I bought a car from Carvana.com and it was the easiest, most pain-free experience I’ve ever had. Now understand, I’ve only bought two cars in my life from a dealer. This purchase makes three times but it was totally different from what I experienced and even what my daughter recently experienced a few months ago when she bought a car.
The car-buying experience is notoriously long and according to an Autotrader survey, only 1% of consumers enjoy their experience. The average person spends three hours in the dealership to buy a car with a 56% satisfaction rate. You could do so much in that space of time. Might as well bring a book or get some work done.
I had been thinking about buying a car because my 13-year old car, a 2004 Honda CRV named Taffy, is hanging on by a thread. Well not really. It’s in good running shape though it needs a tune up and new tires. It was hit in an accident a year ago and technically totaled because the value of the car is less than the cost to repair. It is still damaged in the back and there is likely some structural damage but it keeps going. It is time to retire her. It’s the kindest thing to do for her after her faithfulness all these years.
The Search for a Car Begins
I work in the auto industry so I have access to deep discounts for a new car. I can lease for next to nothing but I couldn’t help but think about how reliable my old Honda has been for the last 13 years. I just can’t imagine another car doing that well. I hesitated to buy a car outside the Honda or Toyota family (my daughter has a Toyota) so I waited and prayed about it a bit more. I waited for the right timing, a hunch, a still small voice to tell me to go ahead and go to a dealership. I never got the feeling to go so I waited a bit longer. I got the control number to buy a car below invoice and I’ve had co-workers tell me they would let me use their family and friends discount. I thanked them and I waited.
Checking Out Carvana.com to Buy a Car
One day at my desk Carvana.com flashed through my mind. I went to the website and signed up for an account. They did a soft credit report pull and I could see the available cars, how much the monthly payment would be, and the down payment. There were quite a few $0 down payment cars on the site which was shocking to me. These were quality cars with great ratings. I could see how much I’d have to pay monthly.
I went home and called the Carvana to ask questions. I wanted to be sure there would be no bait and switch tactics if I decided to pursue purchasing a car. The representative said the financing was 90% or better accurate. There would be no drastic difference. I asked a few more questions about how long it would take for the financing to be completed. It would usually be within 24 hours. I asked one or two other questions and then I ended the call. They assured me they would answer any other questions I had.
Taking the Plunge
The next day I chatted with a co-worker during lunch. I mentioned that I was still using Lyft to get around and that I planned to buy a car in a couple of weeks. We talked about the kind of cars that were available through the company and even looked a few in the parking lot that other employees owned. I went back to my desk and felt the nudge to go back to the Carvana site. I logged in and looked around. I asked God which car should I choose. I kept looking and then I saw a Honda CR-V EX-L. It was a 2014 model with one scratch on the hood but it was otherwise perfect.
The website is designed to give you a 360-degree view around and inside the car as well as under the hood. This car had great features including seat warmers, satellite radio ready, USB and Bluetooth connections. The engine was a nice size and it had a sunroof and leather seats. The color is also nice too. The price was within my budget range and it was $0 down payment. Perfect! I added to my saved vehicles then added a second CR-V along with a Buick that I had my eye on. The Buick was only 2WD but the Honda was 4WD so that bumped out the Buick.
I kept searching but came back to the EX-L model. A voice said to buy it so I clicked the Get Started button. From there it was smooth sailing.
The Easiest Car-buying Experience Ever!
It took less than 30 minutes to do everything from start to finish. I went through the steps and then uploaded my proof of income. The next page asked me when I wanted to pick up the car. Wow! This was too easy!
There was an address for me to pick up the car but I clicked the delivery button instead. I could choose a date within two days and a time. I had two time slots to choose from so I chose the 6-7pm time slot. The next screen asked me to review and sign the contract or download to review. I waited until I got home to review and sign. I couldn’t believe how easy it all was going.
About 15-30 minutes later I got an email requesting proof of residence which I sent then shortly after that I go another email saying my delivery was confirmed. What!?!?!?!
The next step was to get insurance on the car so I would have proof when the car was delivered. I planned to get insurance the next day but Providence had other plans. My insurance company called me 5-10 minutes later about my current car and setting up the safe drive feature. I said I would do it that weekend and then I told her I would need to put another car on my policy. A few minutes later I had insurance on the new car. It was all so easy.
I am over the top excited about the new car and still in disbelief about how easy the process was from start to finish. There was no haggling, waiting, worrying, or anything that looked stressful. I would absolutely, positively recommend that all my friends buy a car this way. Carvana made the car buying process stress-free and amazingly fantastic! I know I’m using a lot of adjectives but it was freaking awesome! Ok, so back to the story…
Car Delivery Day
My car was delivered two days later on a rainy Saturday afternoon. The poor lady (Jamaica) who delivered the car got all wet but she was a trooper and had a great attitude. My car was gently rolled off the hydraulic lift and driven up my driveway. I had to sign the paperwork to get my tag and title mailed to me. This is one of my favorite parts; not having to go to the DMV to register my car. Yes!!!!
Jamaica gave me a goodie bag and the keys to my car. She was there less than 15 minutes and I had my new car to drive around for seven days to be sure I liked it. On day five Jamaica from Cavana called me and asked if everything was still going well. I absolutely loved driving my car around and enjoying the new car smell.
Since I didn’t request a return or exchange the car is mine. My first payment was in one month and I can pay it online. There is no pre-payment penalty if I want to pay it off. I just call to add extra payments to the principal so I get the credit. This is a great way to pay down a mortgage payment too.
Buying a car with Carvana was the best buying experience I’ve ever had. I know I said this already but it truly was. My daughter bought a car a few months before I did and it was a 4-hour process!! Ugh!!! She was blessed beyond belief but the time spent in the dealership was soooo loonnnggg!!! For her next car, we will definitely buy online.
How to Get over the Intimidation of Buying a Car Online
I realize some people may be a little intimidated with buying a car unseen. You don’t get to test drive it or spend hours waiting for a finance manager to call up 10,000 finance companies (just kidding) to accept your application. You may or may not get a friendly, helpful, and genuinely interested person on your side.
The things that made my car buying experience amazing are:
– I had an idea of what I wanted in terms of specific type of car and amenities
– I had been monitoring my credit over the previous months so I knew what the possibilities were for financing monitoring my credit over the previous months so I knew what the possibilities were for financing
– I am comfortable buying things online
– The return policy was acceptable to me
– I trusted God through the process to lead me to the right car
– I know the value of buying a gently used car over a brand new one
– I am good at making a choice once I have all the answers I need to make an intelligent decision
So, if you are comfortable with doing the things I did you can buy a car online too. If you have a problem with unknowns, then this might not be for you. If you are scared to do anything outside your comfort zone this might not be for you. If you are suspicious about every doggone thing, this is definitely not for you.
If you have a million and one hang-ups about life in general, this is not for you. You will make yourself miserable and worry yourself sick throughout the process. I’d recommend you get some serious help and call on Jesus for that… Seriously you are making your life a living hell with that kind of drama. Buying a car or buying a trip, home, or anything that is going to change and/or enhance your life should not cause you pain.
If you have questions about my Carvana car buying experience shot me a message or leave a comment below. If you are in the market to buy a car then head over to Carvana.com and see what the possibilities are.
I had a fun interview with Cassie Parks, author of the new book, Manifest $10,000 recently. She shared a few tips with me about how to manifest $10k that I know you can use and take action on. It will surprise you how easy it is to attract more money in your life. Watch the interview and her her tips.
I was excited to do this interview because a couple of years ago I manifested $9,000 into my life. I promise you, it won’t come in the way you typically think, but that’s the beauty of it all. Money doesn’t have to be a struggle if you can learn how to release the old way of thinking.
I also want to mention that Cassie has a program you can join to help you manifest $10k. It is only $1 to join then you simply donate 10% of what you manifest. How awesome is that! There is no excuse for you is there?
Cell phone bills can be expensive, on par with the monthly costs of powering your home or keeping your car gassed up. Of course, your cell phone can help you build your credit, but only if you aren’t strapping yourself with too large a bill every month.
So if you’re sick of shelling out a small ransom to call, text and watch YouTube cat videos on your smartphone, you should know there are ways to cut your bill. Here are 11 options:
1. Choose the Right Plan
If you’re signing up for a new cell phone plan, make sure you’re only paying for the plan you need. Unlimited texting, calling and data plans are nice, but you may use your phone less than you think.
Take a look at your phone usage over the past few months to determine if average usage is way under the allowances you’re paying for. If so, you can save some money by switching to a downgraded plan.
2. Keep Your Phone Longer
Many wireless carriers like Verizon and AT&T dangle the carrot of a new phone upgrade every year or so. Of course, you like new devices, but you might end up shelling out hundreds for a new phone or rolling the cost into your wireless bill, which sounds tempting in the store but will add to your monthly cost.
If your current phone works, hold onto it to save money.
3. Skip the Insurance
Device insurance sounds appealing when you’re about to drop hundreds on a new phone. But in many cases, it isn’t worth the cost.
“At $11 per month from Verizon, you’d still need to cough up an additional $50 to $200 for the deductible, depending on your device. It’s more cost-effective to invest in a sturdy, protective case and screen cover and treat your device with care,” said Kendal Perez, Savings Expert at CouponSherpa.com.
It’s also worth checking with your credit card issuer to see what, if any, kind of extended warranty options they offer on new purchases made with your card, or if you pay your cellular bill with your credit card. Learn more about your options with this handy guide to getting your money back when you break or lose your phone.
4. Use Family Plans
If you need more than one phone line on your plan, you may want to check if your wireless carrier offers family plans. Family plans offer savings for additional phone lines, decreasing the average cost of each line. In some instances you may be able to split the costs with a friend or family member you trust.
5. Don’t Surpass Your Data Limit
Seriously, don’t do it. Wireless carriers often impose steep fees when you surpass your data limit, so if you’re regularly bumping up against your limit, you may want to comparison shop for an unlimited plan. It could end up being cheaper than going over your limit several times.
6. Reduce Data Usage
If that’s not an option, consider reducing your data usage. Use secure Wi-Fi wherever available, especially when you’re engaging in data-heavy activity like downloading podcasts or watching videos. If you can reduce your data, you can potentially switch to a plan that charges less.
“Unlimited data plans are making a comeback…however, it’s better to track your usage and pay for the data you actually use. Compare plans between carriers and read the fine print,” said Perez.
7. Do a Bill Audit
Many providers charge for things you’ll never use or already have, such as emergency roadside assistance or 411. Next time you get your bill, go through every fee and charge to make sure you know what you’re paying for. Some unused services could be removed from your bill.
8. Look for Employee Discounts
Many employers and jobs have discounts available with major wireless carriers. Examples may include active-duty military members or state government employees. Find out if your employer or wireless carrier participate in such plans.
“If your employer has a business plan with a carrier, employees are typically eligible for a discount,” says Perez. “Ask your supervisor or HR department about this benefit and the amount of the discount.”
9. Make It Tax Deductible
If you have a home business and use your phone to conduct business calls and emails, you can deduct some or all of the cost of your wireless plan at tax time. This will indirectly reduce the cost of your cell phone bill.
10. Cost Share with An Employer
You also may conduct business on your personal phone for your employer. This could include phone calls, email and any other work activity. Ask your employer if they participate in phone reimbursement or cost-sharing policies.
11. Negotiate With Your Provider
Like many other service providers, wireless carriers face stiff competition from other wireless giants and smaller providers. As a result, they may be willing to negotiate to keep your business. Call your wireless carrier, tell them your bill is too high and that you’re thinking of switching to another provider. You may want to be ready with offers from other wireless carriers, and you’ll have some negotiation power if you’re a long-time customer and always pay your bill on time.
Also, keep in mind, the better your payment history, the better chance you have of negotiating, so don’t wait until you’re making late payments to begin talking. If you’ve already made some late payments, for your phone or other bills, you can see how they’re affecting your credit scores by reviewing your free credit report summary on Credit.com.
Switch Wireless Carriers
Competing wireless carriers are constantly trying to lure customers away from each other. If you can find a better offer from another carrier that provides the service you need, you have a compelling reason to switch. You can even look for budget alternatives, such as prepaid plans.
“Prepaid, no-contract plans from Boost, Virgin Mobile, Ting and Page Plus are all cheap alternatives to big-carrier plans… compare costs between big carriers and no-contract providers before you buy.”
Do you need money on the side? Well getting your hands on a little bit more can be easy if you are willing to try new things and be a little industrious. Take a look at these great tips on how to do so.
If you type fast and have experience with transcribing audio, you’re probably able to make some cash on the side working for companies which provide transcriptions for hearing impaired people. There are many online job sites such as Elance and Odesk where you can find a variety of transcription job offers. If you want to get repeat work, you’ll need to write quickly and accurately, with proper spelling and grammar.
Do Affiliate Marketing
Affiliate marketing consists basically of promoting a third party’s services or products. You could post YouTube videos with links to products, or incorporate their promotional material in your blog, website or page. If you have a blog or page that has great content and constant traffic, you should check out websites such as Commission Junction for services and products which will allow you to connect.
If you have a small band with some sort of local following, you can expand your audience and make some cash on the side by recording an album and selling it online. You can use social media to get more people interested in your music and your act. This will probably easier and more successful than attempting to score a major label deal, particularly if your music isn’t particularly commercial or is not in one of the most popular genres.
Write An eBook
Are you talented or very knowledgeable in a certain niche? Do you have an inspiring or fascinating life story, or perhaps a story of overcoming adversity? Do you have a secret for doing a certain thing that many people could benefit from? If you answered yes to any of these questions, maybe you should write an eBook, and try your luck selling it at online retailers such as Amazon. You don’t need a publisher or literary agent – all you need is a compelling idea which people will want to read about.
Haven’t yet found an idea that suits your personality or skills? Keep reading for other online money-making tips which will help you make ends meet.
Start An Online Store
If you market or make a unique product, it can be a great idea to sell them online, directly to customers. This is an excellent route for niche products, such as personalized pet accessories. You’ll need a website which looks professional and is set up to receive orders and then invest a bit of cash for the website and merchandise. If the store becomes particularly successful, you’ll be able to rent space to other retailers that have products to sell – that’s how Amazon started out. You can check out 3dcart.com for more info on selling things online.
Online Cash Loans
What better way to get your hands on some money quickly than through internet loans. Once taken with a strong understanding of the terms and paid back within the right period, online cash loans can be a great way to fund purchases when they are needed quickly and as a necessity.
Sell Products At Online Retailers
If you can sell a product but don’t feel ready to start an online business, you can reach out to one of the many websites which does the hard work of placing the items you sell in front of people who are willing to buy them. If you want to sell collectibles such as jewelry or handmade art, check out Zibbet, Etsy or ArtFire. Etsy is the biggest of them, excellent for vintage or handcrafted items, so you’ll definitely get an audience there.
Sell Your Photography
If you’re a skilled photographer with a large portfolio, you could make it work for you by licensing photos to microstock agencies such as Dreamstime and Shutterstock. There are many blogs and websites who are looking for art to accompany articles, so if you have the sort of photos they’re looking for, you could definitely make good money off it.
The term ‘flipping’ refers to the practice of buying domain names and selling them at a profit. You’ll need a bit of ingenuity, a lot of research and some luck, but you can make a nice sum from time to time. The idea is to check out Google Adwords constantly and be aware of trending keywords, then predict which domain names will soon be in demand. This is not that easy of a task since the simple, clever and/or obvious names are usually taken.
If you come up with a name you might want to purchase, go to a domain name registrar and run it. If it hasn’t been taken yet, all you’ll need to do is pay a purchase fee, and maybe a setup fee, plus the yearly renewal fees. Many companies such as GoDaddy specialize in registering domains. While this can be time-consuming, the payoff can be big – valuable domain names will often sell for over $100,000.
Don’t give up yet – we’ve got a lot more tips which will help you put your skills to pay rent online.
Do Freelance Work
If you’re out of a job in publishing, marketing or web design, and your attempts to find a steady job have failed, it might be a good idea to start a freelancing career. Web sites such as Guru, Textbroker, and Elance allow potential employees to bid for the jobs requested by potential employers.
When we checked, new jobs at Elance ranged to $10 an hour for graphic designers to $1,000-$5,000 for iOS or web developers. Be ready to present your skills and case in a short proposal which states the reasons why you’re the perfect candidate for an assignment. Keep in mind that you’ll need to apply for a variety of jobs before getting one.
Find Quick Odd jobs
When you have some free time and are looking to do certain jobs quickly, you can check out Gigwalk, a free app where companies advertise short assignments they need completed, such as going to a business and writing a Yelp review for it for $20. If you’re good at running errands or assembling furniture, you can sign up at TaskRabbit, where people and business who need some temporary help try to find workers. You’ll need to go through a video interview and a background check, but you can definitely pick up some cash there between jobs.
Funding your start-up can take some time and some foresight however, these 10 creative ways to finance a startup business will give you the boost you need – take a look.
While most people will think that personal finance is not the most creative of financing option, there are actually a lot of entrepreneurs who have not thought about this. They will not consider saving up or using their personal savings for their start up. Most investors will not look at putting money in your venture if they do not see that you have some investment as well.
Unsecured Business Loans
Unsecured business loans can be a fantastic way to get credit and can provide a fast turnaround, so your start-up gets the money quickly. Application processes are typically fast and you can learn more about the whole process from a reputable finance company like https://www.unsecuredfinanceaustralia.com.au.
Family And Friends
Your family and friends are the people who believe in you and will want to see you succeed. They are also more likely to provide finance without you having real customers or hard assets. Of course, you should always get this financing in writing or in promissory notes where you convert the loan into equity at a future date.
Peer-to-peer lending is a newer finance option and works by finding a group of people who lend money to each other. While this has been around for years, startup businesses are still new to this. It is best that you look for a lending group that is willing to fund new ideas because not all lending groups will.
The power of the internet is great for finding people who share your ideas and are willing to provide a small about to back your startup. Crowdfunding has spread from being for non-profit organizations and you can offer pre-sales or other rewards for people investing in your venture. The JOBS act which was passed last year will also allow people to make small equity investments this way.
There are a number of non-profit and for-profit organizations that offer small loans of up to $35000 in an effort to promote entrepreneurship. These loans are generally given to people who are unable to secure a loan through the bank. Some examples of these loans will include the Patriot Express loans.
If you require tangible stock for your venture than most manufacturers could be convinced to defer payment on the goods until they have been sold by you. This will mean an extension of the normal 30-day payment terms that the business uses. The extension will generally depend on your credit worthiness and the extra fees that you are able to cover. Here is a good piece from Investopedia.
Purchase Order Financing
One of the most common problems that start-ups face is their inability to accept large new orders as they do not have the capital to build and deliver the product. PO financing will be able to help as the companies offering this will generally advance you the funds to pay the supplier. This allows the transaction to be completed and for the profit to flow to your business.
Factoring Accounts Receivable
This is a similar option to PO financing but looks at the unpaid amounts that you are due. If you have a high volume startup then this will help you scale up. You can provide cash on your sales immediately instead of waiting for the 30-day payment period to pass.
Investment retirement account funds and 401(k)s are perhaps the most accessible of the alternate funding sources. You will not be able to use your own funds for your startup, but other people will be able to loan you money from their self-directed funds.
Admit it. Getting your baby’s daddy to pay child support can be like pulling your eyelashes out one by one. Why can’t he understand that you both made this child so he needs to help support this child? All the excuses are getting old and tired.
The bills need to be paid.
The baby needs shoes? Food. Uniforms. Doctor visits. Clothes. All the things that make survival possible.
So how can you get him to pay up or get off the #struggletrain? Stick with me and I’ll share a few practical ideas you can start using today to make the struggle less stressful. Hopefully, the following tips will also prepare you to go into the battle with a better strategy.
My ultimate goal is to inspire you to seek a different path to financial freedom.
Reality Check: Honestly, unless you are a baller ex-wife, boo, or side chick, was married to a CEO or a business owner; it will be hard to make a living, much less a life off of child support. You will be more successful taking action on the tips I share in the second half of this article.
A 7-Step (Mostly) Conflict-Free Process for Getting Child Support
Step 1 – Decide How Much You Need
What will it take to raise your child and meet all his needs? Check your food, clothing, utilities, and all the things your child uses and needs. When you have a number divide it in half. This is how much you need from your ex to raise your children. Be realistic about his ability to pay. Next access his finances.
Step 2 – Assess His Finances
How much does your Ex make? You may not know the exact amount but you can research his job position and the average pay for that position. Be realistic about how much he gets paid when you are considering your child’s needs and his income. There may be a huge gap.
Step 3 – Communicate Your Demands
The next step is to say what you need to care for your child. There is a difference between demanding money because you think he owes you something and asking for money because raising a child requires money. I suggest you go as far as itemizing the cost of everything your child will need for the year. Write it on a piece of paper and give it to your child’s father. Wait for a response then go to the next step. Negotiation.
Step 4 – Come to an Agreement
In this step, talk about the list and decide, together, what he can realistically do. Sometimes it’s just not as cut and dry or black and white as you think. He honestly may not be able to give you everything but can do something. Ask him if it’s truly the best he can do. Keep at it until you both feel this is something you can live with for at least three months, six months, or a year.
Request a review after agreed time limit has passed to see if he’s in a better position to do more. Men need facts to make decisions. They do not rely entirely on their feelings. If you make it about feelings and drama you will get less than you think you deserve and he will make it harder to get it even at the risk of going to jail, back taxes, or anything to keep you from winning.
Step 5 – File the Paperwork
When you have an agreement put it in writing and you both sign it. This is now your contract to keep or file with the courts if that is part of the agreement. If it is part of a child support order, send it to your attorney or complete the forms yourself. The point is to have a record of the agreement and preferably a witness.
Step 6 – Communicate Regularly
Decide how you will communicate and what you will communicate with your Ex. Keep everything brief and business-like so you stay focused on what matters; your child. Keep your emotions in check and do not allow him to bait you into a conversation about your past relationship, your current relationship with someone else, and all the things you or he did wrong. The less you talk about unresolved personal issues when discussing child support the better off you will be.
Decide if you want to tell him about any special purchases you needed to make because of school needs, medical needs, or other needs outside of the usual food, clothing, and shelter he is contributing to with the child support payments. Make a communication schedule that you can agree on and stay within those guidelines.
Depending on how volatile your relationship is you may decide to only use text messaging, only email, and rarely a phone call. You may use a combination of it all. It is up to you. Whatever you decide to do, be consistent.
Step 7 – Wait for the Check/ Deposit
Now you wait for the child support check to arrive. It may feel stressful because you are not sure if it will come. If it doesn’t communicate with him and ask when you can expect it. If it does come send a quick text saying you got it and say thanks the first few times. The more you appreciate his effort and integrity in sending it the more goodwill you create.
How to Get Off the Child Support Struggle Train in 7 Steps
Now that you have tried the tactics to get child support I’d like you to assess how much you can actually survive off that money. Is it enough to pay the rent, car note, buy food, clothing, school project materials, take a vacation?Can you live off that amount combined with what you make at your job?Are you still struggling to make ends meet?Are you willing to think about the reason you are still struggling?
It’s likely that even after all the tactics and strategy, the child support is still not enough or nonexistent because he barely keeping up with the payments or not making payments at all. You can’t even depend on a steady payment every month. The struggle is truly real. So how do you get off the child support struggle train?
I’m glad you asked!
Getting off the #struggletrain won’t be easy but it is worth it if you want emotional and financial freedom.
Step 1 – Create a budget that does not include child support
Save your sanity and simply plan your spending around the money you bring in. You will introduce financial stability into your life and step away from the emotional struggle of depending on a child support check that may or may not come.
Step 2 – Create an Income Increase Plan
Now that you see your budget you are probably thinking to yourself, “This won’t cover all my expenses and it still feels like I’m struggling!”. I get it which is why your next step is to come up with an Income Increase plan. This means you think about ways you can increase your income.
Can you create a side gig?Can you take an online certification course to get a better paying job?Can you sell toys on Ebay?Create a long and short term income increase plan and start on it immediately.
Step 3 – Deal with Your Child’s Father Differently
Clear the negative energy you feel for your ex. Do it by any means necessary because as long as you feel anger, resentment, depression, fear, or hostility toward him, the more he is in control. You are better than that and can control yourself, your life, and your destiny. Anytime we hold negative emotions about someone we give them control over our lives.
Step 4 – Focus on Creating a Life You Love
Focus on what you want. Nothing else. When you learn how to focus only on what you want you get it. All distractions pull you back into a dysfunctional life and none of your dreams can come true. Focus on the goals you had before your relationship went sour, or before you had kids, or before your divorce.
Create a list of your top three goals and add a date you want to reach that goal. Keep the list in a place where you can see it daily. Your bathroom mirror, your bedroom door, or your phone lock screen are good places to keep your three goals visible.
Next Steps to Getting off the Child Support Struggle Train
Step 5 – Ask for help
Find someone who has been where you are but is happy and successful. Ask them to mentor you and keep you accountable to your goals. This kind of support will do wonders for your life. The biggest challenge with this is trusting someone enough to open up about your struggles. Pray for the right person to come into your life.
Step 6 – Join or create a support group
Find a group of women who are positive and want the same thing you want. It should be a group of women dedicated to problem-solving, not problem re-hashing. Whiners and complainers are not interested in forward progress and rarely get past the navel-gazing phase. Skip those kinds of people. Fine solution-oriented groups.
Step 6 – Trust your intuition
In your heart of hearts, you know the right answers for you. Trust yourself to make good decisions and you will. Do the research, ask people questions who have the answers, pray for wisdom, and know you can always start over if you make the wrong decision.
What’s Your Next Move?
There are two schools of thought on how to get the child support you need. Rely on the child’s father, who may or may not come through or rely on yourself, who will always come through. Some say he owes you but I say an unhealthy dependence on child support puts him in a position to emotionally and financially OWN you. I was put on this planet to empower single moms, through my own experiences and through practical solutions.
I’ve shared what I think are two solutions that may satisfy both schools of thought. You can pursue child support actively using the methods I shared in part one. You can even pursue it passively by simply filing paperwork with the state. But I think the second part of this article is feasible and definitely more satisfying. Of course, it’s up to you to choose the best course of action.