to back your startup. Crowdfunding has spread from being for non-profit organizations and you can offer pre-sales or other rewards for people investing in your venture. The JOBS act which was passed last year will also allow people to make small equity investments this way.
Microloans
There are a number of non-profit and for-profit organizations that offer small loans of up to $35000 in an effort to promote entrepreneurship. These loans are generally given to people who are unable to secure a loan through the bank. Some examples of these loans will include the Patriot Express loans.
Vendor Financing
If you require tangible stock for your venture than most manufacturers could be convinced to defer payment on the goods until they have been sold by you. This will mean an extension of the normal 30-day payment terms that the business uses. The extension will generally depend on your credit worthiness and the extra fees that you are able to cover. Here is a good piece from Investopedia.
Purchase Order Financing
One of the most common problems that start-ups face is their inability to accept large new orders as they do not have the capital to build and deliver the product. PO financing will be able to help as the companies offering this will generally advance you the funds to pay the supplier. This allows the transaction to be completed and for the profit to flow to your business.
Factoring Accounts Receivable
This is a similar option to PO financing but looks at the unpaid amounts that you are due. If you have a high volume startup then this will help you scale up. You can provide cash on your sales immediately instead of waiting for the 30-day payment period to pass.
IRA Financing
Investment retirement account funds and 401(k)s are perhaps the most accessible of the alternate funding sources. You will not be able to use your own funds for your startup, but other people will be able to loan you money from their self-directed funds.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
Hi! Welcome to RichSingleMomma.com. I started this website almost a decade ago because I couldn't find any blogs back then that helped single moms with money. I was having some success in that area so I decided to share what I knew about side hustles, making extra money, and managing money. Read more...
During this time of year, everyone has to report how much income they made last year. You will probably receive a tax refund of a few hundred or even a few thousand dollars. Hopefully, you are not one of those people that blow the money on useless things, worst yet on things that will not make you any money for the rest of the year.
Everybody can clean, right? We all learn this skill at a very young age. A cleaning business is pretty much a no-brainer. You do what you would do at home, only 10 times better because you are getting paid. Speaking of getting paid you can make hundreds of extra money a week doing part-time work.
Starting a tutoring service is simple when you have an expert to show you how. Normally you’d have to pay a lot of money to have someone coach you through the process, but with a business kit, that outlines all the steps and includes forms as well as secrets to getting all the clients you can handle, the process is much easier.
years, I worked as a bookkeeper and had other people asking me if I would help them with their books. It is an in-demand service, especially around tax time. People and businesses are scrambling to get a year’s worth of paperwork in order so they can get their taxes done.
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People gotta eat, right? But many are too busy or exhausted from work and after-work holiday shopping to cook.
I’ve had a side hustle or two since I was 10 years old. I baked and sold pound cakes for $10 each. Back then that was a lot of money for a kid but it was fun. Not only did I learn how to bake and sell cakes but I also learned how to count my money as well as keep a balance sheet to see how much I was making, spending, and keeping for profit.
