How to Use Your Tax Refund to Start Making Extra Money or Start Your Own Business for Less Than $50

How to Use Your Tax Refund to Start Making Extra Money or Start Your Own Business for Less Than $50

by | Mar 20, 2018

During this time of year, everyone has to report how much income they made last year. You will probably receive a tax refund of a few hundred or even a few thousand dollars. Hopefully, you are not one of those people that blow the money on useless things, worst yet on things that will not make you any money for the rest of the year.

The top 5 things tax refunds are used on are:

  • Vacations
  • Furniture
  • Debt/Bills
  • Electronics
  • Savings

The ways financial experts say you should spend it include:

  • Save it
  • Invest it
  • Splurge
  • Fund College Education

In the past, I’ve used my tax refunds to pay down bills, go on vacation, buy computers and televisions, and give away to family or friends. I still have some of the things I bought including the computer I am using to type this article and the television my son is watching right now. I still have the vacation memories and pictures.

The money I gave away? Well, I’ll never see it again. Even the little portion I saved is gone because I had to use it for some “emergency”. I regret that I did not use the money more wisely. I enjoyed the things I spent the refund on for the moment, but it did not have a lasting benefit.

Now that tax season is here again I thought I’d share one of the smartest ways you can use your tax refund for the longest term benefit possible. Using this method will solve the number one problem single mothers have. That problem is not having enough money.

To solve that problem the “experts” say you should reduce your spending and cut cost on as many things as possible. It’s likely you are already doing that but not enough or absolutely no extra money is in your bank account.

So I propose you use a small portion of the tax refund windfall for a more solid investment. To make extra money you should start a part-time business. Now before you get all nervous because you don’t know the first thing about business, let me assure you that you don’t have to know about business to make extra money. When you buy a business in a box or business kit you will have a step-by-step guide from start to finish.

Now your heart is probably beating double time because the thought of buying a business in a box or any other kind of business probably brings up images of spending thousands of dollars like you would in a franchise. That is not what I’m talking about at all.

What I’m suggesting costs less than $50 for a complete business system. Here are seven business ideas to consider even if you don’t feel you have the talent or ability to do anything special.

Part-Time Cleaning Business

Everybody can clean, right? We all learn this skill at a very young age. A cleaning business is pretty much a no-brainer. You do what you would do at home, only 10 times better because you are getting paid. Speaking of getting paid you can make hundreds of extra money a week doing part-time work.

If you are thinking about the economy and that the cleaning business is taking a hit, you are partially right. Residential cleaning has slowed a bit because of layoffs but an office cleaning business is another story. There will always be doctors, dentists, car dealers, and many other offices that need cleaning. You might as well get a piece of the pie and you can get started for less than $50 dollars.

The great thing is you can start almost immediately because you will get the step-by-step instructions as well as all the forms you need to get started.

Tutoring Business

Like the cleaning business, you probably know a lot about one or two academic or career topics. If your favorite subject was history or math you can probably teach it to a student. You can make anywhere from $30-$50 an hour. If you have a degree you can teach your subject for a lot more money.

Starting a tutoring service is simple when you have an expert to show you how. Normally you’d have to pay a lot of money to have someone coach you through the process, but with a business kit, that outlines all the steps and includes forms as well as secrets to getting all the clients you can handle, the process is much easier.

As a bonus, you will be able to build a website from a template as well as interact with other tutors in other parts of the country. You’d have a built-in support system. And since it’s less than $50 you know your tax refund will go much further in benefiting your life than if you spend it on frivolous items.

Bookkeeping Business

If you are one of those people who are good with accounting and bookkeeping you can start your own bookkeeping business. For a few years, I worked as a bookkeeper and had other people asking me if I would help them with their books. It is an in-demand service, especially around tax time. People and businesses are scrambling to get a year’s worth of paperwork in order so they can get their taxes done.

Like the cleaning and tutoring service, you can do this part-time and still make great money in the process. All the instructions are included in the business kit and support is available for you all for less than $50.

T-Shirts, Childcare, Catering, Face Painting Businesses

These are just a few ways to make good use of your tax refund using the skills you have. If you just don’t feel cut out for any of those businesses consider starting a T-shirt business if you are feeling artistic or witty. T-shirts are still very popular and you can make great money designing and selling them.

If you love to cook and entertain you might think about putting your talents and tax refund to good use in a Catering Business. Food never goes out of style and neither does the need for a general or specialty caterer.

Love kids and have space and time because of unemployment? Why not start a home-based daycare? It doesn’t have to be the standard daycare set up for age 0-5 kids. You could do overnight, weekend, or special occasion child care. If you are feeling adventurous you could tutor kids in an after-school program.

Lastly, for a little fun, why not try being a face painter at all the events that cater to kids. Face Painting is one of the most popular attractions at local fairs and events. You could learn how to paint faces and turn it into a thriving part-time face painting business, all with a business-in-a-box to show you how.

I’ve given you many good ideas and reasons why you absolutely must use part of your tax refund to start a business. I’ve shown you how to do it with a business-in-a-box and I’ve explained how it can be done for less than $50. The benefits far outweigh the risk.

So many people, especially moms, have asked me how they can start making extra money and how they can start a business with no money. The reality is any good business requires an investment. But I’ve shown you how you can take what is essentially free money and use it to make the extra money you need for as long as you like with a business of your own.

Taking the initiative to learn how to make extra money is entirely up to you. I can’t imagine you would want to go another year feeling frustrated because you need extra money for bills, tires or repairs for the car, clothes for the kids, or other emergencies that come up. Unfortunately, the tax refund doesn’t last that long if it is not used properly and it is often not enough to cover all the extras that come up during the year.

You have the solution right at your fingertips. Now it’s up to you to take advantage of it and work the business that feels right for you and will help ease the financial burden you experience month after month. Here are the business kits I recommend you invest in. I’ve also included two free ebooks to show you how to start a business and how to market a business. Use them both to enhance the business kit you decide to purchase for under $50 with a small portion of your tax refund this year.

Part -time Cleaning Business

Be a high paid tutor

Bookkeeping Business

T-shirt Business

Home Daycare Business

Catering Business

Face Painting

______________________

Basic Business

Marketing Basics

P.S. I make a small commission on the business kit you purchase. Please consider it a love gift to me for bringing you such great content for the last three years!

How to Create a Holiday Spending Plan

How to Create a Holiday Spending Plan

by | Nov 11, 2017

The Holiday season has official begun and the shopping season is right around the corner. My family and I are already planning our meals, decorations, gifts, and travel. This, of course, costs money so I have to make a holiday spending plan and decide how much I want to budget.

via GIPHY

Years ago it freaked me out to think about all the money that was flying out of my bank account. These days I feel calmer because I know that giving (spending) only means I’ll be receiving that much more in return. That is a mindset shift I hope to share more with you in the coming year. But back to the holiday spending plan.

Decide How Much to Save for Christmas Shopping

via GIPHY

The first thing to do is decide how much you want or have saved to spend for the holidays. If you were smart you opened a holiday savings account at the beginning of the year. I honestly didn’t do that but I will next year.

You can follow my lead if you didn’t do it but opening a free savings account with Ally bank or Capital One. Both are online and you can move you money in and out quite easily. You can also set up automatic drafts so the money comes out of your paycheck and it’s out of your mind so you don’t miss it. What a surprise it will be when you check the account in November and see all that money sitting there.

Decide How You Will Spend the Money (Make a List)

via GIPHY

Now that you know how much you want to spend you can list all the categories you will be using the money for. Will you be cooking meals, decorating your home, buying gifts for anyone other than the kids, or traveling? List all the activities and then move on to the next step, dividing the money.

How much you choose to spend for each category is completely up to you. You might decide to do an even split across the categories. You may decide to use 50% of the money for the gifts then split the rest across the other categories. You have options.

Look for Savings and Discounts

via GIPHY

For food you could use coupons and shop the sales to keep costs low. You may only have to buy a few ingredients because you are going to eat with family and only need to bring one dish. There will be sales all during the month of November and December so head over to your top three favorite stores’ website and look at the flyers and/or download their app.

For decoration you can use what you had last year and simply add a few items that rounds out the look you are going for. Making decorations with the kids is a fun activity. You can make snowflakes, ornaments, and garland with material you have on hand. You can also make decorated gifts to give to teachers, grandparents, and friends. The kids would absolutely love and feel they are a big part of the gift giving process. It doesn’t have to cost much but the value of a handmade gift is priceless!

If you are planning to travel be sure to check out travel deals on Groupon Travel, Expedia, or your favorite airline website. If you are traveling by car map out your trip using AAA’s travel planner or simply download the Waze app from the App Store or Play Store to get you to your destination. With the Waze app you can add stops and look for gas stations and food options along the way. It is my favorite GPS app. You should look me up and friend me on it.

Finalize Your Holiday Spending Plan

via GIPHY

Now that you have a budget, have set your categories, and know how to look for savings you can finalize your holiday spending plan. It does not have to be a long process but it does require you to be decisive so you remain in control of your purse strings. You can face the Holiday with confidence know you will not be in debt repayment mode for the new year.

If you need additional help creating a budget you can use the budget calculator below. Just enter your numbers and click the calculate button at the end.

I wish you a very happy holiday season and many blessings in the new year!


Credit Repair After Divorce Chat with Mandy Walker

Credit Repair After Divorce Chat with Mandy Walker

by | Oct 11, 2017

I recently had a chat with Mandy Walker about Credit Repair After Divorce on her Blog Talk Radio show. We had a great time getting to know each other but more importantly, talking about how to get your credit repair journey started. Separating or divorcing a partner after a few years means you have financial ties to your ex including credit. It can get messy and usually someone ends up with the short end of the stick. You get screwed and your credit score crashes along with the relationships.

In this chat, I share my credit repair strategies to help you protect your credit or recover from a crash. If you are facing any of the following challenges you should listen in:

  • Low credit score
  • Bankruptcy (I share my own story)
  • Budgeting challenges
  • Foreclosure
  • Making ends meet

At the end of the chat, I share my Budget Sanity Saver Worksheet, which is great for anyone who needs help getting started with their budget. Click here to download your copy (you will need Microsoft Word to use it).

Are you dealing with credit challenges? budget challenges? What steps are you taking to fix the issues and recover from a bad financial breakup?

[Video] – Single Parenting on a Budget Experian #CreditChat

[Video] – Single Parenting on a Budget Experian #CreditChat

by | Aug 30, 2017

<iframe src="https://twubs.com/embed/creditchat/?messagesPerPage=5&headerBgColor=%231c6485&headerTextColor=%23ffffff" width="550" height="400" frameborder="0"><a href="http://twubs.com/creditchat">#creditchat</a></iframe>

Single Parenting on a Budget Advice

Are you struggling to create or manage a budget? If so click the button above to watch the video of the #CreditChat conversation I had with the Experian team.

We discussed everything from creating a stable financial future, establishing budgeting best practices, staying on top of your credit, starting an emergency fund, and choosing the right insurance.

You can download the Budget Sanity Saver worksheet to get a head start with creating your budget automatically. You need Microsoft Word to use it.

Chat Q & A

Here are the questions that were asked during the conversation and my answers:

Q1: What are the first steps a single parent should take when creating a stable financial future for his/her family?
Access where you are, decide where you want to be and create a written plan. Ask for help. check out Financial Planning Days for free financial planning in your area.

Q2: How should a newly single parent establish a budget? What are best practices? Write all current expenses like rent, food, car, etc. Subtract those expense amounts from your income. Best practices: Live below your means. Budget each paycheck before you spend. Pay yourself first.

Q3: What steps should single parents take to ensure they are staying on top of their credit? check your credit report regularly. Your bank may offer free monitoring. Get your annual credit report from AnnualCreditReport.com. Spend only what you can repay immediately. Pay your bills on time or at least make arrangements to pay.

Q4: What financial documents should newly single parents review when creating a financial plan? Review your bank statements to see the history of your spending.

Q5: Are there any tax credits or deductions that can help reduce the amount of taxes single parents pay? earned income credit. child care credit. Student loan credit.

Q6: What are best practices for establishing an emergency fund? Pay yourself first in each paycheck. Add most or at least half of your tax refund. Sell items you don’t really need and put it in the fund.

Q7: What insurance considerations should single parents take? Term life seems to be a good policy to have since it covers you for a specific period of time while your children are still in your home.

Q8: What should single parents know about creating an estate plan? Talk with a financial planner who has information and/or an attorney. Get your will made so your family and the state knows what to do with your property and your children in case of your death

Q9: What advice do you have for a single parent who is struggling financially? If it feels like you are drowning stop the leaks. Take a deep breath. Remember it is temporary. Create an action plan to slow your spending, increase your income, focus on what you have instead of what you do not have.

Q10: Do you have any final financial tips for single parents? You have the power to become financially free. Learn all you can about money management. Focus on increasing your income rather than cutting everything from your life. Get the kids involved and teach them the value of money but more importantly the value of life and family.

Resources mentioned in the video:

Financial Planning Days – Free financial planning in select cities

Alison – Free financial literacy course online

Practical Money Skills – Financial Literacy website

Prism – Budgeting & Bill Organization App

Garage Sale apps – YardSailr, Let Go, OfferUp, Varage Sale

Create a Will or Plan Your Funeral

National Foundation for Credit Counseling (NFCC) – Credit and Debt Advice

How to Deal with Your Deadbeat Baby Daddy?

How to Deal with Your Deadbeat Baby Daddy?

by | Aug 28, 2017

How do you deal with your deadbeat baby daddy? If you listen to your girlfriend, the media, the courts, or the rest of the world they would say to drag him through court, practically stalk him, or throw him in jail. I think that is a big mistake.

You are only hurting yourself and your chances of living a mentally healthy, happy, and prosperous life. If I have your attention keep reading and pick up the child support guidebook.

 

 

5 Reasons You Should Ignore Your Deadbeat Baby Daddy and Bid Farewell to Child Support Dependence

Ever dream of finding the right way to forget about your deadbeat baby daddy, stop depending on unreliable child support, and start changing your life? Many single moms have actually done that.

Most, however, never work through the daydream stage. Many lacked the desire to research, learn, and put a plan in motion, so all they do is dream, whine, and complain about how he’s a deadbeat.

So what is the positive impact of ignoring the father of your child and letting go? The negatives were covered all right, but why not consider the positives? Before we let the negatives rule, the positives deserve a fair hearing.

Let’s examine 5 positive reasons in favor of attempting to forget about your deadbeat baby daddy and inadequate child support to see those that ring true.

1. He’s proven he doesn’t want to be a part of your or your child’s life. 

I completely understand your rationale in thinking you had something special at one time, after all you had a baby together. I agree that that’s a rather valid objection, but please consider, if he hasn’t paid one red cent (or barely $100 a year) since the day the baby was born, he’s not interested in being a part of your lives. Moreover, you will need to consider you might be better off without him.

Here’s what to do when your baby daddy ignores you and your child; let him and begin the process of healing your heart, body, mind, and soul. Ignoring you is his way of telling you he is not interested in a life with you. It is harsh and it hurts, but it is truth backed up by his actions. You can begin the journey of discovering who you are, accepting your beauty and brilliance, and then releasing him and the painful memories surrounding your relationship. 

2. He’s probably more interested in the next conquest than raising a child with you. 

The leading reason is he’s too immature to want to be a parent. And also afraid of any type of real responsibility. If your child was conceived from a one night stand or fling, the father is probably only interested in the next fling. Sounds judgmental? It is and I’m not ashamed. The facts speak for themselves. A player rarely turns into a parent. The song, Papa Was a Rolling Stone comes to mind. If you were pulled in by this type of guy, forgive yourself and move on. You’ll make way for a better relationship and someone who can truly love you and your child.

3. Your anger and constant nagging about his inability to be a real man keeps him running away from you and his responsibility.

Plus perhaps your habit of broadcasting his failures to your girlfriends and the rest of the world! Most men run from drama and anger, especially if it is their fault. Rather than own up to it they will disappear, even if it means abandoning their child. In their mind they don’t see it as abandonment but as self-preservation. As long as you remain angry, bitter, and vindictive he will avoid you and his responsibility. But what if you could get him to see your point of view? What if you could get him to want to be a responsible dad instead of a deadbeat dad? It’s possible if you can get past the pain and look for a child support solution you both can be happy with.

4. You are giving him control of your life every second you remain angry at him.

Anger is fuel for controlling people. The more you allow your anger towards him to boil in your heart the more you give up control of your life. I learned this lesson the hard way; not just when it came to child support but with everything I wanted but couldn’t get because anger controlled me.

I realized that my ex was feeding off my negative emotions. He was like an emotional vampire that thrived on me feeling hurt, angry, and out of control. He was able to push my buttons an defend his actions because I gave him fuel. I looked crazy and unreasonable which justified his deadbeat daddy behavior.

5. You can create a better life for you and your child without his help.

When you take the focus off of him and make plans for financial security because of your own efforts you can create an amazing life for your family. You have so much more power when you are focused on the possibilities instead of the problems.

When you are calm, happy, and clear they solution shows up magically. You can see your future clearly and create goals out of your dreams. Your energy is on creating a life you love, raising amazing kids, and living your life in peace.

I can testify that after I gave up the fight I found peace. I set boundaries and guidelines around my interactions with my ex. I felt more in control and made decisions based on what was best for me instead of decisions designed to get him back for forcing me to bear the financial and parental responsibility all on my own.

What will you do now?

After you have had a chance to go over the reasons and think about them, you’ll find that a top-notch case can be made in favor of forgetting about your deadbeat baby daddy and moving on with your life.

Just think about it. Perhaps you really, in all seriousness, should forget fighting tooth and nail for him to be a father and sending money to help support your child.

As soon as you examine each of the reasons and evaluate them, you will have to admit that a very compelling case can be made for starting to consider how you can forget about your deadbeat baby daddy and create drama-free life with all the trimmings.

So maybe, just maybe, you really should stop depending on child support from a man who’s proven he doesn’t want to be responsible for taking care of his child. This is just my two cents worth.

It’s heartbreaking to see so many single moms struggle with this issue. The bottom line is it’s time to take control of our lives and destiny. Begin by finishing school if you haven’t, upgrading your skills for a better position, start a business to make extra money, and most importantly release the pain of rejection and low self-esteem.

 

Join the Hub
How to Get Off the Child Support #Struggletrain

How to Get Off the Child Support #Struggletrain

by | Jan 13, 2017

Admit it. Getting your baby’s daddy to pay child support can be like pulling your eyelashes out one by one. Why can’t he understand that you both made this child so he needs to help support this child? All the excuses are getting old and tired.

The bills need to be paid.

The baby needs shoes? Food. Uniforms. Doctor visits. Clothes. All the things that make survival possible.

So how can you get him to pay up or get off the #struggletrain? Stick with me and I’ll share a few practical ideas you can start using today to make the struggle less stressful. Hopefully, the following tips will also prepare you to go into the battle with a better strategy.

My ultimate goal is to inspire you to seek a different path to financial freedom.

Reality Check: Honestly, unless you are a baller ex-wife, boo, or side chick, was married to a CEO or a business owner; it will be hard to make a living, much less a life off of child support. You will be more successful taking action on the tips I share in the second half of this article.

A 7-Step (Mostly) Conflict-Free Process for Getting Child Support

child support conflict agreement

Step 1 – Decide How Much You Need

What will it take to raise your child and meet all his needs? Check your food, clothing, utilities, and all the things your child uses and needs. When you have a number divide it in half. This is how much you need from your ex to raise your children. Be realistic about his ability to pay. Next access his finances.

Step 2 – Assess His Finances

How much does your Ex make? You may not know the exact amount but you can research his job position and the average pay for that position. Be realistic about how much he gets paid when you are considering your child’s needs and his income. There may be a huge gap.

Step 3 – Communicate Your Demands

The next step is to say what you need to care for your child. There is a difference between demanding money because you think he owes you something and asking for money because raising a child requires money. I suggest you go as far as itemizing the cost of everything your child will need for the year. Write it on a piece of paper and give it to your child’s father. Wait for a response then go to the next step. Negotiation.

Step 4 – Come to an Agreement

In this step,  talk about the list and decide, together, what he can realistically do. Sometimes it’s just not as cut and dry or black and white as you think. He honestly may not be able to give you everything but can do something. Ask him if it’s truly the best he can do. Keep at it until you both feel this is something you can live with for at least three months, six months, or a year.

Request a review after agreed time limit has passed to see if he’s in a better position to do more. Men need facts to make decisions. They do not rely entirely on their feelings. If you make it about feelings and drama you will get less than you think you deserve and he will make it harder to get it even at the risk of going to jail, back taxes, or anything to keep you from winning.

Step 5 – File the Paperwork

When you have an agreement put it in writing and you both sign it. This is now your contract to keep or file with the courts if that is part of the agreement. If it is part of a child support order, send it to your attorney or complete the forms yourself. The point is to have a record of the agreement and preferably a witness.

Step 6 – Communicate Regularly

Decide how you will communicate and what you will communicate with your Ex. Keep everything brief and business-like so you stay focused on what matters; your child. Keep your emotions in check and do not allow him to bait you into a conversation about your past relationship, your current relationship with someone else, and all the things you or he did wrong. The less you talk about unresolved personal issues when discussing child support the better off you will be.

Decide if you want to tell him about any special purchases you needed to make because of school needs, medical needs, or other needs outside of the usual food, clothing, and shelter he is contributing to with the child support payments. Make a communication schedule that you can agree on and stay within those guidelines.

Depending on how volatile your relationship is you may decide to only use text messaging, only email, and rarely a phone call. You may use a combination of it all. It is up to you. Whatever you decide to do, be consistent.

Step 7 – Wait for the Check/ Deposit

Now you wait for the child support check to arrive. It may feel stressful because you are not sure if it will come. If it doesn’t communicate with him and ask when you can expect it. If it does come send a quick text saying you got it and say thanks the first few times. The more you appreciate his effort and integrity in sending it the more goodwill you create.

How to Get Off the Child Support Struggle Train in 7 Steps

Now that you have tried the tactics to get child support I’d like you to assess how much you can actually survive off that money. Is it enough to pay the rent, car note, buy food, clothing, school project materials, take a vacation? Can you live off that amount combined with what you make at your job? Are you still struggling to make ends meet? Are you willing to think about the reason you are still struggling?

It’s likely that even after all the tactics and strategy, the child support is still not enough or nonexistent because he barely keeping up with the payments or not making payments at all. You can’t even depend on a steady payment every month. The struggle is truly real. So how do you get off the child support struggle train?

I’m glad you asked!

Getting off the #struggletrain won’t be easy but it is worth it if you want emotional and financial freedom.

Step 1 – Create a budget that does not include child support

Save your sanity and simply plan your spending around the money you bring in. You will introduce financial stability into your life and step away from the emotional struggle of depending on a child support check that may or may not come.

Step 2 – Create an Income Increase Plan

Now that you see your budget you are probably thinking to yourself, “This won’t cover all my expenses and it still feels like I’m struggling!”. I get it which is why your next step is to come up with an Income Increase plan. This means you think about ways you can increase your income.

Can you create a side gig? Can you take an online certification course to get a better paying job? Can you sell toys on Ebay? Create a long and short term income increase plan and start on it immediately.

Step 3 – Deal with Your Child’s Father Differently

Clear the negative energy you feel for your ex. Do it by any means necessary because as long as you feel anger, resentment, depression, fear, or hostility toward him, the more he is in control. You are better than that and can control yourself, your life, and your destiny. Anytime we hold negative emotions about someone we give them control over our lives.

Step 4 – Focus on Creating a Life You Love

Focus on what you want. Nothing else. When you learn how to focus only on what you want you get it. All distractions pull you back into a dysfunctional life and none of your dreams can come true. Focus on the goals you had before your relationship went sour, or before you had kids, or before your divorce.

Create a list of your top three goals and add a date you want to reach that goal. Keep the list in a place where you can see it daily. Your bathroom mirror, your bedroom door, or your phone lock screen are good places to keep your three goals visible.

Next Steps to Getting off the Child Support Struggle Train7 Strategies to turn Child support conflict and struggle into a happier conflict-free ending. RichSingleMomma.com

Step 5 – Ask for help

Find someone who has been where you are but is happy and successful. Ask them to mentor you and keep you accountable to your goals. This kind of support will do wonders for your life. The biggest challenge with this is trusting someone enough to open up about your struggles. Pray for the right person to come into your life.

Step 6 – Join or create a support group 

Find a group of women who are positive and want the same thing you want. It should be a group of women dedicated to problem-solving, not problem re-hashing. Whiners and complainers are not interested in forward progress and rarely get past the navel-gazing phase. Skip those kinds of people. Fine solution-oriented groups.

Step 6 – Trust your intuition

In your heart of hearts, you know the right answers for you. Trust yourself to make good decisions and you will. Do the research, ask people questions who have the answers, pray for wisdom, and know you can always start over if you make the wrong decision.

What’s Your Next Move?

There are two schools of thought on how to get the child support you need. Rely on the child’s father, who may or may not come through or rely on yourself, who will always come through. Some say he owes you but I say an unhealthy dependence on child support puts him in a position to emotionally and financially OWN you. I was put on this planet to empower single moms, through my own experiences and through practical solutions.

I’ve shared what I think are two solutions that may satisfy both schools of thought. You can pursue child support actively using the methods I shared in part one. You can even pursue it passively by simply filing paperwork with the state. But I think the second part of this article is feasible and definitely more satisfying. Of course, it’s up to you to choose the best course of action.