Goodbye Broke Hello Prosperity

Goodbye Broke Hello Prosperity

by | Dec 13, 2017

This is was my mantra that changed my life back in 2012. I was tired of being broke and feeling like I would never see the light of day when it came to financial freedom. But this phase came to my mind when I started the journey of freeing my mind from old beliefs and embracing a new way of thinking.

For some people, it’s not an issue to think wealth, prosperity, or abundance, but for me, it was a challenge. For my entire life, all I knew was lack and limitation. I didn’t know that I was allowed to think differently, to expect plenty, or that I could dare hope to be wealthy.

The process of changing my mindset was long. Sometimes I still fall back into old thinking but I quickly recover. What helped me was my love of research and reading coupled with problem-solving.

Being Poor and/or Broke is a Problem

You see, being poor was a problem. It was stressful, embarrassing, and no fun at all! When my friends wanted to go on trips or just out for a simple meal I had to make excuses for why I couldn’t go or pinch pennies to make it happen. It was deeply stressful and I hated every minute of it, but I felt trapped by my upbringing and the religious voices in my head that said, “It’s easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of heaven”. Words straight from the bible that had me suck in a rut of poverty mentality.

I later learned that scripture was misquoted to keep people in bondage to fear and scarcity. I was tired and I wanted to be free so I began my quest to find the truth about wealth and prosperity. I read books I never thought I’d read in a million years. I listened to audio books and watched YouTube videos. I had to find the answers I was seeking.

I came across books like The Science of Getting Rich, Think and Grow Rich, The Dynamic Laws of Prosperity, and so many more. I read them all and my mind began to shift. I stopped believing I was born to be poor and began believing I was born to be rich! Goodbye Broke. Hello Prosperity!!!

I’ve decided that I want to help my friends adopt the same mantra that I did a few years ago. It transformed my life so now I don’t scrape by and pinch pennies anymore. It’s not necessary. I’m living a good life and growing prosperous every day. I went from broke to blessed in my mind first, then in my bank account. I don’t struggle with bills, giving my kids what they need, or helping others. (Did you see my Cash App Giveaway on Instagram Thanksgiving week?)

Go From Broke to Blessed!

When you decide to say, Goodbye Broke. Hello Prosperity!,

  • You can finally pay all the bills and have more money at the end of the month. Pssst…It’s called residual income.
  • You can invest in Bitcoin or the stock market like I have.
  • You can take the vacations you’ve always wanted to go on.
  • You can fix your credit and increase your score so you can buy a house or new care.
  • You can finally sleep at night because you are not worried about how you are going to make ends meet.

How? Join my mastermind group and get all the tools you need to go from broke to blessed.

The Goodbye Broke. Hello Prosperity! Mastermind

The Goodbye Broke. Hello Prosperity! Mastermind is created for you. You will be connected to women who are in the same boat; learning and growing just like you. You will have the support, encouragement, and accountability to release your old way of think and begin thinking in a new way.

Who this Mastermind isn’t for…

This mastermind is not for everyone. If you prefer complaining, are happy where you are, skeptical, or messy, this mastermind is not for you. If you are afraid to take a risk on your life, afraid of changing the status quo, stuck in a depressed state, or are having trouble letting go of the past it’s not the time for you to join.

Who this Mastermind is for…

But if you are actively searching for change, you want to learn and grow, you feel a call to something better, you’ve invested in a course or program in the last two years, you are willing to show up and do the work, and you have hidden talents you want to exploit, then this mastermind is for you.

You will get access to videos, live sessions with me, and resources that will help you fix your finances, plug any leaks, update your skills, and put you on the path to six-figures or more.

When does it begin?

This is a year-long program that begins January 14, 2018. We will start with a Financial Vision Board Party to create a picture of what you want your financial life to be by the end of the year. It is a powerful exercise you will use over and over again for other parts of your life including love, health, and career.

Are you ready to get started? This program can easily go for $2500 or even $5000 because the content alone will set you up for success for the rest of your life. But I want it to be accessible to single moms who need a break. Believe me, I’ve been there so I know the struggle sometimes. But I also want it to feel like a true investment so you feel the incentive to do the work too! I’ve paid thousands for programs because I wanted the value the experts were giving me.

What’s the investment?

Payment plans are available so you can manage the payments each month. This program is $450 for the year for early birds. Yes, you read that correctly. It’s only $450 to become a member of the Goodbye Broke. Hello Prosperity! Mastermind before December 31, 2017. You can do one payment or up to 12 payments ($37.50 monthly).

How do I join this money transformation program?

Select the payment option below to register now. The early bird cart will close at midnight December 31, 2017, so lock in the rate because it will go up to $750 ($62.50 monthly) on January 1, 2018.

I’m excited to have you in the Goodbye Broke Hello Prosperity mastermind group. I know we are going to have fun learning and growing together in 2018 and beyond.

 

Click Your Perfect Option Below to Join the Hello Prosperity Mastermind

One-Time Payment Option
Monthly Payment Option
7 Ways to Support Charities, Even If You’re Broke

7 Ways to Support Charities, Even If You’re Broke

by | Nov 8, 2017

When college student Kara Skinner was short on cash, she started the blog Lover’s Quarrel, reviewing romance novels and including affiliate links in her posts. Thanks to her posts, she earned $60 from those links. But instead of splurging on pizza and a night out with friends, Kara decided to use her money in a different way: she donated it.

“I read I Am Malala and was so inspired,” Kara says. “Not everyone can get an education like I can because of where they live or their gender.”

Since launching her blog, Kara has donated to organizations like the Malala Fund and the Arbor Day Foundation. Because she uses her earnings from her website, she never has to dip into her bank account to contribute to charities.

Kara isn’t alone in her outlook: millennials are extremely generous when it comes to nonprofit causes. In fact, the majority of this age group donate to charity—an especially notable feat when you consider that debt is the biggest money-related stressor millennials face.

7 Ways to Donate to Charity

While that charitable mindset is admirable, finding the extra money to donate can be difficult. Between bills and debt payments, there’s often very little left over to give away.

However, a lack of money doesn’t have to hold you back from helping your community. You can make a big difference by doing one or more of the following things, without hurting your monthly budget.

1. Sign Up for AmazonSmile

If you shop on Amazon, you can help nonprofit organizations just by making routine purchases. Once a charity signs up with AmazonSmile, Amazon customers can select that organization to receive donations.

To take part in the program, visit Smile.Amazon.com instead of Amazon.com, and do all of your shopping from the new link. After you check out, the AmazonSmile Foundation will donate 0.5% of the purchase price of eligible products to the charity you choose.

That number might not sound like much, but it can add up over time. If you spent $1,000 on the site on regular purchases like toilet paper, laundry detergent, and other essentials, AmazonSmile would donate $5 to your selected charity.

2. Sign Up for Rebate and Reward Apps

If you’re short on cash, you can earn extra money to donate just by signing up for rebate and reward apps. Sign up for apps such as Ibotta and Checkout 51 and turn your receipts into cash.

These apps offer rebates for shopping at select stores or purchasing specific brands. After you’re done shopping, take a photo of your receipt with the app of your choice. Money will be deposited into your account.

Those rebates could add up to a hefty amount of cash. In fact, some people rack up hundreds with rebate and reward apps. With that money, you can make a sizeable donation without digging into your savings.

3. Donate Blood, Plasma, or Bone Marrow

If you’re a healthy adult, you can make a lifesaving donation. Those with severe illnesses or who have been in accidents often need blood, plasma, or bone marrow donations to recover. However, thousands of people cannot find a match, and there are sometimes donor shortages.

Donating your blood, plasma, or bone marrow can be a lifesaving act of charity in itself. In many cases, centers will pay you to donate plasma, allowing you to help someone in need while you earn extra cash to donate. When it comes to bone marrow, however, you’re not likely to be paid for donating—but you can still help save someone’s life.

To find a collection center near you, visit the American Red Cross, Donating Plasma, or Be the Match.

4. Cut Your Hair

Do you get compliments on your long, beautiful hair? You can use those lovely locks to help someone else going through a rough situation.

Children and adults with alopecia or those undergoing chemotherapy can experience hair loss. They often turn to wigs to cover their scalps and feel more confident. Human-hair wigs are the best you can buy; they look the most natural and can be washed and styled like regular hair.

However, human-hair wigs can cost thousands, and they are often unaffordable for many families. Several organizations try to ease the burden by collecting human hair to make wigs for both adults and children.

Locks of Love, Pantene’s Beautiful Lengths program, and Wigs for Kids all accept hair for wigs. While each organization has its own requirements, in general, you must meet the following guidelines to donate your hair:

  • Your hair must be securely fastened in a ponytail.
  • If your hair is in a ponytail, the tail must be at least 8 to 12 inches long to be useable.
  • Your hair cannot be bleached or highlighted. In most cases, dyed hair that does not have any bleached sections is acceptable.

5. Donate Gently Used Clothing or Household Items

If you have old clothes, furniture, or household items lying around, you might be able to help someone in need.

You can donate items to organizations such as Goodwill, which can sell those items in thrift stores and use the proceeds to fund other programs—such as employment training and job placement services—for people in your community.

Use Goodwill’s locator tool to find a donation site near you.

6. Use Side Income to Fund Donations

If you’re like Kara and don’t have much money to donate with your current budget, you can start a side hustle to make extra cash. Side hustles allow you to work as much as you want, when you want. If you want to make a donation around the holidays, you can take on seasonal work to get the money.

Because it’s extra income, you won’t miss it after you give it away. And you won’t fall behind on your rent or student loan payments, either.

7. Collect Spare Change

Even your piggy bank can be turned into a source of donations. At the end of each day, empty your pockets and bag and deposit any loose change into a jar.

You can also boost your donations by looking for forgotten change on sidewalks or streets. One blogger collected $27 just by looking around at car washes, in gutters, and in parking lots.

Once your change jar is full, take it to the bank to turn it into cash before donating it to a charity of your choice.

Donating to Charity

When you’re broke, it’s hard to scrounge up the money to help others. But if you’re determined to help your community, thinking creatively can help you make a tangible difference. Try accounting for donations in your monthly budget to make it a regular part of your spending habits or try looking for credit cards that make it easy to give to charity. By taking on extra work or sacrificing your time, you can help change someone’s life.

The post 7 Ways to Support Charities, Even If You’re Broke appeared first on Credit.com.

3 Quick Single Mom Stress Relief Tips

3 Quick Single Mom Stress Relief Tips

by | Sep 28, 2016

This post contains affiliate links

A few years ago I was dealing with debilitating single mom stress, well just plain stress, to the point that I started having hot flash and night sweats on an hourly basis. It was really bad! I couldn’t think straight because my mind was foggy. I was dealing with depression, doing the model mommy thing, and working through dissolving a toxic relationship. This went on for a year or so when I finally decided to get help. I went to the doctor and they put me on anti-depressants and start me on hormone replacement therapy (HRT) because I was entering menopause. I was only 32 years old! Ugh!

3-quick-single-mom-stress-relief-tipspinterest

I did the anti-depressants for a couple of months and I refused to go on HRT. The meds I was taking was making me feel like my head was detached from my body. I really couldn’t function and I was afraid I was not going to be alert enough to take care of my kids. I was also scared to drive even though I hadn’t taken medicine for a couple of days. The affects of the medicine was still in my system making me feel drowsy and crazy in my head. I had to do something so I researched a few natural therapies I could use to deal with the stress.

I found out about lavender, meditation, EFT, and Valerian root. I used a combination of these things to finally get stress relief.

Stress Relief Tip #1

Valerian root for single mom calm stress relief
WikimediaImages / Pixabay

I use Valerian Root first. I heard about it when I was younger so I knew it had a calming affect. I could take it everyday without it making me drowsy and disconnected. It was not addictive so I started taking it daily. I felt better within a week. I slept better at night and didn’t feel jittery or nervous.

Stress Relief Tip #2

Emotional freedom technique (EFT) for stressed women
xxolgaxx / Pixabay

The next thing I tried was EFT or emotional freedom technique. I was researching ways to deal with the emotional issues I was having and came across this new method of treating them. I learned how to do the technique and got some results. It wasn’t until years later that I really started using it and got unbelievable results. I’ll have to do a different post on just this method alone.

Stress Relief Tip #3


Finally, I started using lavender. I bought sachets to put under my pillow at night and found spray products that had the fragrance in it. I really like it because of the smell and the calming affects. Recently I bought a product off Amazon called Tranquility by Phytopia. It’s a massage oil that has a very nice lavender fragrance. It’s strong but not overwhelming so I can use it at night, which is how they recommend you use it. I slept for eight hours and felt great the next morning.

What’s Bugging (Stressing) You?

single mom stress relief tips
MasimbaTinasheMadondo / Pixabay

I don’t know what kind of stress you are dealing with personally. If it’s anything like mine was I recommend that you run to the health food store or Amazon (free 2-day shipping is awesome) and pick up the items I used. You can go to the EFT website and read more about it or search for it on YouTube.

Being on anti-depressants wasn’t the answer for me. I could not function and I did not know what kind of damage it was doing to my body. I just didn’t want to risk addiction. Dealing with the issues was the best thing for me because I wanted to be completely healed from the stress, depression, anxiety, and other emotional issues.

Watch the video, 3 Quick Single Mom Stress Relief Tips, if you don’t want to read it

Get Help and Get Healthy!

single mom get help get healthy

If you are dealing with dark thoughts, feel like you can’t get yourself together, or want to harm yourself (or your kids) please get help. Do not suffer alone!

stressmanagementraining

[Book Excerpt] Discovering Your Own Doctor Within

[Book Excerpt] Discovering Your Own Doctor Within

by | Sep 28, 2016

An Actress WithinDiscovering Your Doctor Within book cover about emotional wellness

A girl in her midtwenties who wore a peasant shirt arrived for a simple checkup of her sprained right wrist. She’d been
wearing a brace and managing within her work restrictions. Blonde-haired and doe-eyed, she appeared reserved but polite. I proceeded to examine the wrist and check the fit of the brace. I also offered her a different medication and asked about physical therapy.

We then chitchatted a bit, during which she told me she was working an assembly line job and raising her sons, but she’d just graduated from acting school and was very excited to audition the next day for a commercial in Cincinnati. She thought it was important to show her sons the importance of following a dream by following her own. She said she’d always wanted to portray characters that brought out emotions in those watching. I commended her for this and wished her the best for the audition.

I encouraged her to show the joy in what she was doing, even if it was an awkward tryout, as though the time on stage would truly be what she’d be doing for a living; projecting her comfort would allow the producers to feel more relaxed and happy to hire her for the part. I asked her if there was anything else about her health that we should talk about, and she stated she’d had migraines since childhood.

meditation for emotional wellness

Unsplash / Pixabay

I felt a sense of properness while in the room with her; a sense of calmness that was more like forced tranquility than genuine peace. So, I brought to her attention that allowing her true feelings to come out, such as anger, would not only help with her migraines but also with her performance on stage. I felt that somewhere during this young adult’s upbringing, she’d learned to turn off any anger, having judged and condemned it as improper.

“As a matter of fact,” I told her, “anger can be very helpful.”

I recommended that she join a self-defense class where she could strike out, kick, and punch, and with each one of these offensive moves, assign with it something that happened to her that caused her to feel angry. She was to channel that feeling and event into every strike.

I told her that if she did that, she would not only help her migraines but also be able to channel that emotion in the human characters she played. I explained that the suppression of this emotion doesn’t get rid of it but instead just chains it up for a while and builds inner pressure that can result in all sorts of destructive influence on the body. Emotions are vibrations, and the body, under poor vibrations, can develop disease and be unwell, exhibiting symptoms such as migraines, ulcers, and stomach issues.

She nodded in agreement and said that in her final exam at acting school, she’d had to deliver part of a monologue of a very angry woman, standing alone on stage. She said she had done very poorly because she hadn’t been able to get in touch with the anger. I’d told her that it made a lot of sense because she’d never given herself permission to access it. While she worked through this, I recommended that she try butterbur, an herb showing promise in treating migraines, embraced by large neurology clinics for its effectiveness and low side effect profile.

I then asked if I could say a prayer with her for her audition and new dream career. She agreed, and I held in my mind the portrait of her as an actress who was so in touch with each of her emotions that she could portray any character, and the genuineness of this would be felt by all the audience members, who would be in turn inspired to find the genuine nature in their own lives. I saw this so clearly for her and asked that she be guided to this, as she felt comfortable in allowing it to happen. She’d been an inspiration, and I was blessed with a new realization about prayer from our visit.

In having prayed and seen the young actress so sharply in my mind’s eye doing and loving what she wanted so much to do, I felt what true prayer is. True prayer is holding a deeply felt, detailed image of someone’s best self, when he or she isn’t yet able to do so. I was reminded of Jesus among the sick. He saw his fellow beings in their full state of radiant health, walking with their beds instead of focusing on their lameness and skin lesions. He held so strongly the vibration of their well-being that they all let go of their own beliefs of sickness in his presence. We can all do this for each other by focusing on each other’s best selves and holding that in our hearts as our image of them.

——–

About the author

Amy E. Coleman author of discovering your doctor withinDr. Amy E. Coleman is the CEO and founder of Wellsmart, a company that cultivates technologies and healthcare strategies that strengthen the patient/doctor relationship. She served as a United States Air Force flight surgeon, and was appointed the youngest and first female Commander of the U.S. Air Force Special Operations Clinic. There, she helped guide global medical missions and build creative clinic systems, including those employing complementary care methods still employed today throughout the Air Force.

[Video] My $800 Car Repair + Overcoming Financial Stress

[Video] My $800 Car Repair + Overcoming Financial Stress

by | Nov 7, 2014

My car repair bills added up to $800. I could have been stressed about money and worried about my car breaking down. But I’ve learned the power of prayer and other habits that help me overcome financial stress. I share my tips in this video with you to encourage you to breath and know it will be okay.

How are you handling financially stressful times? How do you want to be able to handle them?

What to talk about it privately? Schedule a free 30-minute strategy session to pick my brain and figure out how to overcome financial stress. Send an email to samantha @richsinglemomma.com

3 Ways to Deal With Debt and Reduce Stress

3 Ways to Deal With Debt and Reduce Stress

by | Oct 22, 2014

by Andrew Bycoffe

“The only man who sticks closer than a friend during hard times, is a creditor.”

We might laugh at the quote above, but if you’re laughing while being in debt, you’re probably cringing on the inside at the same time.  Debt, in itself, is not a funny part of life.  Quite the opposite, small to large quantities of debt often hang like a dark cloud through life, casting shadows of foreboding and hopelessness wherever we go.

Like so many, when we come to a place where there seems to be no financial means to change our situation, we turn a deaf ear to the calls and throw away the collection letters from the mail.  Essentially, we ignore the problem as best as we can while we continue to move forth into new stages of our lives.

Unfortunately, though we may apply all of the tricks in the book to successfully distancing ourselves from our debtor’s communications, our minds our often trapped within the heaviness of our new financial limitations.

You might ask, so what then can be done to move beyond debt’s darkness so that we can return to those more carefree sunny days of our past?  Read on, and we will show you…

1. Face the storm – Time to let yourself take a good look at that annoying dark cloud, and finally start expecting to see the sun.  By mentally addressing to your subconscious that you are about to find a solution to the nagging darkness, half of your struggle will already be won.

Stop doing the runaway two-step and stand instead with a power pose of authority towards your debt.  Take your mind into a conqueror’s mentality…the undefeated Susan…the unstoppable Rick.  Change that emotion of fear you feel into power instead.

Studies prove that we essentially will end up in the direction for which we aim our mind.  Take that truth and run the other way with it.  It’s time to stop hiding underneath that cloud and lasso it instead.  Take your authority with it, and you can tell it where to go.

2. Unmask the monster – Time to see the collector’s differently.  Remember that saying, “to kill stage fright, picture the audience nude?”  Well, this begins as the same concept.  Realize that your debt collectors are just people doing a job to make their living.  In short, let yourself realize that they do in-fact have a soul, and work with that.

The wonderful truth is, we are all human at the end of the day.  We all put our pants on the same way, just as we have all made both good and bad decisions.  Keep the perspective on your debt collector’s humanity in the forefront of your mind as you approach step three, and get ready to smile.

3. “Kill” them with kindness – This third step will take some focus, some patience and a really great cup of hot cocoa.  Well, maybe not the cocoa part, but it’s time to step into your happy zone and look at the debt collectors through rose colored glasses.

Get the conversations into the human friendly zone and treat them like your best friend.  The truth is, when it is all said and done, there is nothing more powerful than human connectivity.  Common grounds of understanding are powerhouses for negotiation…and blowing away your debt cloud.

4. Talk their ear off – This fourth action will require multiple actions, and will extend over a small amount of time.  Once you’ve established your BFF status with your debt collecting peeps, you must maintain your relationship.

Call them OFTEN and keep them informed.  If you are working out a settlement process with them, keep them up to date every step of the way.  You want to build rapport with them and cause them to feel that you are keeping things honest, open and clear.

Doing this will maintain extra grace for your situation along the way and possibly even delay legal issues they would otherwise take against you.

It’s not always an easy road to facing our darkness and our fears, but it can be an absolutely invigorating ride when we do!  Just remember to keep those sweet visions of sunny freedom within your mind as you go along this dynamic journey; and when you get to where you’ve always wanted to be…blissfully debt free, pass the energy on to others you know who are struggling as well.  Before long, we will all begin to see, that we are the only ones truly powerful enough to change our own skies.

If you would like more refreshing financial guidance and food for monetary life, check out my book ‘Cu$hion Money…Look What I Found’ on Amazon.