A life of luxury comes in all different forms. For some, it might mean having the biggest house on the block or the most exclusive credit card in their wallet, and for others, a life of luxury might be more measured by the friends and family in their circle. No matter your definition of luxury, there are ways to add richness to your life regardless of the amount of money in your wallet.
Spending time with loved ones and continuously working on bettering yourself are just a few things that can make you feel like a million bucks, no matter what your current financial status is. Here are five ways to live a luxurious life without spending any money.
1. Budget Time With Your Family
Life is busy, and it can be easy to fall into a routine of early mornings and late hours with limited time in between. While it’s often easier said than done, make room to budget time in your schedule to spend with the ones you love most. Recognizing the love and support that you are surrounded by every day can be one of the most luxurious components of your life. Money might come and go, but the memories you make with your family will last a lifetime. The things you do in life means more when you are doing them with the ones you love.
2. You’re Worth More Than Your Bank Account
A number does not define you or anyone around you. I’m not at all suggesting that money isn’t a necessity in life, but it’s important to realize that the things you currently possess are worth more than anything. Let your life be defined by your contributions to your community, the positive impact that you have on those around you and the little things that make you extremely happy – and do more of those things.
3. Strive for Happiness
Take a step back and look at everything around you. Think about what truly makes you happy, and what, if anything, you’d like to change or cut back on. Life is a journey and part of that journey is making adjustments along the way to incorporate more of what brings you the most joy. Just remember that happiness will have a different meaning for everyone, so try to avoid comparing yours to the people around you. Whether you’ve been wanting to take on a new hobby, fuel your passion through a side hustle or even make a career change, I hope you’ll feel empowered to go after the things that drive happiness for you.
4. Prioritize Health
Health is one of the most important forms of wealth. Good health allows us to be physically and mentally able to set out to achieve our goals. When our schedules get full our health typically falls to the end of our priority list. A big part of living a luxurious life means feeling it too. Prioritize going to the gym, the doctor or even yoga classes if that’s what it takes for you to personally feel good. Perhaps even a morning run can give you the energy you need to kickstart your day and take on the world.
5. Plan
Having clear goals to work toward can help eliminate the feeling of uncertainty about your future. While no plan has to be set in stone, the one you create can help guide any tough decisions you might encounter in the future. Creating a plan can offer more insight into what’s really important to you, and you might even find that you have most of those things already. Part of luxurious living is having a rich mindset to go along with your everyday lifestyle.
6. Be a Go-Getter
It’s very unlikely that the things you want most in life will be handed to you – that’s what makes life fun! I believe happiness is the biggest luxury in life. No matter what you do or what you want most in life, be a go-getter and be proud of your achievements.
Rachel Dix-Kessler, Bio
Rachel Dix-Kessler is the Consumer Advocate of personal finance comparison website, finder.com. In her role of Consumer Advocate, she analyzes and reports on the spending and savings habits of Americans. Rachel is passionate about studying financial trends in order to provide actionable advice that encourages more people to talk about, and understand, their own personal finances.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
