The Merits of Buying Your Own Home

With interest rates currently at a forty-year low, many people that rent their homes are now contemplating the feasibility of purchasing their own house.  As the real estate industry slumped considerably over the past 2 years, it may now be cheaper to own rather than to rent. 

For households with limited income, like single moms such as myself, I went into a frenzy looking for a low mortgage.  Getting affordable mortgage hinges on several things.  First you may have to consider is your credit rating.  If you kept a healthy a credit, it would not be difficult to get a mortgage loan for your first home.  This means not only paying your credit cards but also utilizing it regularly.  Some may have the misconception that not having any debts would be good for your credit.  As a matter of fact, it isn’t.  (more…)

Side Hustle Series – Mystery Shopping

It’s been a while since I’ve posted a side hustle but I haven’t forgotten.

If you love shopping then Mystery Shopping might be just the thing for you. It is unbelievable that you can get paid to shop but it’s true. There are companies who want to be sure that their customers are getting the best service possible. After all it is customers that keep businesses in business.

As a mystery shopper you simply visit different establishments and report on how they treat you, the quality of the products, and the appearance of the establishment. The type of companies you visit varies from apartment complexes to banks to restaurants.

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Debt Management Tips For Single Moms

Having been a single mom for several years now, I have finally acclimatized myself to my status. It is indeed hard carrying the responsibility of children on my shoulders alone. But I do love the perks I am able to monopolize. I am the sole beneficiary of the kids’ hugs, kisses, and love.

As a single mother, I face a lot of challenges. Most I can handle very well, but the immediate concern that I always have to resolve are financial problems. (more…)

Single Moms Are Allowed to Say No

42-17255218As a single mom, my biggest dilemma has always been determining how to keep my children happy.  I do want to give them the best the world can offer.  But doing it alone can be a tall order.  Much has been said about single parenthood, but one will never know the difficulty unless the person finds herself in exactly that position.  The most difficult thing is trying to be both the mother and father at the same time. (more…)