When I think about all the stuff that I’ve had to deal with as an overwhelmed single mom I’m reminded that it’s better to pick my battles rather than get wiped out in a pointless war. There is too much going on in my life to allow nit-picky things ruin my day, my relationships, and my health. I empower myself by picking my battles carefully in all areas of my life. A few battles that readily come to mind involve the kids, the Ex, the family/friends, and the job. Here are four ways I’ve managed overwhelm might be helpful to you:
Managing Kids When You’re an Overwhelmed Single Mom
Every day there is something to fight about with the kids. Mine are in elementary and middle school so they pretty much have a mind of their own. There is the potential to battle over clothes, food, bath and bedtime, as well as the choice of friends.
The clothing battle, especially for my 12-year-old daughter is a potential battle zone. She’s at the age where clothes equal popularity and the latest trends put a strain on my cash flow. Looking like Hanna Montana or the latest kid pop star is cool for her but the wacky/tacky fashions, not to mention the body-hugging, parts revealing attire is enough to make me want to scream.
But I’ve learned to set a few guidelines and let her decide what she will wear. I do a quick, informal inspection before we leave the house and make firm suggestions when she wears a questionable top that will give all the little boys whiplash. She complies because she already knows the rules up front so that battle is diffused before it even gets started.
My 8-year-old son is easier to handle. Just give him some jeans and a shirt and he’s good to go. There are times though when I have to remind him to put on matching socks or switch his shoes around because he still has trouble with two left feet at times.
Dealing with the Ex as an Overwhelmed Single Mom
Battles with the Ex have raged on since the beginning of time (well almost). My ex is no different with the exception of nasty arguments and name calling.
When I realized that we would not be raising our children together I made a decision to treat the relationship as a business arrangement. Yes, I know, it’s easier said than done if he’s less than nice and purposely gives you a hard time. Once I realized that using the kids to make his life miserable or demanding what he “owed” me, I simply made a mental list of what I would need from him in order to raise my children. Surprisingly, when it was all said and done the list was very small. All I needed (and it turns out that it really wasn’t a need) was for him to pay child support.
I am fortunate that he willingly complied to pay child support without a court order so I’ve received it since the birth of my daughter. I had no problem with him visiting the kids or arranging a holiday visit.
I learned that by removing my emotions I am able to reduce the battles and get on with living, without him that is. If your ex is hard to get along with and is determined to make your life miserable you may consider finding an advocate to deal with him for you. It could be a friend, a parent, or a sibling. It doesn’t have to be a long-term arrangement, just long enough until he understands that you are only concerned with the business of caring for your child.
Getting entangled in arguments and bitter fights with your ex just gives him more power and control over you. Yes, it’s true; allowing people to push your buttons puts them in control of your life and behavior. I don’t mean to lecture, but I’ve learned the hard way and just have to share with you. You have to get to the point where you are not angry at him or hurt that he’s no longer in your life. Until you do you will remain embattled with him and have a miserable life.
In this series, I’ve been talking about picking your battles and empowering your life. Battles with the kids and the ex may feel like a constant drain on your emotions, but you can make the choice to choose what battles you will fight. This time we’ll talk about picking battles with family and friends.
Dealing with Family/Friends as Overwhelmed Single Mom
Some single moms have close ties with the family. As a result, some family members are overprotective, overbearing, or over-involved in your life. I was in this situation and at times it was more stressful than dealing with my ex. When the relationship is over, for some, the family is who you turn to for help getting back on your feet. Mom and/or dad can help with childcare, finances, or a shoulder to cry on. The same can happen with close friends.
The problem occurs when this support system begins or attempts to run your life. They have all the answers about how to raise your children and they seem to be the only ones who know what’s best for you. Soon you find yourself wanting to run away from home or risk a relationship breakdown because of heated words.
In my case, my daughter began undermining my authority by asking my parents for things I told her she couldn’t have. Setting boundaries are the only way to reduce the number of battles you have if you have any. My boundary was moving four hours away. I felt my life spiraling out of control and felt a clean break was the best thing for me and my family. You may find other solutions that work for you.
Dealing With the Job/Career as an Overwhelmed Single Mom
Working is one thing single moms usually can’t get around. We have to work to make ends meet and give our kids the semblance of a normal life. But there are times when all things related to the job make me what to throw in the towel and go on welfare. It’s much safer at home where I can surf the internet all day, cook a great meal for the kids, and take naps. But instead, I get up early to go to work where I am not always appreciated and praised.
There are even times when the boss is a jerk and refuses to admit his mistakes or give me credit for a product or process. I’ve learned that the battle is mostly in my mind because in the world of work, every person is ultimately number one and I don’t matter much more than the completion of the next project. So with the battle being my head, I can make some choices. I can make the choice to not take things personally.
I can realize that at the end of the day I get to go home and be with people who love me. I also understand and jump for joy that my boss is not going to come with me. I get to leave him right where he is and forget about him and the job until the next day. The battle is won in my mind and I am at peace. Of course, I still do a good job, because I realize it’s more about personal satisfaction than anything.
The battles in your life and mine seem to come nonstop, but we are fortunate enough to have choices, smart enough to make good decisions, and savvy enough to make those decisions matter. Because in the grand scheme of things the little battles are just a minor annoyance compared to the joy of motherhood.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
Stress is a killer and becoming the number one killer of women (heart attacks anyone?).
What is Stress?
Stress shows up as:
Sleepless nights
Anxiety
Eye twitching
Irritability
Stomach aches
Migraines
High Blood Pressure
Weight gain/loss
and much more.
It affects our work and family life. It affects our romantic relationships. It affects our health, weight, and sexuality.
Whether it is because of the job, long commutes, or personal tragedy, the stress is still the same. You cannot afford to live much longer with this silent killer.
How long will you let it take over your life and make you miserable? How much money will you spend on binge eating or prescription drugs to ease the symptoms?
Aren’t you ready for an alternative that does not just mask the symptoms but completely destroys the stress?
Would you rather suffer the side effects of prescription drugs like weight gain, low libido, or even suicidal thoughts than find the cure?
I was where you are. I was dealing with such extreme stress that it affected my mind, body, and spirit.
I was a walking time bomb!
My best friend was really worried about me when I began to strip off my clothes in the middle of a department store. I was literally pouring sweat even though it was 32 degrees outside. The stress had taken such a toll on my life and body that it was beginning to shut down.
The doctor told me that I was having menopausal symptoms brought on by premature ovarian failure. The hot flashes and night sweats I was experiencing at age 32 was the result of stress.
My bone density tests came back borderline osteoporosis at age 37. I gained weight and lost weight like a yo-yo. I ate when I was anxious and starved myself when I was depressed.
My blood pressure was rising and I had migraines.
I knew I couldn’t go on this way so took myself off all prescription drugs and went on a radical journey to wholeness and stress-free living.
The results have changed my life. At my last blood pressure check the measurement was 110/73. I’ve lost weight (still getting more off), and I no longer have hot flashes.
Overall I am happier and more alive than ever.
How did I do it? It was a combination of things including mental, spiritual, and physical changes. Being an ambitious person and over-achiever drove me to excellence in everything. I could not turn my mind off so I learned meditation.
I could not stand the prescription drugs so I turned to natural solutions.
I was trying to work on my businesses and trying to work a full-time job so I said goodbye to the corporate job and hello to my bliss.
The changes were not easy but I did not want to continue living with the alternative…Stress.
Ready. Set. Breathe!
If you are at the point where the stress is affecting your health and relationships it is time to do something else.
If you want to feel alert, alive, and available while you go through the process of stress elimination you have to let go of the prescription drugs. The natural alternatives are the best for you and are non-addictive.
Are you ready to begin your journey out of stress and into joy? You do not have to do this alone. I’ve been where you are and I know the path to amazing joy and clarity without depending on a pill to mask the symptoms.
I want to help you move from stressed out, depressed, and ready to give up on life before you crash (if you haven’t already). I want to help you live more abundantly and create the life you’ve been craving.
Enter your name and email address to access the FREE Stress Management Training and download the stress relief guide.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
Managing your finances is never simple, but a divorce can make it far more complex. In addition to the emotional turmoil a divorce can cause in a person’s life, it can also cause a lot of financial upheaval. By establishing a plan and relying on professional help where necessary, you can ensure your best possible financial outcome and avoid damage to your credit score during this tumultuous time.
If you are facing a divorce in your future, these 20 tips will help you to maintain some sanity when it comes to navigating the financial aspects of divorce.
1. Consider both parties.
This can seem impossible in the midst of the emotions of a divorce when tempers are high. Still, it’s important to remember that making the best financial decisions for both parties will benefit you in the long run.
2. Don’t heed unsolicited advice.
Whether it’s your best friend or a co-worker, there will be no shortage of unsolicited advice from people you know during a divorce. They’ll be all too happy to share a story of a nightmare divorce, or an amicable one and tell you what you should — or shouldn’t — do in your own situation. It’s best to heed only the advice of those you trust. Always remember that advice is just that, and ultimately the decisions you make are up to you.
3. Don’t tell everyone your business.
When emotions are high we often wear them on our sleeves. In these times, we may find ourselves blabbing about our divorce to everyone, including the grocery store clerk. But because there is so much personal information — financial and otherwise — tied up in the divorce process, it’s best to keep the details of your situation private and confidential.
4. Leave advice to the professionals.
It’s important to only take legal and financial advice from a lawyer and a trusted financial professional. They will be able to objectively help you through your particular situation with the most effective and beneficial advice and strategies.
5. Focus on finances.
A lawyer can help you through the legalities of things like separation agreements and child visitation, but when it comes to finances and managing joint debts, it’s best to work with someone who specializes in finances. If you don’t know where to start, ask your divorce lawyer or mediator to recommend a financial planner they trust or have worked with in the past.
6. Close joint credit accounts.
Once you have filed for divorce, it’s important to cease accruing debt in both of your names. By continuing to rack up joint debt you could end up doing more damage to your credit scores and credit reports and subsequently complicating the divorce process.
7. Open separate checking accounts.
It’s important to remove your spouse’s name not only from your joint credit accounts, but from checking and savings accounts as well. Once you’ve filed for divorce, joint bank accounts should be closed and new, individual accounts should be opened.
8. Keep track of income and expenses.
This is always a smart idea, but particularly during the stress and chaos of a divorce, it can be helpful to track and document financial details including child support and alimony payments, and shared medical and other expenses. There are many personal finance apps available that can help you keep track of these details.
9. Create a budget.
Going from a two-income household to a single income is a major transition. If you haven’t adhered to a budget in the past, a divorce is a compelling reason to start doing so immediately. Make sure to outline everything, including both daily and monthly expenses (groceries, utilities, mortgage and car payments, scheduled maintenance on appliances and vehicles), and long-term expenses including retirement and tuition funds. This will help you avoid overspending as you adjust to your new financial norm.
10. Update your records.
Once your divorce is final you will need to change your marital status on things including tax records, utility bills, health insurance, and property titles (homes and cars, etc.).
11. Secure your own health insurance coverage.
For many couples one spouse is the main policyholder on the health insurance coverage for the entire family. When you get divorced, there will be a grace period for one or both of you to find new coverage on separate policies. Make sure to talk to your employer to find out when the next open enrollment period is coming. If you do not have employer-sponsored health insurance available, you’ll need to research individual health insurance options.
12. Consider adding more health insurance coverage options.
Relative to the previous item, it’s important to carefully consider the potential coverage you will need on your health insurance policies. You may need to add things you didn’t have previously, such as counseling coverage for yourself or your children if they will need it during this difficult and transitional time.
13. Decide whether or not you will change your name.
If you legally assumed your spouse’s last name when you were married you will need to decide whether you’re going to keep it for legal purposes. No matter what you decide, it’s important to make sure your legal name matches the name on any credit and loan accounts. Otherwise you could end up with errors or multiple names or accounts on your credit report that you’ll have to dispute later. This can cause damage to your credit and ultimately even lower your credit score.
14. Begin establishing your own credit.
Once you’re divorced you may find that your credit score has taken a hit thanks to removing your name from accounts and losing some of your established credit history. While it’s not advisable to run up a bunch of new debt, you can benefit by establishing new credit and opening a new bank account and credit card in your own name.
15. Update wills, medical directives, and powers of attorney.
It’s not uncommon for a spouse to serve the role of power of attorney, medical power of attorney and beneficiary to a will. If you have designated your spouse as any of these things, it’s important to update all of these to reflect the new person or people you’d like to appoint to fulfill these roles.
16. Change beneficiaries on retirement accounts and life insurance policies.
Similar to the the previous tip, make sure that your life insurance policy, 401(k), IRA and other retirement accounts are updated to reflect the change in your marital status.
17. Ensure your children are covered.
If you have minor children that should benefit from your retirement accounts or life insurance policies, make sure any changes you put in place account for that. For example, if you have a $200,000 life insurance policy that you would like your now 6-year-old child to receive at age 25, make sure the person you appoint will fulfill your wishes pertaining to the amounts you designate and when. It’s a good idea to get these details in writing and notarized as well.
18. Get savvy in managing your finances.
In many marriages, one spouse acts as the financial manager. That means they handle things like paying the bills, setting the budget, balancing the checkbook, filing annual tax returns, etc. If you are not the spouse that handled these things then you may have little or no knowledge of how to manage these things day to day. It can be helpful to establish a relationship with a certified financial planner, a banker, and a professional tax preparer. It can also be helpful to sign up for an online course on basic financial management.
19. Establish a savings account.
It may seem counter intuitive to try to save money at a time when your financial situation may have significantly changed. However, when it comes to saving money, even small amounts add up. And you never know when an unexpected expense may arise and you’ll need a little extra.
20. Take it one day at a time.
Divorce is never something we plan for, and it can feel completely overwhelming when tending to all of the decisions and details that need to be worked out. But by slowing down and taking things one step and one day at a time, you will find that both you and your finances will adjust to this life change. And you may just make the transition a lot more seamlessly than you think you will.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
Financial stress and anxiety affect millions of people. No matter how much, or how little, money you make, you have probably felt financial stress at some point in your life. It doesn’t matter how well you think you’ve planned (or haven’t), things can happen that cause you stress or anxiety.
Chances are you’ve had to deal with one of these situations:
Your income dropped and now you can’t pay your bills.
There was an unexpected expense that drained your savings.
The debts keep building up and you can’t pay them down.
You have had a medical issue and insurance did not cover it.
If you’ve dealt with one or all of these scenarios, you’re not alone. Thousands of Americans are in the same situation. They move from one stressful financial situation to another — or juggle many of them at the same time.
The reasons for financial stress differ for all of us, but the way to overcome it is the same.
1. Talk About It
The No. 1 mistake people make when they stress about anything is to avoid it. There is this belief that if you don’t talk about or address it, then it is not true. If you do this, though, the situation will get worse.
You need to look directly at the financial situation causing you stress. It can help to write it down, along with ideas that might make it better. If you are in a relationship, talk to your spouse or partner about it.
Whatever you do, don’t ignore it. It won’t go away on its own.
2. Review Your Budget
If you have a budget, refer to it to see what can be changed. Is there a spending category you can eliminate? Maybe you can reduce your spending until you address your financial situation.
If you do not have a budget, start there. Even if you are broke, you still need a budget. Your budget is a financial roadmap. It guides you to make the right spending choices and to see where your money goes.
Reviewing your budget helps identify what works and what doesn’t. You should check your budget at least once a month so you always know where you are going, and where you’ve been.
3. Make More Money
Your stress may mean it is time to change careers or jobs, or that you need to find ways to bring in more money. There are many ways you can work from home and make more money. You just have to find the right niche.
4. Comparison Shop
If you need to make a major purchase, don’t run down the street to the closest store to make your purchase. Research the item you want. Read reviews and check prices.
Once you know which item you want, visit your store to buy it. You might be able to price match to get the best deal or even negotiate the price, especially if you use cash.
5. Get Rid of Your Debt
Debt is one of the main reasons people have financial stress. Whether your debt is the result of overspending or life tossing obstacles your way it can be easy to get in over your head.
Taking steps to get out of debt can improve your financial stress. It will not be easy. I know this because I’ve been in your shoes. However, if you can put together a plan and begin making progress toward your goals, you will find your financial stress is reduced, or possibly eliminated. (Remember, keeping your debt under control can also improve your credit standing, which can save you thousands over your lifetime Find out where your credit stands by getting your two free credit scores on Credit.com.)
6. Seek Professional Help
If your financial situation is really bad, it may be time to seek professional help. You may want to consult a financial planner if you stress over saving for college or retirement.
Asking for help does not make you weak. It shows you are smart. If you needed surgery, you would not perform it on yourself. You would find a surgeon. The same is true with your finances.
7. Set Goals
Decide what you want from your finances. Make a vision board, or post an image of your goal where you will see it every day. When you can visualize your goals, and see them in front of you, they become real. They are no longer a thought in the back of your mind. Seeing your goals in front of you can keep you focused.
For example, when I was working on paying off my debt, I had a paper on the refrigerator with a total amount owed on it. As we made payments, I updated it. It was in front of my face every day. I could see how much we owed, but more than that, I was able to see our progress as I watched the balance drop.
No matter what causes you financial stress and anxiety, there are things you can do to overcome it. You need to first take ownership and then take the necessary steps forward.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
It’s been almost three months since I’ve seen my daughter. In January, I packed her up and drove her to NYC to start a new life and education at Columbia University. It feels like a dream but it’s real. I never thought I would miss my child this much but every now and again I feel the tears well up in my eyes and I want to cry. Don’t get me wrong, I’m super proud of her and it was me who encouraged her to go to NYC. I have to suck it up and let her live her life.
What led up to her going to Columbia University is quite a story. We never really planned this but preparation brought her to this point. I believe any parent can prepare their kids with the right tools. It doesn’t have to be an Ivy-league school but if you want your child to have the best education there are some steps you want to take.
This video is a summary of what led up to this major life-changing event. If you have questions email me at samantha@richsinglemomma.com.
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
This is was my mantra that changed my life back in 2012. I was tired of being broke and feeling like I would never see the light of day when it came to financial freedom. But this phase came to my mind when I started the journey of freeing my mind from old beliefs and embracing a new way of thinking.
For some people, it’s not an issue to think wealth, prosperity, or abundance, but for me, it was a challenge. For my entire life, all I knew was lack and limitation. I didn’t know that I was allowed to think differently, to expect plenty, or that I could dare hope to be wealthy.
The process of changing my mindset was long. Sometimes I still fall back into old thinking but I quickly recover. What helped me was my love of research and reading coupled with problem-solving.
Being Poor and/or Broke is a Problem
You see, being poor was a problem. It was stressful, embarrassing, and no fun at all! When my friends wanted to go on trips or just out for a simple meal I had to make excuses for why I couldn’t go or pinch pennies to make it happen. It was deeply stressful and I hated every minute of it, but I felt trapped by my upbringing and the religious voices in my head that said, “It’s easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of heaven”. Words straight from the bible that had me suck in a rut of poverty mentality.
I later learned that scripture was misquoted to keep people in bondage to fear and scarcity. I was tired and I wanted to be free so I began my quest to find the truth about wealth and prosperity. I read books I never thought I’d read in a million years. I listened to audio books and watched YouTube videos. I had to find the answers I was seeking.
I came across books like The Science of Getting Rich, Think and Grow Rich, The Dynamic Laws of Prosperity, and so many more. I read them all and my mind began to shift. I stopped believing I was born to be poor and began believing I was born to be rich! Goodbye Broke.Hello Prosperity!!!
I’ve decided that I want to help my friends adopt the same mantra that I did a few years ago. It transformed my life so now I don’t scrape by and pinch pennies anymore. It’s not necessary. I’m living a good life and growing prosperous every day. I went from broke to blessed in my mind first, then in my bank account. I don’t struggle with bills, giving my kids what they need, or helping others. (Did you see my Cash App Giveaway on Instagram Thanksgiving week?)
Go From Broke to Blessed!
When you decide to say, Goodbye Broke.Hello Prosperity!,
You can finally pay all the bills and have more money at the end of the month. Pssst…It’s called residual income.
You can invest in Bitcoin or the stock market like I have.
You can take the vacations you’ve always wanted to go on.
You can fix your credit and increase your score so you can buy a house or new care.
You can finally sleep at night because you are not worried about how you are going to make ends meet.
How? Join my mastermind group and get all the tools you need to go from broke to blessed.
The Goodbye Broke. Hello Prosperity! Mastermind
The Goodbye Broke. Hello Prosperity! Mastermind is created for you. You will be connected to women who are in the same boat; learning and growing just like you. You will have the support, encouragement, and accountability to release your old way of think and begin thinking in a new way.
Who this Mastermind isn’t for…
This mastermind is not for everyone. If you prefer complaining, are happy where you are, skeptical, or messy, this mastermind is not for you. If you are afraid to take a risk on your life, afraid of changing the status quo, stuck in a depressed state, or are having trouble letting go of the past it’s not the time for you to join.
Who this Mastermind is for…
But if you are actively searching for change, you want to learn and grow, you feel a call to something better, you’ve invested in a course or program in the last two years, you are willing to show up and do the work, and you have hidden talents you want to exploit, then this mastermind is for you.
You will get access to videos, live sessions with me, and resources that will help you fix your finances, plug any leaks, update your skills, and put you on the path to six-figures or more.
When does it begin?
This is a year-long program that begins January 14, 2018. We will start with a Financial Vision Board Party to create a picture of what you want your financial life to be by the end of the year. It is a powerful exercise you will use over and over again for other parts of your life including love, health, and career.
Are you ready to get started? This program can easily go for $2500 or even $5000 because the content alone will set you up for success for the rest of your life. But I want it to be accessible to single moms who need a break. Believe me, I’ve been there so I know the struggle sometimes. But I also want it to feel like a true investment so you feel the incentive to do the work too! I’ve paid thousands for programs because I wanted the value the experts were giving me.
What’s the investment?
Payment plans are available so you can manage the payments each month. This program is $450 for the year for early birds. Yes, you read that correctly. It’s only $450 to become a member of the Goodbye Broke.Hello Prosperity! Mastermind before December 31, 2017. You can do one payment or up to 12 payments ($37.50 monthly).
How do I join this money transformation program?
Select the payment option below to register now. The early bird cart will close at midnight December 31, 2017, so lock in the rate because it will go up to $750 ($62.50 monthly) on January 1, 2018.
I’m excited to have you in the Goodbye Broke Hello Prosperity mastermind group. I know we are going to have fun learning and growing together in 2018 and beyond.
Click Your Perfect Option Below to Join the Hello Prosperity Mastermind
Samantha A. Gregory is an author, consultant, and speaker. She’s a single-mom lifestyle, money, and parenting expert featured in The Washington Post, The New York Times, Essence Magazine, HuffPost, ABC News, and Mint.com.
Samantha founded the award-winning RichSingleMomma.com™, the first online magazine featuring personal finance, parenting, and personal development content and courses for single moms.
She aims to inspire women who are ready to thrive and not just survive in their single motherhood journey. Connect with her on Instagram @richsinglemomma.
Hi! Welcome to RichSingleMomma.com. I started this website almost a decade ago because I couldn't find any blogs back then that helped single moms with money. I was having some success in that area so I decided to share what I knew about side hustles, making extra money, and managing money. Read more...
much have a mind of their own. There is the potential to battle over clothes, food, bath and bedtime, as well as the choice of friends.
overbearing, or over-involved in your life. I was in this situation and at times it was more stressful than dealing with my ex. When the relationship is over, for some, the family is who you turn to for help getting back on your feet. Mom and/or dad can help with childcare, finances, or a shoulder to cry on. The same can happen with close friends.
